Credit union · NCUA insured
KEMBA Louisville Credit Union Savings Rates
KEMBA Louisville Credit Union’s best savings rate is 0.25% APY on $10,000, with its Regular Share / Savings. Rates checked October 22, 2026.
How KEMBA Louisville Credit Union’s savings rates compare
Compared with banks and credit unions near Louisville/Jefferson County, KY-IN, where KEMBA Louisville Credit Union has the most branches. $10,000, best rate first.
This credit union’s best
KEMBA Louisville Credit Union
0.25%APY
- Minimum
- $5
- Earns on $10,000 a year
- $25
Regular Share / Savings
Top rate
LG&E Co. Credit Union
5.12%APY
- Minimum
- $50
- Earns on $10,000 a year
- $512
2nd-highest rate
Beacon Community Credit Union
4.00%APY
- Minimum
- $2,500
- Earns on $10,000 a year
- $400
KEMBA Louisville Credit Union savings score
71
Savings score
Higher than 29% of U.S. banks and credit unions
- $1,000 balance$1,0000.25%
- $10,000 balance$10,0000.25%
- $100,000 balance$100,0000.25%
- QualifiedQualified0.25%
Each track runs from the lowest to the highest rate among U.S. banks and credit unions; the dot is this rate.Qualified: needs another account or monthly activity.
Where KEMBA Louisville Credit Union ranks
By savings score, in each area where it has branches
Every rate
Current savings rates
Rates from the credit union’s website. Earnings assume the rate doesn’t change.
Regular Share / Savings
0.25%APY
Serves as primary Credit Union account. Federally insured by NCUA. Rates may change after account is opened. Fees could change earnings.
| Balance | APY | Earns on $10,000 a yearEarns |
|---|---|---|
| $5 and up | 0.25% | $25 |
Special-purpose accounts
IRA Passbook
0.35%APY
Traditional, Education and Roth IRAs are available. Federally insured by NCUA.
| BalanceRequirement | APY | Earns on $10,000 a yearEarns | Requirement |
|---|---|---|---|
| Any balanceIRA - 1st QUARTER Passbook rate.Any balance | 0.35% | $35 | IRA - 1st QUARTER Passbook rate. |
Christmas Club
0.25%APY
Federally insured by NCUA. Rates may change after account is opened. Fees could change earnings.
| Balance | APY | Earns on $10,000 a yearEarns |
|---|---|---|
| $5 and up | 0.25% | $25 |
Who can join KEMBA Louisville Credit Union
This may be incomplete or out of date, so check with the credit union before you apply.
Family and household
- Family members of Kroger Plus Card Cardholders in the Kroger Louisville Marketing Division are eligible for membership.
Other ways
- Kroger Plus Card Cardholders in the Kroger Louisville Marketing Division are eligible for membership.
Membership information collected October 4, 2026.