Compare Bank & Credit Union Rates
Best high-yield savings rates
Compare published savings yields, money market accounts included, with minimums, requirements, collection dates and original sources.
Top savings rates
Showing 46–60 results in Minneapolis, MN-WI metro
- Genisys Credit UnionMoney Market Savings AccountMoney Market Savings Account · $2,500 min · 1.31%–2.38% by balance
Credit union · 3 branches
1.51%APY$151 a year on $10,000Requirements
Product: Also referred to as a high yield savings account, or HYSA. Minimum balance of $2,500 required to earn dividends.
Offer: Minimum balance of $2,500 required to earn dividends.
1.30% interest rate · Effective Oct 5, 2026
Rate by balance
Rate by balance for Money Market Savings Account Balance APY $2,500 – $9,999 1.31% $10,000 – $24,999Your amount 1.51% $25,000 – $49,999 1.71% $50,000 – $74,999 1.76% $75,000 – $99,999 1.97% $100,000 – $249,999 2.17% $250,000 and up 2.38% Rate checked
More details - 1.50%APY$150 a year on $10,000
1.50% interest rate · Effective Sep 21, 2026
Rate checked
More details - Toro FCUMoney Market AccountMoney Market Account · $2,500 min · 1.25%–3.00% by balance
Credit union · 1 branch
1.50%APY$150 a year on $10,000Requirements
Product: No monthly service fee on accounts over $2,500. Dividends are compounded and credited monthly.
Offer: Minimum balance for dividends is $2,500.
1.24% interest rate · Effective Aug 1, 2026
Rate by balance
Rate by balance for Money Market Account Balance APY $2,500 and up 1.25% $10,000 and upYour amount 1.50% $25,000 and up 1.75% $50,000 and up 2.50% $100,000 and up 3.00% Rate checked
More details - Lake Elmo BankMoney Market SavingsMoney Market Savings · $20 min · 0.26%–3.15% by balance
Bank · 3 branches
1.36%APY$136 a year on $10,000Requirements
Product: Minimum opening deposit: $20. Daily minimum balance: $1,000. Interest compounded monthly. Fees could reduce earnings. Rates may change after account is opened without notice. APY=Annual Percentage Yield; the actual rate of return you will earn on your account over one year.
Offer: Minimum opening deposit: $20. Daily minimum balance: $1,000. Interest compounded monthly. Fees could reduce earnings. Rates may change after account is opened without notice.
0.26% interest rate · Compounded monthly · Effective Sep 30, 2026
Rate by balance
Rate by balance for Money Market Savings Balance APY Up to $1,000 0.26% $1,000 – $50,000Your amount 1.36% $50,000 – $500,000 2.12% $500,000 – $1,000,000 2.63% $1,000,000 and up 3.15% Rate checked
More details - Ideal Credit UnionGoal Savings AccountSavings · $0 min · 0.05%–1.35% by balance
Credit union · 6 branches
1.35%APY$135 a year on $10,000Requirements
Product: No minimum balance required to start earning interest. No monthly fees.
Offer: Interest rates adjusted and paid monthly. If balance falls below $1,000, the account will earn 0.05% APY.
0.05% interest rate · Effective Oct 5, 2026
Rate by balance
Rate by balance for Goal Savings Account Balance APY Up to $1,000 0.05% $1,000 and upYour amount 1.35% Rate checked
More details - Royal Credit UnionMoney MarketMoney Market · $0 min · 0.80%–3.00% by balance
Credit union · 12 branches
1.35%APY$135 a year on $10,000Requirements
Product: No minimum balance. No monthly maintenance fee. Membership required and account opening upon qualification.
Offer: Minimum balance of $.01 to earn APY. Rates may change after account is opened.
0.80% interest rate · No monthly fee · Effective Jan 26, 2026
Rate by balance
Rate by balance for Money Market Balance APY Up to $10,000 0.80% $10,000 – $25,000Your amount 1.35% $25,000 – $50,000 1.65% $50,000 – $100,000 1.80% $100,000 – $250,000 2.00% $250,000 – $500,000 2.50% $500,000 – $1,000,000 2.75% $1,000,000 and up 3.00% Rate checked
More details - North Star BankFive Star Money Market SavingsFive Star Money Market Savings · $5,000 min · 1.21%–1.41% by balance
Bank · 2 branches
1.31%APY$131 a year on $10,000Requirements
Product: Fees may reduce earnings.
Offer: Daily Balances up to $4,999.99; Fees may reduce earnings.
1.20% interest rate · Effective Oct 5, 2026
Rate by balance
Rate by balance for Five Star Money Market Savings Balance APY Up to $5,000 1.21% $5,000 – $25,000Your amount 1.31% $25,000 – $10,000,000 1.41% Rate checked
More details - Nicolet National BankMVP Money Market Account (MVP MMA)MVP Money Market Account (MVP MMA) · $10,000 min · 0.01%–2.65% by balance
Bank · 15 branches
1.30%APY$130 a year on $10,000with conditionsRequirements
Product: A separate Nicolet National Bank checking account with direct deposit of payroll or social security is required in order to qualify for an MVP Money Market account. Subject to Credit Approval.
Offer: $10 monthly service charge if available balance falls below $10,000.
Qualified rate · 0.01% interest rate · $10 monthly fee · Effective Sep 23, 2026
Rate by balance
Rate by balance for MVP Money Market Account (MVP MMA) Balance APY Up to $9,999 0.01% $10,000 – $49,999Your amount 1.30% $50,000 – $149,999 2.10% $150,000 – $499,999 2.15% $500,000 – $999,999 2.45% $1,000,000 and up 2.65% Rate checked
More details - Expedition Credit UnionMoney Market SavingsMoney Market Savings · $2,500 min · 0.75%–2.02% by balance
Credit union · 3 branches
1.26%APY$126 a year on $10,000Requirements
Product: Rates are variable and may change monthly or at any time as determined by the Board of Directors. For tiered accounts, once a particular range is met, the interest rate and annual percentage yield for that balance range will apply to the full balance of your account. Membership required (par value of one share is $5.00).
