Dacotah Bank Savings & Money Market Rates

How Dacotah Bank’s savings rates compare

Compared with banks and credit unions near Sioux Falls, SD-MN, where Dacotah Bank has the most branches. $10,000, best rate first.

This bank’s best
Dacotah Bank
1.50%APY
Minimum
$100
Earns on $10,000 a year
$150
Funeral Trust
Top rate
ONE AMERICAN BANK
3.00%APY
Minimum
$100
Earns on $10,000 a year
$300
ONE AMERICAN BANK rates
2nd-highest rate
Citi
3.00%APY
Minimum
$0
Earns on $10,000 a year
$300
Citi rates

Compare savings rates near you →

88

Savings score

Higher than 83% of U.S. banks and credit unions

By balance

$1,000 balance$1,0001.50%
$10,000 balance$10,0001.50%
$100,000 balance$100,0001.50%
QualifiedQualified1.50%

Each track runs from the lowest to the highest rate among U.S. banks and credit unions; the dot is this rate.Qualified: needs another account or monthly activity.

How the score works →

Where Dacotah Bank ranks

By savings score, in each area where it has branches

And 8 more areas →

Every rate

Current savings rates

Rates from the bank’s website. Earnings assume the rate doesn’t change.

Money Manager

Up to 2.38%APYMoney market$50,000 to open

$25 monthly service charge avoided by maintaining a minimum balance of $50,000. Tiered interest earned each day balance is above $50,000.

Earnings on $10,000 over a year.
Balance	APY	Earns on $10,000 a yearEarns	Requirement
$50,000 and up$25 monthly service charge waived with $50,000 minimum balance.	0.90%	—	$25 monthly service charge waived with $50,000 minimum balance.
$250,000 and up$25 monthly service charge waived with $50,000 minimum balance.	1.21%	—	$25 monthly service charge waived with $50,000 minimum balance.
$500,000 and up$25 monthly service charge waived with $50,000 minimum balance.	1.61%	—	$25 monthly service charge waived with $50,000 minimum balance.
$1,000,000 and up$25 monthly service charge waived with $50,000 minimum balance.	2.38%	—	$25 monthly service charge waived with $50,000 minimum balance.

Sources (3)

All captured Oct 4, 2026

Funeral Trust

1.50%APYMoney market$100 to open

Earnings on $10,000 over a year.
Balance	APY	Earns on $10,000 a yearEarns
Over $0	1.50%	$150
$10,000 and up	1.50%	$150

Sources (2)

All captured Oct 4, 2026

Gold Money Market

0.75%APY$10,000 to open

$25 monthly service charge avoided by maintaining a minimum balance of $10,000. Earns CD bonus rate (additional 0.10% on 1st term for standard fixed-rate CDs).

Earnings on $10,000 over a year.
BalanceRequirement	APY	Earns on $10,000 a yearEarns	Requirement
$10,000 and up$25 monthly service charge waived with $10,000 minimum balance.$10,000 and up	0.75%	$75	$25 monthly service charge waived with $10,000 minimum balance.

Sources (3)

All captured Oct 4, 2026

Money Market

Up to 0.30%APY$100 to open

$4 monthly service charge avoided by maintaining a minimum balance of $100. Tiered interest earned each day balance is above $100.

Earnings on $10,000 over a year.
Balance	APY	Earns on $10,000 a yearEarns	Requirement
$100 and up$4 monthly service charge waived with $100 minimum balance.	0.10%	$10	$4 monthly service charge waived with $100 minimum balance.
$1,000 and up$4 monthly service charge waived with $100 minimum balance.	0.20%	$20	$4 monthly service charge waived with $100 minimum balance.
$10,000 and up$4 monthly service charge waived with $100 minimum balance.	0.30%	$30	$4 monthly service charge waived with $100 minimum balance.
$25,000 and up$4 monthly service charge waived with $100 minimum balance.	0.40%	—	$4 monthly service charge waived with $100 minimum balance.

Sources (3)

All captured Oct 4, 2026

Special-purpose accounts

Young Dacotah

0.50%APYMoney marketKids and teens

For young individuals under 18. No monthly service charge. Interest compounds quarterly.

Earnings on $10,000 over a year.
Balance	APY	Earns on $10,000 a yearEarns
Over $0	0.50%	$50

Sources (3)

All captured Oct 4, 2026

Health Savings Account

0.05%APYHSA$100 to open

Rates do not apply to public funds. APY is variable and subject to change. Daily balance calculation method.

Earnings on $10,000 over a year.
Balance	APY	Earns on $10,000 a yearEarns
Over $0	0.05%	$5
$5,000 and up	0.05%	$5
$25,000 and up	0.10%	—
$50,000 and up	0.15%	—

Sources (4)

All captured Oct 4, 2026

Opening an account

Confirm the bank’s opening requirements and whether the account is available where you live. A nearby branch does not establish eligibility for every rate.

Visit institution website ↗Branches and institution details

How Dacotah Bank’s savings rates compare

Dacotah Bank savings score

Current savings rates

Money Manager

Funeral Trust

Gold Money Market

Money Market

Special-purpose accounts

Young Dacotah

Health Savings Account

Opening an account