Compare Bank & Credit Union Rates
Best high-yield savings rates
Compare published savings yields, money market accounts included, with minimums, requirements, collection dates and original sources.
Top savings rates
Showing 31–45 results in Louisville/Jefferson County, KY-IN metro
- 0.60%APY$60 a year on $10,000with conditions
Requirements
Product: Works together with REWARDChecking. Variable interest rate. ATM fee refunds automatically deposited into REWARDSavings.
Offer: Requires meeting monthly REWARDChecking requirements: make 10 debit card purchases of $5 or more, receive monthly eStatements, and have 1 direct deposit or automatic payment. Applies to balances up to $15,000.
Qualified rate · Effective Jun 17, 2020
Rate checked
More details - Abound Credit UnionMoney Market AccountMoney Market Account · $1,000 min · 0.55%–1.10% by balance
Credit union · 6 branches
0.55%APY$55 a year on $10,000Requirements
Product: Dividends paid and compounded monthly. Minimum balance to earn dividends: $1,000. Subject to $10 membership fee if not already a member. Subject to $10 monthly fee if balance falls below $1,000. Subject to excessive withdrawal fees if more than 6 withdrawals are made within a calendar month. Available to both consumer and business members.
Offer: 0.00% APY on balances less than $1,000. Minimum balance to earn APY: $1,000.00. Dividends compounded and credited monthly using Average Daily Balance method.
0.55% interest rate · Compounded monthly · $10 monthly fee · Effective Oct 8, 2026
Rate by balance
Rate by balance for Money Market Account Balance APY $1,000 – $10,000Your amount 0.55% $10,000 – $25,000 0.55% $25,000 – $50,000 0.65% $50,000 – $100,000 0.75% $100,000 – $250,000 1.10% Over $250,000 1.10% Rate checked
More details - 0.50%APY$50 a year on $10,000
Requirements
Product: Dividends compounded and credited monthly. No minimum deposit.
Offer: No minimum balance to earn APY; no minimum balance to avoid service fee.
0.50% interest rate · No monthly fee · Effective Oct 1, 2026
Rate checked
More details - LG&E Co. Credit UnionMoney Market Checking AccountsMoney Market Checking Accounts · $2,500 min · 0.50%–2.02% by balance
Credit union · 1 branch
0.50%APY$50 a year on $10,000Requirements
Product: $2,500 minimum balance to avoid a $25 monthly fee. Maximum of 3 checks or withdrawals each month (no limit on transfers). Account may be closed if it falls below $2,500 for 90 days or more.
Offer: $2,500 minimum balance; $25 monthly fee if balance falls below minimum during the month; maximum 3 checks or withdrawals per month.
0.50% interest rate · No monthly fee · Effective Jul 1, 2026
Rate by balance
Rate by balance for Money Market Checking Accounts Balance APY $2,500 – $200,001Your amount 0.50% $200,001 and up 2.02% Rate checked
More details - Park Community Credit UnionMoney Market AccountMoney Market Account · $1,000 min · 0.45%–1.10% by balance
Credit union · 12 branches
0.45%APY$45 a year on $10,000with conditionsRequirements
Product: $10.00 monthly maintenance fee waived with active Park Perks or by maintaining a $1,000 minimum balance. 6 free withdrawals per month with $250 minimum withdrawal. $10.00 fee per occurrence for withdrawals under $250 or excess withdrawals beyond 6 per calendar month. Park Perks rates require enrollment in Park Perks (requires Thryve Checking account, debit card, and enrollment in Savings Jar with a minimum of one round up within the current statement cycle).
Offer: Standard rate without Park Perks. Monthly maintenance fee of $10 waived with active Park Perks or by maintaining a $1,000 minimum balance.
Qualified rate · 0.45% interest rate · $10 monthly fee · Effective Oct 1, 2025
Rate by balance
Rate by balance for Money Market Account Balance APY $1,000 – $50,000Your amount 0.45% $50,000 – $150,000 1.00% $150,000 – $250,000 1.00% $250,000 and up 1.10% Rate checked
More details - Indiana Members Credit UnionMembership SavingsSavings · $5 min · 0.05%–0.30% by balance
Credit union · 2 branches
0.30%APY$30 a year on $10,000Requirements
Product: Membership savings account required. Dividend rate is variable and may change after account is opened. Free eStatements.
0.05% interest rate · No monthly fee · Effective Oct 1, 2026
Rate by balance
Rate by balance for Membership Savings Balance APY Up to $999 0.05% $1,000 – $9,999 0.15% $10,000 and upYour amount 0.30% Rate checked
More details - 0.30%APY$30 a year on $10,000
Effective Oct 1, 2026
Rate checked
More details - 0.30%APY$30 a year on $10,000
Requirements
Product: Monthly minimum balance fee of $3.00 is waived if a balance of $200.00 or above is maintained each day in the statement period.