Offer: Once a particular range is met, the rate applies to the full balance. Minimum opening deposit of $2,500.00. Minimum daily balance of $2,500.00 required to earn the APY and avoid a service fee. Compounded monthly, credited monthly.
Compounded monthly
Rate by balance
Rate by balance for Money Market Savings Balance APY $2,500 – $10,000 0.75% $10,000 – $25,000Your amount 1.26% $25,000 – $50,000 1.51% $50,000 – $100,000 1.76% $100,000 and up 2.02% Rate checked
More details - 1.26%APY$126 a year on $10,000
Requirements
Product: No monthly service charge with average daily balance of $500, otherwise $25. Must enroll in e-Statements or pay a $2 monthly paper statement fee. Check writing available.
Offer: Monthly fee waived with an average daily balance of $500.
1.25% interest rate · $25 monthly fee · Effective Oct 9, 2026
Rate by balance
Rate by balance for MORE Money Market Balance APY Up to $25,000Your amount 1.26% $25,000 – $100,000 1.76% $100,000 – $249,999 2.03% $250,000 – $500,000 2.54% $500,000 and up 3.05% Rate checked
More details - 1.26%APY$126 a year on $10,000
Requirements
Product: Tiered interest savings account. $10,000 minimum deposit to open. $10 monthly service charge waived by maintaining a $10,000 average daily balance. Limit of 6 pre-authorized/automatic/third-party transactions per month. Direct check writing included.
Offer: Interest compounded and paid monthly. $10 monthly service charge applies unless $10,000 average daily balance is maintained.
0.35% interest rate · $10 monthly fee · Effective Oct 1, 2026
Rate by balance
Rate by balance for Investor Savings Account Balance APY Up to $10,000 0.35% $10,000 – $75,000Your amount 1.26% $75,000 and up$10 monthly service charge waived with $10,000 average daily balance. 2.02% Rate checked
More details - WESTconsin Credit UnionMoney Market AccountMoney Market Account · $0 min · 0.40%–1.92% by balance
Credit union · 8 branches
1.26%APY$126 a year on $10,000Requirements
Product: Dividends compounded monthly. No minimum deposit or withdrawal amount; unlimited in-person withdrawals and deposits.
0.40% interest rate · Compounded monthly · No monthly fee
Rate by balance
Rate by balance for Money Market Account Balance APY Up to $10,000 0.40% $10,000 – $25,000Your amount 1.26% $25,000 – $50,000 1.51% $50,000 – $100,000 1.76% $100,000 and up 1.92% Rate checked
More details - WESTconsin Credit UnionAchieve Money Market AccountAchieve Money Market Account · $0 min · 1.26%–1.92% by balance
Credit union · 8 branches
1.26%APY$126 a year on $10,000Requirements
Product: $15 monthly fee waived if balance is $25,000 or more. Unlimited deposits of at least $1,000. Up to 3 withdrawals per month of at least $1,000; excess withdrawal fee applies for more than 3 per month.
Offer: $15 fee assessed if balance drops below $25,000. $1,000 minimum deposit and withdrawal. Up to 3 withdrawals per month.
1.25% interest rate · $15 monthly fee
Rate by balance
Rate by balance for Achieve Money Market Account Balance APY Up to $25,000Your amount 1.26% $25,000 and up 1.92% Rate checked
More details - 1.25%APY$125 a year on $10,000
Requirements
Product: Consumer accounts may be opened by existing customers, or new customers who live or work in Minnesota. No minimum balance requirement. No monthly service fees. Interest is earned on average monthly balances of $5,000 and higher. If combined deposit relationship balance in savings or money market accounts exceeds $15,000,000.00, balances exceeding $15,000,000.00 will be transferred to an interest bearing checking account.
Offer: Interest earned on average monthly balance. Variable rate. No minimum balance requirement. No monthly service fees.
1.24% interest rate · No monthly fee · Effective Oct 1, 2026
Rate by balance
Rate by balance for Money Market Balance APY $5,000 – $20,000Your amount 1.25% $20,000 – $50,000 1.50% $50,000 – $100,000 1.75% $100,000 – $5,000,000 2.00% Rate checked
More details - Arise Community Credit UnionMoney Market AccountMoney Market Account · $0 min · 0.00%–1.75% by balance
Credit union · 1 branch
1.25%APY$125 a year on $10,0000.00% interest rate · Effective Dec 1, 2025
Rate by balance
Rate by balance for Money Market Account Balance APY Up to $1,000 0.00% $1,001 – $5,000 1.25% $5,001 – $10,000Your amount 1.25% $10,001 – $25,000 1.25% $25,001 – $50,000 1.50% $50,000 and up 1.75% Rate checked
More details
Carrot Score rates each institution on all its CD, savings, auto loan and credit card rates, not just the account shown. How we rank
What savings accounts pay in Minneapolis, MN-WI metro
307 accounts at 107 banks and credit unions · checked Oct 16–22
- Typical
- 0.20%
- Top 10% from
- 2.00%
- Banks, typical
- 0.25%
- Credit unions, typical
- 0.15%
Is your bank paying you enough?
Find your bank or credit union to see all its rates and how they compare near you.
Minneapolis, MN-WI metro
Top Carrot institutions
Ranked across their CDs, savings, auto loans and credit cards. How scores work
- VisionBankBank · 1 branch
- Luminate BankBank · 1 branch
- St. Paul Federal Credit UnionCredit union · 3 branches