Bank · FDIC insured
Think Bank
Top CarrotA $2.2B bank headquartered in Rochester, MN, with 9 branches in Minnesota. Best rates: CDs 4.10% and savings 1.25% APY.
Think Bank Carrot Score
Carrot ScoreTop Carrot
Higher than 76% of U.S. banks and credit unions
#6 of 24 in Rochester, MN metroHow the score works →
Deposits are federally insured by the FDIC up to $250,000 per depositor.
About Think Bank
Think Bank is a mutual bank owned by its customers.
The institution operates branch offices in Apple Valley, Eagan, Edina, and Rochester.
- Headquarters
- 5200 Members Pkwy Nw, Rochester, MN 55901
- FDIC certificate
- 58536 ↗
Branches
9 branches in Minnesota
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Minnesota
9 branches
Rochester area · 6
- Think Mutual BankMain office5200 Members Pkwy Nw, Rochester, MN 55901Directions
- East River Branch253 Penny Ln Ne, Rochester, MN 55906Directions
- Green Meadows Branch1698 Greenview Dr Sw, Rochester, MN 55902Directions
- Rochester Branch5201 Members Pkwy Nw, Rochester, MN 55901Directions
- Rochester Downtown Branch221 1st Ave Sw, Rochester, MN 55902Directions
- Shoppes On Maine Branch4638 Maine Ave Se, Rochester, MN 55904Directions
Minneapolis area · 3
- Apple Valley Branch15751 Emperor Ave, Apple Valley, MN 55124Directions
- Eagan Branch4245 Johnny Cake Ridge Rd, Eagan, MN 55122Directions
- Edina Branch3655 Hazelton Rd, Edina, MN 55435Directions
Walk-in offices from the FDIC directory as of September 4, 2026. Directions open Google Maps. A nearby branch doesn’t mean you can join or open an account.
Financial details
| Measure | This bank | Peers’ middle | Strongest quarter |
|---|---|---|---|
| CapitalLeverage ratio | 16.25% | 10.49% | 11.89% or more |
| Troubled loansNoncurrent | 0.25% | 0.52% | 0.23% or less |
| ProfitabilityReturn on assets | 0.63% | 1.25% | 1.62% or more |
| LendingLoans per $100 deposited | $65 | $88 | — |
- CapitalLeverage ratio16.25%Peers’ middle 10.49% · Top 25% 11.89%+
- Troubled loansNoncurrent0.25%Peers’ middle 0.52% · Top 25% ≤0.23%
- ProfitabilityReturn on assets0.63%Peers’ middle 1.25% · Top 25% 1.62%+
- LendingLoans per $100 deposited$65Peers’ middle $88
Compared with the 897 banks with $1 billion to $10 billion in assets. The strongest quarter is what the best 25% of them reach: more capital and profit, fewer troubled loans. Lending has no better end.Troubled loans are noncurrent: 90 or more days late, or no longer earning interest.
Regulators’ own ratings of Think Bank are confidential. These figures are what it reports to the FDIC each quarter, set beside its peers; they aren’t a rating.