Credit union · NCUA insured
Climb Credit Union Savings Rates
Top CarrotClimb Credit Union’s best savings rate is 0.90% APY on $10,000, with its Money Market. Rates checked October 22, 2026.
How Climb Credit Union’s savings rates compare
Compared with banks and credit unions near Denver, CO, where Climb Credit Union has the most branches. $10,000, best rate first.
This credit union’s best
Climb Credit Union
2.80%APY
- Requires
- Another account
- Minimum
- $0
- Earns on $10,000 a year
- $280
Peak Savings
Top rate
Westerra Credit Union
6.00%APY
- Requires
- Another account
- Minimum
- —
- Earns on $10,000 a year
- $600
2nd-highest rate
Solera
4.34%APY
- Requires
- None
- Minimum
- —
- Earns on $10,000 a year
- $434
Climb Credit Union savings score
87
Savings score
Higher than 78% of U.S. banks and credit unions
- $1,000 balance$1,0000.25%
- $10,000 balance$10,0000.90%
- $100,000 balance$100,0001.50%
- QualifiedQualified2.80%
Each track runs from the lowest to the highest rate among U.S. banks and credit unions; the dot is this rate.Qualified: needs another account or monthly activity.
Where Climb Credit Union ranks
By savings score, in each area where it has branches
Every rate
Current savings rates
Rates from the credit union’s website. Earnings assume the rate doesn’t change.
Peak Savings
2.80%APY
Only one (1) Peak Savings Account per SSN. To qualify, member must maintain an open Peak Checking account; otherwise the account will be changed to a personal savings account at the prevailing rate. Three (3) withdrawals allowed per month; $10 excess withdrawal fee incurred for each additional withdrawal.
| BalanceRequirement | APY | Earns on $10,000 a yearEarns | Requirement |
|---|---|---|---|
| Any balanceVariable rate. No minimum balance to earn stated APY. No minimum opening deposit. No maximum deposit.Any balance | 2.80% | $280 | Variable rate. No minimum balance to earn stated APY. No minimum opening deposit. No maximum deposit. |
Sources (2)
All captured Sep 17, 2026
Money Market
0.90%APY
Variable rate based on Board of Directors discretion. Dividends compounded monthly and credited monthly using the average daily balance method.
| Balance | APY | Earns on $10,000 a yearEarns |
|---|---|---|
| Up to $2,500 | 0.25% | — |
| $2,500 – $10,000 | 0.75% | — |
| $10,000 – $20,000 | 0.90% | $90 |
| $20,000 – $50,000 | 1.00% | — |
| $50,000 – $90,000 | 1.25% | — |
| $90,000 and up | 1.50% | — |
Sources (1)
- climbcu.org/docs/default-sourc…schedule-03-01-26-v2.pdf · captured Sep 17, 2026
Personal Share Savings
0.05%APY
Personalized savings account to track progress for specific goals.
| BalanceRequirement | APY | Earns on $10,000 a yearEarns | Requirement |
|---|---|---|---|
| Any balanceVariable rate. No minimum balance and no minimum opening deposit.Any balance | 0.05% | $5 | Variable rate. No minimum balance and no minimum opening deposit. |
Sources (2)
All captured Sep 17, 2026
Primary Share Savings
0.05%APY
Establishes part-ownership in Climb Credit Union.
| BalanceRequirement | APY | Earns on $10,000 a yearEarns | Requirement |
|---|---|---|---|
| $1 and upVariable rate. Minimum opening deposit and minimum daily balance of $1.00 to earn stated APY.$1 and up | 0.05% | $5 | Variable rate. Minimum opening deposit and minimum daily balance of $1.00 to earn stated APY. |
Sources (2)
All captured Sep 17, 2026
Special-purpose accounts
IRA Savings / Roth IRA Savings
0.15%APY
Tax-advantaged IRA savings / Roth IRA savings account.
| Balance | APY | Earns on $10,000 a yearEarns | Requirement |
|---|---|---|---|
| Up to $2,500Tiered variable rate. | 0.10% | — | Tiered variable rate. |
| $2,500 – $10,000Tiered variable rate. | 0.10% | — | Tiered variable rate. |
| $10,000 – $20,000Tiered variable rate. | 0.15% | $15 | Tiered variable rate. |
| $20,000 – $50,000Tiered variable rate. | 0.20% | — | Tiered variable rate. |
| $50,000 and upTiered variable rate. | 0.30% | — | Tiered variable rate. |
Sources (1)
- climbcu.org/docs/default-sourc…schedule-03-01-26-v2.pdf · captured Sep 17, 2026
Health Savings Accounts
0.20%APY
Medical insurance must qualify for an HSA. Includes HSA debit card. Rolls over each year with no use-it-or-lose-it clause.
| Balance | APY | Earns on $10,000 a yearEarns | Requirement |
|---|---|---|---|
| Up to $2,500Tiered variable rate. | 0.10% | — | Tiered variable rate. |
| $2,500 – $10,000Tiered variable rate. | 0.10% | — | Tiered variable rate. |
| $10,000 and upTiered variable rate. | 0.20% | $20 | Tiered variable rate. |
Sources (2)
All captured Sep 17, 2026
Who can join Climb Credit Union
We don’t have this credit union’s membership requirements here yet. Confirm that you can join before applying.