Bank · FDIC insured
The Cecilian Bank
A $1.6B bank headquartered in Cecilia, KY, with 19 branches in Kentucky. Best rates: CDs 3.85% and savings 1.00% APY.
The Cecilian Bank Carrot Score
81
Carrot Score
Higher than 56% of U.S. banks and credit unions
#3 of 10 in Elizabethtown, KY metroHow the score works →
Deposits are federally insured by the FDIC up to $250,000 per depositor.
About The Cecilian Bank
Founded in 1903 in Cecilian, Kentucky, The Cecilian Bank is a locally owned and operated financial institution.
The bank expanded through acquisitions of Leitchfield Deposit Bank and Farmers Bank in 2016, followed by Citizens Bank in 2020.
- Headquarters
- 104 E Main St, Cecilia, KY 42724
- FDIC certificate
- 8774 ↗
Branches
19 branches in Kentucky
Loading map…
Kentucky
19 branches
Elizabethtown area · 9
- The Cecilian BankMain office104 E Main St, Cecilia, KY 42724Directions
- Hillcrest Branch3460 Leitchfield Rd, Cecilia, KY 42724Directions
- Historic Downtown Elizabethtown Banking Center227 W Dixie Ave, Elizabethtown, KY 42701Directions
- Oaklawn Branch1808 N Dixie Ave, Elizabethtown, KY 42701Directions
- Prospect Point Branch2920 Ring Rd, Elizabethtown, KY 42701Directions
- Radcliff Branch245 N Dixie Blvd, Radcliff, KY 40160Directions
- Rineyville Branch6151 Rineyville Rd, Rineyville, KY 40162Directions
- Sonora Branch235 E Western Ave, Sonora, KY 42776Directions
- Vine Grove Branch536 Highland Ave, Vine Grove, KY 40175Directions
Leitchfield area · 3
- Leitchfield Branch1625 Elizabethtown Rd, Leitchfield, KY 42754Directions
- Leitchfield Square76 Public Sq, Leitchfield, KY 42754Directions
- Southgate Branch402 S Main St, Leitchfield, KY 42754Directions
Glasgow area · 2
- Glasgow Banking Center Branch607 S.L. Rogers-Wells Blvd, Glasgow, KY 42141Directions
- Hiseville Branch11 East Hiseville Main Street, Hiseville, KY 42152Directions
Louisville/Jefferson County area · 1
- Brandenberg Branch302 Bypass Rd, Brandenburg, KY 40108Directions
Hardinsburg area · 1
- Hardinsburg1119 Old Highway 60, Hardinsburg, KY 40143Directions
Hartford area · 1
- Hartford Branch1021 S Main St, Hartford, KY 42347Directions
Irvington area · 1
- Irvington Branch1211 W Highway 60, Irvington, KY 40146Directions
Munfordville area · 1
- Munfordville Branch925 Main St, Munfordville, KY 42765Directions
Walk-in offices from the FDIC directory as of September 4, 2026. Directions open Google Maps. A nearby branch doesn’t mean you can join or open an account.
Financial details
| Measure | This bank | Peers’ middle | Strongest quarter |
|---|---|---|---|
| CapitalLeverage ratio | 10.99% | 10.49% | 11.89% or more |
| Troubled loansNoncurrent | 0.40% | 0.52% | 0.23% or less |
| ProfitabilityReturn on assets | 1.67% | 1.25% | 1.62% or more |
| LendingLoans per $100 deposited | $80 | $88 | — |
- CapitalLeverage ratio10.99%Peers’ middle 10.49% · Top 25% 11.89%+
- Troubled loansNoncurrent0.40%Peers’ middle 0.52% · Top 25% ≤0.23%
- ProfitabilityReturn on assets1.67%Peers’ middle 1.25% · Top 25% 1.62%+
- LendingLoans per $100 deposited$80Peers’ middle $88
Compared with the 897 banks with $1 billion to $10 billion in assets. The strongest quarter is what the best 25% of them reach: more capital and profit, fewer troubled loans. Lending has no better end.Troubled loans are noncurrent: 90 or more days late, or no longer earning interest.
Regulators’ own ratings of The Cecilian Bank are confidential. These figures are what it reports to the FDIC each quarter, set beside its peers; they aren’t a rating.