Credit union · NCUA insured
Louisville/Jefferson County Metropolitan Sewer District (MSD)
A $7.8M credit union headquartered in Louisville, KY, with 886 members and 1 branch in Kentucky. Best rates: CDs 2.27% and savings 0.25% APY.
Louisville/Jefferson County Metropolitan Sewer District (MSD) Carrot Score
73
Carrot Score
Higher than 34% of U.S. banks and credit unions
#29 of 43 in Louisville/Jefferson County, KY-IN metroHow the score works →
Deposits are federally insured by the NCUA up to $250,000 per depositor.
About Louisville/Jefferson County Metropolitan Sewer District (MSD)
- Headquarters
- 700 W Liberty St, Louisville, KY 40203-1911
- NCUA charter
- 20595
Branches
1 branch in Kentucky
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Kentucky
1 branch
- MSD Federal Credit UnionMain office700 W Liberty St, Louisville, KY 40203Directions
Walk-in offices from the NCUA directory as of March 31, 2026. Directions open Google Maps. A nearby branch doesn’t mean you can join or open an account.
Financial details
Well capitalizedas reported to the NCUA
| Measure | This credit union | Peers’ middle | Strongest quarter |
|---|---|---|---|
| CapitalNet worth ratio | 12.29% | 14.31% | 19.38% or more |
| Troubled loans60+ days late | 0.00% | 0.70% | 0.18% or less |
| ProfitabilityReturn on assets | -3.42% | 0.65% | 1.19% or more |
| LendingLoans per $100 deposited | $68 | $59 | — |
- CapitalNet worth ratio12.29%Peers’ middle 14.31% · Top 25% 19.38%+
- Troubled loans60+ days late0.00%Peers’ middle 0.70% · Top 25% ≤0.18%
- ProfitabilityReturn on assets-3.42%Peers’ middle 0.65% · Top 25% 1.19%+
- LendingLoans per $100 deposited$68Peers’ middle $59
Compared with the 2,478 credit unions with under $100 million in assets. The strongest quarter is what the best 25% of them reach: more capital and profit, fewer troubled loans. Lending has no better end.Troubled loans are loans 60 or more days late.
Regulators’ own ratings of Louisville/Jefferson County Metropolitan Sewer District (MSD) are confidential. These figures are what it reports to the NCUA each quarter, set beside its peers; they aren’t a rating.