Bank · FDIC insured
North Star Bank Savings Rates
North Star Bank’s best savings rate is 1.31% APY on $10,000, with its Five Star Money Market Savings. Rates checked October 16, 2026.
How North Star Bank’s savings rates compare
Compared with banks and credit unions near Minneapolis, MN-WI, where North Star Bank has the most branches. $10,000, best rate first.
This bank’s best
North Star Bank
1.31%APY
- Minimum
- $5,000
- Earns on $10,000 a year
- $131
Five Star Money Market Savings
Top rate
VisionBank
3.76%APY
- Minimum
- $1,000
- Earns on $10,000 a year
- $376
2nd-highest rate
UMB Bank
3.71%APY
- Minimum
- —
- Earns on $10,000 a year
- $371
North Star Bank savings score
88
Savings score
Higher than 82% of U.S. banks and credit unions
- $1,000 balance$1,0000.90%
- $10,000 balance$10,0001.31%
- $100,000 balance$100,0002.53%
- QualifiedQualified1.31%
Each track runs from the lowest to the highest rate among U.S. banks and credit unions; the dot is this rate.Qualified: needs another account or monthly activity.
Where North Star Bank ranks
By savings score, in each area where it has branches
Every rate
Current savings rates
Rates from the bank’s website. Earnings assume the rate doesn’t change.
ExecuStar Money Market Savings
2.22%APY
Fees may reduce earnings.
| Balance | APY | Earns on $10,000 a yearEarns | Requirement |
|---|---|---|---|
| Up to $50,000Daily Balances up to $49,999.99; Fees may reduce earnings. | 2.22% | $222 | Daily Balances up to $49,999.99; Fees may reduce earnings. |
| $50,000 – $100,000Daily Balances of $50,000.00-99,999.99; Fees may reduce earnings. | 2.27% | — | Daily Balances of $50,000.00-99,999.99; Fees may reduce earnings. |
| $100,000 – $150,000Daily Balances of $100,000.00-149,999.99; Fees may reduce earnings. | 2.53% | — | Daily Balances of $100,000.00-149,999.99; Fees may reduce earnings. |
| $150,000 – $10,000,000Daily Balances of $150,000.00-10,000,000.00; Fees may reduce earnings. | 2.78% | — | Daily Balances of $150,000.00-10,000,000.00; Fees may reduce earnings. |
Sources (2)
All captured Oct 5, 2026
Five Star Money Market Savings
1.31%APY
Fees may reduce earnings.
| Balance | APY | Earns on $10,000 a yearEarns | Requirement |
|---|---|---|---|
| Up to $5,000Daily Balances up to $4,999.99; Fees may reduce earnings. | 1.21% | — | Daily Balances up to $4,999.99; Fees may reduce earnings. |
| $5,000 – $25,000Daily Balances of $5,000.00-24,999.99; Fees may reduce earnings. | 1.31% | $131 | Daily Balances of $5,000.00-24,999.99; Fees may reduce earnings. |
| $25,000 – $10,000,000Daily Balances of $25,000.00-10,000,000.00; Fees may reduce earnings. | 1.41% | — | Daily Balances of $25,000.00-10,000,000.00; Fees may reduce earnings. |
Sources (2)
All captured Oct 5, 2026
Money Market Savings
1.00%APY
Fees may reduce earnings.
| Balance | APY | Earns on $10,000 a yearEarns | Requirement |
|---|---|---|---|
| Up to $2,500Daily Balances up to $2,499.99; Fees may reduce earnings. | 0.90% | — | Daily Balances up to $2,499.99; Fees may reduce earnings. |
| $2,500 – $25,000Daily Balances of $2,500.00-24,999.99; Fees may reduce earnings. | 1.00% | $100 | Daily Balances of $2,500.00-24,999.99; Fees may reduce earnings. |
| $25,000 – $10,000,000Daily Balances of $25,000.00-10,000,000.00; Fees may reduce earnings. | 1.11% | — | Daily Balances of $25,000.00-10,000,000.00; Fees may reduce earnings. |
Sources (2)
All captured Oct 5, 2026
Regular Savings
0.40%APY
Interest-bearing savings account with liquidity for the traditional saver. Interest accrues daily on collected balance of $50.00 or more and is compounded quarterly and credited quarterly.
