Credit union · NCUA insured
West Metro Schools Credit Union
A $43.1M credit union headquartered in Hopkins, MN, with 2,592 members and 2 branches in Minnesota. Best rates: CDs 3.90% and savings 1.75% APY.
West Metro Schools Credit Union Carrot Score
74
Carrot Score
Higher than 36% of U.S. banks and credit unions
#58 of 97 in Minneapolis, MN-WI metroHow the score works →
Deposits are federally insured by the NCUA up to $250,000 per depositor.
About West Metro Schools Credit Union
- Headquarters
- 1001 Highway 7, Hopkins, MN 55305
- NCUA charter
- 62726
Branches
2 branches in Minnesota
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Minnesota
2 branches
- Main officeMain office1001 Highway 7, Hopkins, MN 55305Directions
- Edina office5701 Normandale Rd, Edina, MN 55424Directions
Walk-in offices from the NCUA directory as of March 31, 2026. Directions open Google Maps. A nearby branch doesn’t mean you can join or open an account.
Financial details
Well capitalizedas reported to the NCUA
| Measure | This credit union | Peers’ middle | Strongest quarter |
|---|---|---|---|
| CapitalNet worth ratio | 17.85% | 14.31% | 19.38% or more |
| Troubled loans60+ days late | 2.87% | 0.70% | 0.18% or less |
| ProfitabilityReturn on assets | 0.87% | 0.65% | 1.19% or more |
| LendingLoans per $100 deposited | $55 | $59 | — |
- CapitalNet worth ratio17.85%Peers’ middle 14.31% · Top 25% 19.38%+
- Troubled loans60+ days late2.87%Peers’ middle 0.70% · Top 25% ≤0.18%
- ProfitabilityReturn on assets0.87%Peers’ middle 0.65% · Top 25% 1.19%+
- LendingLoans per $100 deposited$55Peers’ middle $59
Compared with the 2,478 credit unions with under $100 million in assets. The strongest quarter is what the best 25% of them reach: more capital and profit, fewer troubled loans. Lending has no better end.Troubled loans are loans 60 or more days late.
Regulators’ own ratings of West Metro Schools Credit Union are confidential. These figures are what it reports to the NCUA each quarter, set beside its peers; they aren’t a rating.