Offer: Tier Under $10,000. Monthly minimum balance fee of $3.00 if balance falls below $200.00 any day in the statement period.
$3 monthly fee · Effective Sep 25, 2026
Rate by balance
Rate by balance for Savings Account Balance APY Over $0 0.05% $10,000 and upYour amount 0.30% Rate checked
More details - Beacon Community Credit UnionMoney Market CheckingMoney Market Checking · $2,500 min · up to $10,000
Credit union · 3 branches
0.25%APY$25 a year on $10,000Requirements
Product: Minimum $2,500 deposit to open. Tiered dividends based on balance. Maximum 3 share drafts / checks per month drawn on MM and maximum 3 withdrawals or transfers per month.
0.25% interest rate · Effective Jul 1, 2025
Rate checked
More details - 0.25%APY$25 a year on $10,000
Requirements
Product: Open for $5 to own a share of the credit union. Offers payroll deductions and unlimited transactions.
0.25% interest rate · No monthly fee · Effective Sep 24, 2026
Rate checked
More details - 0.25%APY$25 a year on $10,000
Requirements
Product: Serves as primary Credit Union account. Federally insured by NCUA. Rates may change after account is opened. Fees could change earnings.
0.25% interest rate · Effective Apr 1, 2022
Rate checked
More details - Louisville/Jefferson County Metropolitan Sewer District (MSD)Regular Share AccountSavings · $5 min · 0.15%–0.25% by balance
Credit union · 1 branch
0.25%APY$25 a year on $10,000Requirements
Product: Membership eligibility applies to employees/retirees of MSD, Louisville Water Company, MSDFCU, and their immediate family or household members. Dividends compounded and credited quarterly. Tiered rates are calculated by a progressive method. Transfers limited to no more than 6 preauthorized, automatic, or telephone transfers per month, of which no more than 3 may be by check, draft, or debit card. Par value of a regular share is $5.00.
Offer: Tiered rate paid by progressive method calculation on balance from $0 to $4,999.
0.15% interest rate · Effective Apr 1, 2026
Rate by balance
Rate by balance for Regular Share Account Balance APY Up to $4,999 0.15% $5,000 – $9,999 0.20% $10,000 and upYour amount 0.25% Rate checked
More details - 0.25%APY$25 a year on $10,000
Requirements
Product: Money market savings account with check writing flexibility. $10.00 monthly minimum balance fee waived if a balance of $1,000.00 or above is maintained each day in the statement period. Up to 6 withdrawals per statement period at no charge ($10.00 fee per excessive withdrawal over 6). $3.00 monthly paper statement fee avoided with eStatements.
Offer: Variable interest rate calculated using daily balance method. $10.00 monthly minimum balance fee waived if a balance of $1,000.00 or above is maintained each day in the statement period.
$10 monthly fee · Effective Sep 14, 2026
Rate checked
More details - 0.20%APY$20 a year on $10,000
Requirements
Product: $100 daily minimum balance to avoid $5 monthly fee. Interest is earned quarterly.
0.20% interest rate · $5 monthly fee · Effective Oct 22, 2026
Rate checked
More details - Heritage Credit UnionMoney Market CheckingMoney Market Checking · $1,000 min · 0.15%–2.25% by balance
Credit union · 1 branch
0.20%APY$20 a year on $10,000Requirements
Product: Rates are variable and may change after accounts are open. Dividend period is monthly.
Offer: Rates are variable and subject to change.
0.15% interest rate · Effective Jun 20, 2023
Rate by balance
Rate by balance for Money Market Checking Balance APY $1,000 and up 0.15% $10,000 and upYour amount 0.20% $25,000 and up 0.25% $50,000 and up 0.25% $100,000 and up 0.25% $250,000 and up 0.75% $325,000 and up 1.25% $500,000 and up 1.75% $750,000 and up 2.25% Rate checked
More details
Carrot Score rates each institution on all its CD, savings, auto loan and credit card rates, not just the account shown. How we rank
* APY calculated from the stated interest rate. Daily compounding is assumed when the institution does not state it.
What savings accounts pay in Louisville/Jefferson County, KY-IN metro
112 accounts at 44 banks and credit unions · checked Oct 15–22
- Typical
- 0.10%
- Top 10% from
- 1.89%
- Banks, typical
- 0.06%
- Credit unions, typical
- 0.25%
Is your bank paying you enough?
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Louisville/Jefferson County, KY-IN metro
Top Carrot institutions
Ranked across their CDs, savings, auto loans and credit cards. How scores work
- Commonwealth Credit UnionCredit union · 4 branches
- Brown Forman Employees Credit UnionCredit union · 1 branch
- Indiana Members Credit UnionCredit union · 2 branches