| BalanceRequirement | APY | Earns on $10,000 a yearEarns | Requirement |
|---|---|---|---|
| $50 and upMinimum daily balance to obtain APY is $50.00. $3 monthly charge if balance falls below minimum required ($50) any day of the month.$50 and up | 0.40% | $40 | Minimum daily balance to obtain APY is $50.00. $3 monthly charge if balance falls below minimum required ($50) any day of the month. |
Sources (2)
All captured Oct 5, 2026
Special-purpose accounts
IRA Money Market Savings
1.00%APY
Variable interest rate; accrues daily on collected balance and is compounded and paid monthly. Deposits in any amount, up to the annual amounts allowable by the IRS. Fees may reduce earnings.
| Balance | APY | Earns on $10,000 a yearEarns | Requirement |
|---|---|---|---|
| Up to $2,500Daily Balances up to $2,499.99; Variable interest rate; accrues daily on collected balance and is compounded and paid monthly; Fees may reduce earnings. | 0.90% | — | Daily Balances up to $2,499.99; Variable interest rate; accrues daily on collected balance and is compounded and paid monthly; Fees may reduce earnings. |
| $2,500 – $25,000Daily Balances of $2,500.00-24,999.99; Variable interest rate; accrues daily on collected balance and is compounded and paid monthly; Fees may reduce earnings. | 1.00% | $100 | Daily Balances of $2,500.00-24,999.99; Variable interest rate; accrues daily on collected balance and is compounded and paid monthly; Fees may reduce earnings. |
| $25,000 – $10,000,000Daily Balances of $25,000.00- $10,000,000.00; Variable interest rate; accrues daily on collected balance and is compounded and paid monthly; Fees may reduce earnings. | 1.11% | — | Daily Balances of $25,000.00- $10,000,000.00; Variable interest rate; accrues daily on collected balance and is compounded and paid monthly; Fees may reduce earnings. |
Sources (3)
- northstarbank.com/individual-retirement-account
- northstarbank.com/personal-savings
- northstarbank.com/current-rates
All captured Oct 5, 2026
Health Savings Account
0.50%APY
For qualified individuals eligible under a high-deductible health plan (Individual and Family Plans). $25 setup fee. $5 monthly charge if one or more checks post to account during the month; no monthly charge if account is accessed with the HSA Debit/ATM Card. Interest is paid on all balances.
| Balance | APY | Earns on $10,000 a yearEarns | Requirement |
|---|---|---|---|
| Up to $1,000Daily balances up to $999.99. | 0.30% | — | Daily balances up to $999.99. |
| $1,000 – $10,000Daily balances of $1,000.00-9,999.99. | 0.40% | — | Daily balances of $1,000.00-9,999.99. |
| $10,000 – $10,000,000Daily balances of $10,000.00-10,000,000.00. | 0.50% | $50 | Daily balances of $10,000.00-10,000,000.00. |
Sources (3)
- northstarbank.com/personal-savings
- northstarbank.com/current-rates
- northstarbank.com/health-savings-account
All captured Oct 5, 2026
Star Savers Account
0.45%APY
A savings plan for youth under the age of 18 to encourage saving for the future. Interest accrues daily on collected balance of $25.00 or more and is compounded quarterly and credited quarterly.
| BalanceRequirement | APY | Earns on $10,000 a yearEarns | Requirement |
|---|---|---|---|
| $25 and upMinimum daily balance to obtain APY is $25.00. Minimum balance required is $0.00.$25 and up | 0.45% | $45 | Minimum daily balance to obtain APY is $25.00. Minimum balance required is $0.00. |
Sources (2)
All captured Oct 5, 2026
Opening an account
Confirm the bank’s opening requirements and whether the account is available where you live. A nearby branch does not establish eligibility for every rate.