Credit union · NCUA insured
Expedition Credit Union Savings Rates
Expedition Credit Union’s best savings rate is 1.26% APY on $10,000, with its Money Market Savings. Rates checked October 16, 2026.
How Expedition Credit Union’s savings rates compare
Compared with banks and credit unions near Minneapolis, MN-WI, where Expedition Credit Union has the most branches. $10,000, best rate first.
This credit union’s best
Expedition Credit Union
1.26%APY
- Minimum
- $2,500
- Earns on $10,000 a year
- $126
Money Market Savings
Top rate
VisionBank
3.76%APY
- Minimum
- $1,000
- Earns on $10,000 a year
- $376
2nd-highest rate
UMB Bank
3.71%APY
- Minimum
- —
- Earns on $10,000 a year
- $371
Expedition Credit Union savings score
87
Savings score
Higher than 76% of U.S. banks and credit unions
- $1,000 balance$1,0000.10%
- $10,000 balance$10,0001.26%
- $100,000 balance$100,0002.02%
- QualifiedQualified1.26%
Each track runs from the lowest to the highest rate among U.S. banks and credit unions; the dot is this rate.Qualified: needs another account or monthly activity.
Where Expedition Credit Union ranks
By savings score, in each area where it has branches
Every rate
Current savings rates
Rates from the credit union’s website. Earnings assume the rate doesn’t change.
Money Market Savings
1.26%APY
Rates are variable and may change monthly or at any time as determined by the Board of Directors. For tiered accounts, once a particular range is met, the interest rate and annual percentage yield for that balance range will apply to the full balance of your account. Membership required (par value of one share is $5.00).
| Balance | APY | Earns on $10,000 a yearEarns | Requirement |
|---|---|---|---|
| $2,500 – $10,000Once a particular range is met, the rate applies to the full balance. Minimum opening deposit of $2,500.00. Minimum daily balance of $2,500.00 required to earn the APY and avoid a service fee. Compounded monthly, credited monthly. | 0.75% | — | Once a particular range is met, the rate applies to the full balance. Minimum opening deposit of $2,500.00. Minimum daily balance of $2,500.00 required to earn the APY and avoid a service fee. Compounded monthly, credited monthly. |
| $10,000 – $25,000Once a particular range is met, the rate applies to the full balance. Minimum opening deposit of $2,500.00. Minimum daily balance of $2,500.00 required to earn the APY and avoid a service fee. Compounded monthly, credited monthly. | 1.26% | $126 | Once a particular range is met, the rate applies to the full balance. Minimum opening deposit of $2,500.00. Minimum daily balance of $2,500.00 required to earn the APY and avoid a service fee. Compounded monthly, credited monthly. |
| $25,000 – $50,000Once a particular range is met, the rate applies to the full balance. Minimum opening deposit of $2,500.00. Minimum daily balance of $2,500.00 required to earn the APY and avoid a service fee. Compounded monthly, credited monthly. | 1.51% | — | Once a particular range is met, the rate applies to the full balance. Minimum opening deposit of $2,500.00. Minimum daily balance of $2,500.00 required to earn the APY and avoid a service fee. Compounded monthly, credited monthly. |
| $50,000 – $100,000Once a particular range is met, the rate applies to the full balance. Minimum opening deposit of $2,500.00. Minimum daily balance of $2,500.00 required to earn the APY and avoid a service fee. Compounded monthly, credited monthly. | 1.76% | — | Once a particular range is met, the rate applies to the full balance. Minimum opening deposit of $2,500.00. Minimum daily balance of $2,500.00 required to earn the APY and avoid a service fee. Compounded monthly, credited monthly. |
| $100,000 and upOnce a particular range is met, the rate applies to the full balance. Minimum opening deposit of $2,500.00. Minimum daily balance of $2,500.00 required to earn the APY and avoid a service fee. Compounded monthly, credited monthly. | 2.02% | — | Once a particular range is met, the rate applies to the full balance. Minimum opening deposit of $2,500.00. Minimum daily balance of $2,500.00 required to earn the APY and avoid a service fee. Compounded monthly, credited monthly. |
Sources (3)
- expeditioncu.com/documents/sec…nts_truth-in-savings.pdf
- expeditioncu.com/rates
- expeditioncu.com/accounts/savings.html
All captured Oct 16, 2026
Membership Share / Trust Savings
0.10%APY
Requires minimum 1 share with par value of $5.00 for membership. Dividends compounded and credited quarterly.
