Credit union · NCUA insured
Bellco Credit Union
Top CarrotA $8.6B credit union, the 42nd largest of 4,329, headquartered in Greenwood Village, CO, with 352,265 members and 29 branches in Colorado. Best rates: CDs 4.10% and savings 2.70% APY.
Bellco Credit Union Carrot Score
Carrot ScoreTop Carrot
Higher than 94% of U.S. banks and credit unions
#3 of 64 in Denver, CO metroHow the score works →
Deposits are federally insured by the NCUA up to $250,000 per depositor.
About Bellco Credit Union
Founded in 1936, Bellco Credit Union is a member-owned financial institution headquartered and chartered in Colorado.
The credit union serves members who live or work across nineteen Colorado counties, including Denver, Arapahoe, Boulder, and Jefferson counties.
- Headquarters
- 7600 E Orchard Rd, Ste 400N, Greenwood Village, CO 80111
- NCUA charter
- 68437
Membership
Who can join
This may be incomplete or out of date, so check with the credit union before you apply.
Where you live or work
- Individuals who live or work in specified Colorado counties are eligible to join.
Employers and groups
- Employees and affiliates of a Bellco Select Employee Group company or association group, and their immediate family members, are eligible to join.
Family and household
- Individuals with a family member related by blood, marriage, or adoption who is a Bellco member are eligible to join.
Other ways
- Interested parties outside of Colorado can become eligible for membership by joining the Bellco Foundation.
Cost to join
- Basic accounts require a share deposit representing an ownership share in Bellco (exact amount not stated).
Branches
29 branches in Colorado
Loading map…
Colorado
29 branches
Denver area · 21
- Aurora South6715 S Cornerstar Way, Aurora, CO 80016Directions
- Buckley Branch499 S Airport Blvd, Aurora, CO 80017Directions
- Smoky Hill24350 E Smoky Hill Rd, Aurora, CO 80016Directions
- Brighton East22 S 50th Ave, Brighton, CO 80601Directions
- Castle Rock4611 Milestone Ln, Castle Rock, CO 80104Directions
- Green Valley18241 Green Valley Ranch Blvd, Denver, CO 80249Directions
- Havana & Mississippi1075 S Havana St, Denver, CO 80012Directions
- Stapleton3890 Quebec St Unit C, Denver, CO 80207Directions
- Sloan's Lake1931 Sheridan Blvd Unit G1, Edgewater, CO 80214Directions
- Highlands Ranch2219 W Wildcat Reserve Pkwy, Highlands Ranch, CO 80129Directions
- Lakewood570 S Wadsworth Blvd, Lakewood, CO 80226Directions
- Southwest10058 W Progress Ave, Littleton, CO 80127Directions
- Lone Tree9220 Park Meadows Dr, Lone Tree, CO 80124Directions
- Parker18448 E Lincoln Ave, Parker, CO 80134Directions
- Parker South12907 S Parker Rd, Parker, CO 80134Directions
- Englewood3610 River Point Pkwy Unit A, Sheridan, CO 80110Directions
- 98th & Washington9710 Washington St, Thornton, CO 80229Directions
- Thornton12820 Holly St, Thornton, CO 80602Directions
- Huron12101 Huron St, Westminster, CO 80234Directions
- Westminster8851 Harlan St, Westminster, CO 80031Directions
- Arvada Ridge5091 Kipling St Ste 110, Wheat Ridge, CO 80033Directions
Grand Junction area · 2
- Clifton570 32 Rd, Clifton, CO 81520Directions
- Grand Junction2478 Highway 6 and 50 Unit A, Grand Junction, CO 81505Directions
Greeley area · 2
- Erie680 Commons Dr, Erie, CO 80516Directions
- Greeley4118 Centerplace Dr, Suite 848, Greeley, CO 80634Directions
Colorado Springs area · 1
- Colorado Springs East4441 Integrity Center Pt, Colorado Springs, CO 80917Directions
Fort Collins area · 1
- Fort Collins1526 E Harmony Rd Unit 130, Fort Collins, CO 80525Directions
Boulder area · 1
- Longmont1250 S Hover St Ste 200, Longmont, CO 80501Directions
Pueblo area · 1
- Pueblo North1702 W US Highway 50, Pueblo, CO 81008Directions
Walk-in offices from the NCUA directory as of March 31, 2026. Directions open Google Maps. A nearby branch doesn’t mean you can join or open an account.
Financial details
| Measure | This credit union | Peers’ middle | Strongest quarter |
|---|---|---|---|
| CapitalNet worth ratio | 10.25% | 10.86% | 12.59% or more |
| Troubled loans60+ days late | 1.47% | 0.70% | 0.46% or less |
| ProfitabilityReturn on assets | 0.72% | 0.82% | 1.16% or more |
| LendingLoans per $100 deposited | $98 | $88 | — |
- CapitalNet worth ratio10.25%Peers’ middle 10.86% · Top 25% 12.59%+
- Troubled loans60+ days late1.47%Peers’ middle 0.70% · Top 25% ≤0.46%
- ProfitabilityReturn on assets0.72%Peers’ middle 0.82% · Top 25% 1.16%+
- LendingLoans per $100 deposited$98Peers’ middle $88
Compared with the 479 credit unions with $1 billion or more in assets. The strongest quarter is what the best 25% of them reach: more capital and profit, fewer troubled loans. Lending has no better end.Troubled loans are loans 60 or more days late.
Regulators’ own ratings of Bellco Credit Union are confidential. These figures are what it reports to the NCUA each quarter, set beside its peers; they aren’t a rating.