Compare Bank & Credit Union Rates
Best high-yield savings rates
Compare published savings yields, money market accounts included, with minimums, requirements, collection dates and original sources.
Top savings rates
Showing 46–60 results in Denver, CO metro
- 1.15%APY$115 a year on $10,000
Requirements
Product: If balance falls below $2,500, the dividend rate will be the Regular Savings rate. Monthly dividends calculated on average daily balance.
Offer: If the Money Market balance falls below $2,500, the dividend rate will be the Regular Savings rate.
1.15% interest rate · No monthly fee · Effective Oct 5, 2026
Rate checked
More details - Metrum Community Credit UnionMoney Market Savings AccountMoney Market Savings Account · $500 min · 1.00%–1.55% by balance
Credit union · 1 branch
1.15%APY$115 a year on $10,000Requirements
Product: Interest is paid monthly. If the account drops below the required minimum balance, interest will not be earned for that day or days until the minimum balance is maintained. There are no fees or penalties for falling below the minimum balance.
Effective Oct 1, 2026
Rate by balance
Rate by balance for Money Market Savings Account Balance APY $500 and up 1.00% $2,500 and up 1.11% $10,000 and upYour amount 1.15% $25,000 and up 1.25% $50,000 and up 1.50% $100,000 and up 1.55% Rate checked
More details - Elevations Credit UnionFlex Tier Money MarketFlex Tier Money Market · $0 min · 0.10%–3.00% by balance
Credit union · 1 branch
1.00%APY$100 a year on $10,000Requirements
Product: Membership eligibility and one-time $5 membership fee required at account opening. No monthly maintenance fees. If minimum balance falls below required amount, account does not earn interest. Check writing capabilities available. Automatic movement of funds into next interest rate tier. Debit cards are not issued for money market accounts.
0.10% interest rate · No monthly fee · Effective Feb 1, 2026
Rate by balance
Rate by balance for Flex Tier Money Market Balance APY Up to $2,000 0.10% $2,000 – $10,000 0.25% $10,000 – $25,000Your amount 1.00% $25,000 – $50,000 2.00% $50,000 – $75,000 2.00% $75,000 – $100,000 2.00% $100,000 – $200,000 2.00% $200,000 and up 3.00% Rate checked
More details - Zing Credit UnionTiered Money MarketTiered Money Market · $2,000 min · 1.00%–2.10% by balance
Credit union · 5 branches
1.00%APY$100 a year on $10,000Requirements
Product: Minimum balance of $2,000 required. Variable rate account; interest calculated by daily balance method and compounded/credited monthly. NCUA insured up to $250,000.
1.00% interest rate · Effective Oct 22, 2026
Rate by balance
Rate by balance for Tiered Money Market Balance APY $2,000 – $20,000Your amount 1.00% $20,000 – $74,500 1.50% $75,000 – $250,000 1.90% $250,000 and up 2.10% Rate checked
More details - 1.00%APY$100 a year on $10,000
Requirements
Product: If the account balance drops below $1,000.00, a $10.00 monthly service fee will apply. Interest is compounded and credited monthly. Average daily balance method used.
Offer: If the account balance drops below $1,000.00, a $10.00 monthly service fee will apply. Interest compounded and credited monthly.
1.00% interest rate · $10 monthly fee · Effective Oct 1, 2026
Rate checked
More details - Columbine FCUMoney Market AccountMoney Market Account · $1,000 min · 1.00%–1.35% by balance
Credit union · 1 branch
1.00%APY$100 a year on $10,000Effective Sep 21, 2026
Rate by balance
Rate by balance for Money Market Account Balance APY $1,000 – $20,000Your amount 1.00% $20,000 – $50,000 1.20% $50,000 and up 1.35% Rate checked
More details - Credit Union of ColoradoMoney Market PlusMoney Market Plus · $1,000 min · 0.75%–2.75% by balance
Credit union · 12 branches
1.00%APY$100 a year on $10,000Requirements
Product: Dividends are compounded and credited monthly. A $10.00 fee is charged and no interest/dividends accrue for any day the balance falls below $1,000. Account is limited to 3 debit transactions per calendar month (excess debit transactions incur a $15 fee each; exceeding 3 debit transactions per month three times within a year may result in account closure).
Offer: Minimum balance to earn stated APY is $1,000.
0.75% interest rate · Effective Oct 1, 2026
Rate by balance
Rate by balance for Money Market Plus Balance APY $1,000 – $9,999 0.75% $10,000 – $24,999Your amount 1.00% $25,000 – $49,999 1.25% $50,000 – $99,999 1.75% $100,000 – $249,999 2.75% $250,000 and up 2.75% Rate checked
More details - SPACE AGEMaximum Money Market AccountMaximum Money Market Account · $10,000 min · 0.00%–0.95% by balance
Credit union · 2 branches
0.90%APY$90 a year on $10,000Requirements
Product: Dividends are computed on the average daily balance, compounded and paid monthly. Minimum balance of $10,000 required to earn stated dividends; if balance falls below minimum, dividend rate is paid at 1% below the Share account rate.
0.00% interest rate · Effective Oct 1, 2026
Rate by balance
Rate by balance for Maximum Money Market Account Balance APY Up to $9,999 0.00% $10,000 – $24,999Your amount 0.90% $25,000 and up 0.95% Rate checked
More details - Climb Credit UnionMoney MarketMoney Market · $0 min · 0.25%–1.50% by balance
Credit union · 5 branches
0.90%APY$90 a year on $10,000Requirements
Product: Variable rate based on Board of Directors discretion. Dividends compounded monthly and credited monthly using the average daily balance method.