| BalanceRequirement | APY | Earns on $10,000 a yearEarns | Requirement |
|---|---|---|---|
| $5 and upShare account rates shown as Dividend Annual Percentage Yields; prospective and subject to change.$5 and up | 0.10% | $10 | Share account rates shown as Dividend Annual Percentage Yields; prospective and subject to change. |
Sources (2)
All captured Oct 16, 2026
Savings Account
0.10%APY
No monthly service charges. $5 minimum balance to maintain and open membership. Dividends calculated by applying a daily periodic rate to principal.
| BalanceRequirement | APY | Earns on $10,000 a yearEarns | Requirement |
|---|---|---|---|
| $5 and upRates shown as Interest Annual Percentage Yields; variable and subject to change.$5 and up | 0.10% | $10 | Rates shown as Interest Annual Percentage Yields; variable and subject to change. |
Sources (3)
- expeditioncu.com/documents/sec…nts_truth-in-savings.pdf
- expeditioncu.com/rates
- expeditioncu.com/accounts/savings.html
All captured Oct 16, 2026
Special-purpose accounts
Youth Savings
0.10%APY
For ages 17 & younger. No monthly service charge. Grade Incentive Program available (K-12).
| BalanceRequirement | APY | Earns on $10,000 a yearEarns | Requirement |
|---|---|---|---|
| $5 and upShare account rates shown as Dividend Annual Percentage Yields; prospective and subject to change.$5 and up | 0.10% | $10 | Share account rates shown as Dividend Annual Percentage Yields; prospective and subject to change. |
Closed to new customers
Health Savings
0.05%APY
No longer offered for new accounts. Only existing HSA account plans qualify for displayed rates. Interest compounded and credited monthly.
| Balance | APY | Earns on $10,000 a yearEarns | Requirement |
|---|---|---|---|
| Up to $2,500Rates shown as Interest Annual Percentage Yields; variable and subject to change. | 0.05% | — | Rates shown as Interest Annual Percentage Yields; variable and subject to change. |
| $2,500 – $10,000Rates shown as Interest Annual Percentage Yields; variable and subject to change. | 0.05% | — | Rates shown as Interest Annual Percentage Yields; variable and subject to change. |
| $10,000 and upRates shown as Interest Annual Percentage Yields; variable and subject to change. | 0.05% | $5 | Rates shown as Interest Annual Percentage Yields; variable and subject to change. |
Sources (2)
All captured Oct 16, 2026
IRA Savings
0.05%APY
No longer offered for new accounts. Only existing IRA account plans qualify for displayed rates. Interest compounded and credited quarterly.
| Balance | APY | Earns on $10,000 a yearEarns | Requirement |
|---|---|---|---|
| Up to $2,500Rates shown as Interest Annual Percentage Yields; variable and subject to change. | 0.05% | — | Rates shown as Interest Annual Percentage Yields; variable and subject to change. |
| $2,500 – $10,000Rates shown as Interest Annual Percentage Yields; variable and subject to change. | 0.05% | — | Rates shown as Interest Annual Percentage Yields; variable and subject to change. |
| $10,000 and upRates shown as Interest Annual Percentage Yields; variable and subject to change. | 0.05% | $5 | Rates shown as Interest Annual Percentage Yields; variable and subject to change. |
Sources (2)
All captured Oct 16, 2026
Who can join Expedition Credit Union
This may be incomplete or out of date, so check with the credit union before you apply.
Open to anyone
- Those who do not qualify through other categories can join by making a one-time $5 tax-deductible donation to the Expedition Foundation.
Where you live or work
- Persons who live, work, worship, go to school, or do business in Anoka, Dakota, Hennepin, Ramsey, or Washington County, Minnesota are eligible for membership.
Employers and groups
- Employees of Educators Financial Services, Inc. are eligible for membership.
Military, government and schools
- Education Minnesota members and employees are eligible for membership.
- National Education Association Minnesota field service employees in the state of Minnesota are eligible for membership.
- Minnesota school staff and administrators belonging to their state or national organization are eligible for membership.
4 more ways to join
Military, government and schools
- Individuals affiliated with School District 283 of St. Louis Park are eligible for membership.
- St. Louis Park City Employees are eligible for membership.
Family and household
- Anyone related to a current member by blood, adoption, or marriage is eligible regardless of where they live.
- People living in the same household with existing Expedition Credit Union members are eligible for membership.
Cost to join
- A one-time, tax-deductible donation of $5 to the Expedition Foundation.
- A membership share deposit of at least $5 payable to Expedition Credit Union.
Membership information collected October 4, 2026.