Credit union · NCUA insured
Expedition Credit Union
A $225.6M credit union headquartered in Mendota Heights, MN, with 14,229 members and 3 branches in Minnesota. Best rates: CDs 4.06% and savings 1.26% APY.
Expedition Credit Union Carrot Score
81
Carrot Score
Higher than 55% of U.S. banks and credit unions
#40 of 97 in Minneapolis, MN-WI metroHow the score works →
Deposits are federally insured by the NCUA up to $250,000 per depositor.
About Expedition Credit Union
Founded in 1957 as MEA Credit Union to serve Minnesota educators, Expedition Credit Union is a not-for-profit member-owned cooperative.
Previously known as United Educators Credit Union, the credit union expanded its service area across five Minnesota counties and operates branches in Apple Valley, Coon Rapids, and Woodbury.
- Headquarters
- 1270 Northland Dr Ste 350, Mendota Heights, MN 55120-1156
- NCUA charter
- 62964
Membership
Who can join
This may be incomplete or out of date, so check with the credit union before you apply.
Open to anyone
- Those who do not qualify through other categories can join by making a one-time $5 tax-deductible donation to the Expedition Foundation.
Where you live or work
- Persons who live, work, worship, go to school, or do business in Anoka, Dakota, Hennepin, Ramsey, or Washington County, Minnesota are eligible for membership.
Employers and groups
- Employees of Educators Financial Services, Inc. are eligible for membership.
Military, government and schools
- Education Minnesota members and employees are eligible for membership.
- National Education Association Minnesota field service employees in the state of Minnesota are eligible for membership.
- Minnesota school staff and administrators belonging to their state or national organization are eligible for membership.
4 more ways to join
Military, government and schools
- Individuals affiliated with School District 283 of St. Louis Park are eligible for membership.
- St. Louis Park City Employees are eligible for membership.
Family and household
- Anyone related to a current member by blood, adoption, or marriage is eligible regardless of where they live.
- People living in the same household with existing Expedition Credit Union members are eligible for membership.
Cost to join
- A one-time, tax-deductible donation of $5 to the Expedition Foundation.
- A membership share deposit of at least $5 payable to Expedition Credit Union.
Branches
3 branches in Minnesota
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Minnesota
3 branches
- Apple Valley14989 Florence Trl, Apple Valley, MN 55124Directions
- Coon Rapids11599 Robinson Dr NW, Coon Rapids, MN 55433Directions
- Woodbury1605 Queens Dr Ste 101, Woodbury, MN 55125Directions
Walk-in offices from the NCUA directory as of March 31, 2026. Directions open Google Maps. A nearby branch doesn’t mean you can join or open an account.
Financial details
Well capitalizedas reported to the NCUA
| Measure | This credit union | Peers’ middle | Strongest quarter |
|---|---|---|---|
| CapitalNet worth ratio | 9.95% | 11.43% | 13.58% or more |
| Troubled loans60+ days late | 0.34% | 0.68% | 0.39% or less |
| ProfitabilityReturn on assets | 0.03% | 0.75% | 1.18% or more |
| LendingLoans per $100 deposited | $59 | $76 | — |
- CapitalNet worth ratio9.95%Peers’ middle 11.43% · Top 25% 13.58%+
- Troubled loans60+ days late0.34%Peers’ middle 0.68% · Top 25% ≤0.39%
- ProfitabilityReturn on assets0.03%Peers’ middle 0.75% · Top 25% 1.18%+
- LendingLoans per $100 deposited$59Peers’ middle $76
Compared with the 1,338 credit unions with $100 million to $1 billion in assets. The strongest quarter is what the best 25% of them reach: more capital and profit, fewer troubled loans. Lending has no better end.Troubled loans are loans 60 or more days late.
Regulators’ own ratings of Expedition Credit Union are confidential. These figures are what it reports to the NCUA each quarter, set beside its peers; they aren’t a rating.