Credit union · NCUA insured
Metropolitan Services Credit Union Savings Rates
Metropolitan Services Credit Union’s best savings rate is 0.76% APY on $10,000, with its WINcentive Savings. Rates checked October 16, 2026.
How Metropolitan Services Credit Union’s savings rates compare
Compared with banks and credit unions near Minneapolis, MN-WI, where Metropolitan Services Credit Union has the most branches. $10,000, best rate first.
This credit union’s best
Metropolitan Services Credit Union
0.76%APY
- Minimum
- —
- Earns on $10,000 a year
- $76
WINcentive Savings
Top rate
VisionBank
3.76%APY
- Minimum
- $1,000
- Earns on $10,000 a year
- $376
2nd-highest rate
UMB Bank
3.71%APY
- Minimum
- —
- Earns on $10,000 a year
- $371
Metropolitan Services Credit Union savings score
83
Savings score
Higher than 63% of U.S. banks and credit unions
- $1,000 balance$1,0000.76%
- $10,000 balance$10,0000.76%
- $100,000 balance$100,0000.76%
- QualifiedQualified0.76%
Each track runs from the lowest to the highest rate among U.S. banks and credit unions; the dot is this rate.Qualified: needs another account or monthly activity.
Where Metropolitan Services Credit Union ranks
By savings score, in each area where it has branches
Every rate
Current savings rates
Rates from the credit union’s website. Earnings assume the rate doesn’t change.
WINcentive Savings
0.76%APY
Prize-linked savings account. For every $25 increase in account balance, earn an entry into monthly, quarterly, and annual prize drawings (max 4 entries per month). Kids can participate with parent/guardian permission.
| BalanceRequirement | APY | Earns on $10,000 a yearEarns | Requirement |
|---|---|---|---|
| Any balanceFor every $25 increase in balance, earn an entry into monthly, quarterly, and annual prize drawings (maximum 4 entries per month). Stated as 0.75% base rate (0.76% APY / 0.75% APR in promotional text).Any balance | 0.76% | $76 | For every $25 increase in balance, earn an entry into monthly, quarterly, and annual prize drawings (maximum 4 entries per month). Stated as 0.75% base rate (0.76% APY / 0.75% APR in promotional text). |
Sources (4)
- mymscu.org/project/introducing-wincentive-savings
- mymscu.org/rates-fees
- mymscu.org/savings
- mymscu.org/wincentive-savings
All captured Oct 16, 2026
Money Market
0.36%APY
| Balance | APY | Earns on $10,000 a yearEarns |
|---|---|---|
| Any balance | 0.36% | $36 |
Sources (1)
- mymscu.org/rates-fees · captured Sep 18, 2026
Regular Shares
0.11%APY
Dividends paid on accounts with more than a $50.00 balance; paid monthly. $5.00 deposit represents share in Credit Union.
| BalanceRequirement | APY | Earns on $10,000 a yearEarns | Requirement |
|---|---|---|---|
| Any balanceDividends paid monthly on accounts with more than a $50.00 balance.Any balance | 0.11% | $11 | Dividends paid monthly on accounts with more than a $50.00 balance. |
Special-purpose accounts
IRAs (Traditional, Roth and Coverdell Education)
Up to 2.36%APY
Traditional, Roth and Coverdell Education IRAs. Call to open.
| Balance | APY | Minimum | Earns on $10,000 a yearEarns | Requirement |
|---|---|---|---|---|
| $2,500 – $10,000$2,500 to open | 2.31% | $2,500 | $231 | |
| $10,000 and upOver $10,000 balance tier. · Unknown to open | 2.36% | Unknown | $236 | Over $10,000 balance tier. |
Youth Share Savings
0.21%APY
Youth savings account. Parent, grandparent or guardian must be joint owner and existing credit union member.
| Balance | APY | Earns on $10,000 a yearEarns |
|---|---|---|
| Any balance | 0.21% | $21 |
Who can join Metropolitan Services Credit Union
We don’t have this credit union’s membership requirements here yet. Confirm that you can join before applying.