0.25% interest rate · Compounded monthly · No monthly fee · Effective Mar 1, 2026
Rate by balance
Rate by balance for Money Market Balance APY Up to $2,500 0.25% $2,500 – $10,000 0.75% $10,000 – $20,000Your amount 0.90% $20,000 – $50,000 1.00% $50,000 – $90,000 1.25% $90,000 and up 1.50% Rate checked
More details - BMOGrowth Money Market AccountGrowth Money Market Account · $25 min · 0.55%–3.01% by balance
Bank · 40 branches
0.80%APY$80 a year on $10,000with conditionsRequirements
Product: $10 monthly maintenance fee is waived for 60 days after account opening or if you hold a minimum daily balance of $5,000. Requires a $25 minimum opening deposit. Variable rate account.
Offer: Relationship rate (Amplify your APY) for balances less than $5,000. Requires being an Account Owner of both a Growth Money Market account and a BMO Relationship Checking account with qualifying activities.
Qualified rate · $10 monthly fee · Effective Oct 16, 2026
Rate by balance
Rate by balance for Growth Money Market Account Balance APY Up to $5,000 0.55% $5,000 – $25,000Your amount 0.80% $25,000 – $100,000 1.16% $100,000 – $250,000 2.21% $250,000 and up 3.01% Rate checked
More details - SPACE AGEInsured Money Market AccountInsured Money Market Account · $2,500 min · 0.00%–0.80% by balance
Credit union · 2 branches
0.80%APY$80 a year on $10,000Requirements
Product: Dividends are computed on the average daily balance, compounded and paid monthly. Minimum balance of $2,500 required to earn dividends; if balance falls below $2,500, dividend rate is paid at 1% below the Share account rate.
0.00% interest rate · Effective Oct 1, 2026
Rate by balance
Rate by balance for Insured Money Market Account Balance APY Up to $2,499 0.00% $2,500 and upYour amount 0.80% Rate checked
More details - 0.75%APY$75 a year on $10,000
Requirements
Product: Limit of six withdrawals per month; in-person withdrawals do not count towards this limit. $2.00 monthly service fee if the average daily balance drops below $100.
Offer: Interest calculated using daily balance method, credited per statement cycle. $2.00 monthly service fee if the average daily balance drops below $100.
0.75% interest rate · $2 monthly fee
Rate checked
More details - BOK FinancialPremier Money MarketPremier Money Market · $50 min · 0.15%–2.50% by balance
Bank · 13 branches
0.75%APY$75 a year on $10,000Requirements
Product: $15 monthly maintenance fee waived by maintaining $10,000 average collected balance for the month. $50 opening deposit required. Earn 0.05% higher interest rate with a Premier or Select Checking account relationship. Free incoming domestic wires and check writing privileges.
0.15% interest rate · $15 monthly fee · Effective Oct 15, 2026
Rate by balance
Rate by balance for Premier Money Market Balance APY Up to $10,000 0.15% $10,000 – $25,000Your amount 0.75% $25,000 – $50,000 2.00% $50,000 – $100,000 2.25% $100,000 – $250,000 2.50% $250,000 and up 2.50% Rate checked
More details - Star Tech FCUMoney Market Savings AccountMoney Market Savings Account · $0 min · 0.75%–2.03% by balance
Credit union · 1 branch
0.75%APY$75 a year on $10,000Requirements
Offer: No fees charged if account falls below a minimum balance.
0.75% interest rate · Effective Oct 1, 2026
Rate by balance
Rate by balance for Money Market Savings Account Balance APY Up to $19,999Your amount 0.75% $20,000 – $99,999 1.01% $100,000 – $299,999 1.51% $300,000 – $499,999 1.77% $500,000 and up 2.03% Rate checked
More details - Air Academy Credit UnionSaver AccountSavings · $0 min · 0.15%–0.75% by balance
Credit union · 3 branches
0.75%APY$75 a year on $10,000with conditionsRequirements
Product: Qualifications: In your Cash Rewards or Cash Back Rewards Checking account, (a) post and clear at least one direct deposit or pre-authorized ACH, (b) post and clear twelve or more purchase transactions using your debit card, and (c) enroll in estatements during the monthly periodic statement cycle. When met, balances up to $50,000.00 earn 0.75% APY and balances over $50,000.00 earn 0.15% APY. If qualifications are not met, 0.05% APY is received on the entire balance.
Offer: Earned on balances up to $50,000.00 when monthly qualifications in Cash Rewards or Cash Back Rewards Checking are met.
Qualified rate · 0.75% interest rate · No monthly fee · Effective Oct 15, 2026
Rate by balance
Rate by balance for Saver Account Balance APY Up to $50,000Your amount 0.75% Over $50,000 0.15% Rate checked
More details
Carrot Score rates each institution on all its CD, savings, auto loan and credit card rates, not just the account shown. How we rank
What savings accounts pay in Denver, CO metro
211 accounts at 72 banks and credit unions · checked Oct 15–22
- Typical
- 0.15%
- Top 10% from
- 3.02%
- Banks, typical
- 0.15%
- Credit unions, typical
- 0.20%
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Denver, CO metro
Top Carrot institutions
Ranked across their CDs, savings, auto loans and credit cards. How scores work
- Colorado Federal BankBank · 1 branch
- Canvas Credit UnionCredit union · 22 branches
- Bellco Credit UnionCredit union · 21 branches