Credit union · NCUA insured
LG&E Co. Credit Union Savings Rates
Top CarrotLG&E Co. Credit Union’s best savings rate is 5.12% APY on $10,000, with its Accumulation Shares Accounts. Rates checked October 22, 2026.
How LG&E Co. Credit Union’s savings rates compare
Compared with banks and credit unions near Louisville/Jefferson County, KY-IN, where LG&E Co. Credit Union has the most branches. $10,000, best rate first.
This credit union’s best
LG&E Co. Credit Union
5.12%APY
- Requires
- None
- Minimum
- $50
- Earns on $10,000 a year
- $512
Accumulation Shares Accounts
2nd-highest rate
Beacon Community Credit Union
4.00%APY
- Requires
- None
- Minimum
- $2,500
- Earns on $10,000 a year
- $400
3rd-highest rate
Republic Bank
3.75%APY
- Requires
- Another account
- Minimum
- $5,000
- Earns on $10,000 a year
- $375
LG&E Co. Credit Union savings score
99
Savings score
Higher than 99% of U.S. banks and credit unions
- $1,000 balance$1,0005.12%
- $10,000 balance$10,0005.12%
- $100,000 balance$100,0005.12%
- QualifiedQualified5.12%
Each track runs from the lowest to the highest rate among U.S. banks and credit unions; the dot is this rate.Qualified: needs another account or monthly activity.
Where LG&E Co. Credit Union ranks
By savings score, in each area where it has branches
Every rate
Current savings rates
Rates from the credit union’s website. Earnings assume the rate doesn’t change.
Accumulation Shares Accounts
5.12%APY
Open and maintain Share Account with a $50 minimum balance at all times ($50 opening balance). A $20 minimum deposit is required per month. When the balance reaches $550, the account is converted / $500 of funds transferred to a 3-month CD. Penalties for early withdrawal.
| BalanceRequirement | APY | Earns on $10,000 a yearEarns | Requirement |
|---|---|---|---|
| $50 and up$20 monthly deposit required. Once balance reaches $550, converted/transferred to a 3-month CD.$50 and up | 5.12% | $512 | $20 monthly deposit required. Once balance reaches $550, converted/transferred to a 3-month CD. |
Money Market Checking Accounts
0.50%APY
$2,500 minimum balance to avoid a $25 monthly fee. Maximum of 3 checks or withdrawals each month (no limit on transfers). Account may be closed if it falls below $2,500 for 90 days or more.
| Balance | APY | Earns on $10,000 a yearEarns | Requirement |
|---|---|---|---|
| $2,500 – $200,001$2,500 minimum balance; $25 monthly fee if balance falls below minimum during the month; maximum 3 checks or withdrawals per month. | 0.50% | $50 | $2,500 minimum balance; $25 monthly fee if balance falls below minimum during the month; maximum 3 checks or withdrawals per month. |
| $200,001 and up$2,500 minimum balance; $25 monthly fee if balance falls below minimum during the month; maximum 3 checks or withdrawals per month. | 2.02% | — | $2,500 minimum balance; $25 monthly fee if balance falls below minimum during the month; maximum 3 checks or withdrawals per month. |
Share Savings
0.10%APY
Qualify for LG&E-KU membership. Must open and maintain Share Account with a $5 minimum balance at all times. No monthly service charge. Provides access to all other credit union services.
| Balance | APY | Earns on $10,000 a yearEarns |
|---|---|---|
| Up to $500 | 0.05% | — |
| $500 – $5,000 | 0.07% | — |
| $5,000 – $150,000 | 0.10% | $10 |
| $150,000 and up | 1.51% | — |
Special-purpose accounts
IRA Share Account
0.25%APY
Members can make deposits/withdrawals as needed.
| Balance | APY | Earns on $10,000 a yearEarns |
|---|---|---|
| Up to $200,001 | 0.25% | $25 |
| $200,001 and up | 2.02% | — |
Youth Share Savings Account
Up to 0.45%APY
Special savings for members under the age of 18; must have an adult on the account. $5 minimum balance at all times on share accounts. No monthly service charges.
| Balance | APY | Earns on $10,000 a yearEarns |
|---|---|---|
| $5 and up | 0.25% | $25 |
| $500 and up | 0.35% | $35 |
| $5,000 and up | 0.45% | $45 |
Who can join LG&E Co. Credit Union
This may be incomplete or out of date, so check with the credit union before you apply.
Employers and groups
- Employees or retirees of LG&E and KU Energy, LLC, its subsidiaries, parent company, or any subsidiaries of the parent company are eligible for membership.
- Affiliates/employees of The Louisville Gas and Electric Company Credit Union are eligible for membership.
- Members/employees of The International Brotherhood of Electrical Workers Local Union 2100 are eligible for membership.
Family and household
- Family members related by blood, marriage, or adoption, as well as survivors of anyone who died while in the field of membership, are eligible for membership.
Membership information collected October 4, 2026.