Bank · FDIC insured
5Star Bank
A $378.2M bank headquartered in Colorado Springs, CO, with 5 branches in Colorado. Best rates: CDs 2.80% and savings 0.75% APY.
5Star Bank Carrot Score
67
Carrot Score
Higher than 19% of U.S. banks and credit unions
#18 of 29 in Colorado Springs, CO metroHow the score works →
Deposits are federally insured by the FDIC up to $250,000 per depositor.
About 5Star Bank
5Star Bank is locally owned and operated by Colorado investors, board of directors, and staff, serving the Denver Metro and Colorado Springs markets.
The institution operates as a full-service commercial bank focused on serving the business community.
- Headquarters
- 104 S Cascade Ave, Colorado Springs, CO 80903
- FDIC certificate
- 91005 ↗
Branches
5 branches in Colorado
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Colorado
5 branches
Colorado Springs area · 3
- 5Star BankMain office104 S Cascade Ave, Colorado Springs, CO 80903Directions
- 5 Star Bank - Downtown Branch455 W. Paine Street Bldg. 1485, Colorado Springs, CO 80914Directions
- 5star Bank10989 New Allegiance Dr, Colorado Springs, CO 80921Directions
Denver area · 1
- Denver Dtc Branch5251 Dtc Pkwy, Greenwood Village, CO 80111Directions
Trinidad area · 1
- Trinidad Branch125 N Commercial St, Trinidad, CO 81082Directions
Walk-in offices from the FDIC directory as of September 4, 2026. Directions open Google Maps. A nearby branch doesn’t mean you can join or open an account.
Financial details
| Measure | This bank | Peers’ middle | Strongest quarter |
|---|---|---|---|
| CapitalLeverage ratio | 17.24% | 10.98% | 13.00% or more |
| Troubled loansNoncurrent | 0.16% | 0.42% | 0.09% or less |
| ProfitabilityReturn on assets | 1.86% | 1.24% | 1.68% or more |
| LendingLoans per $100 deposited | $97 | $81 | — |
- CapitalLeverage ratio17.24%Peers’ middle 10.98% · Top 25% 13.00%+
- Troubled loansNoncurrent0.16%Peers’ middle 0.42% · Top 25% ≤0.09%
- ProfitabilityReturn on assets1.86%Peers’ middle 1.24% · Top 25% 1.68%+
- LendingLoans per $100 deposited$97Peers’ middle $81
Compared with the 2,650 banks with $100 million to $1 billion in assets. The strongest quarter is what the best 25% of them reach: more capital and profit, fewer troubled loans. Lending has no better end.Troubled loans are noncurrent: 90 or more days late, or no longer earning interest.
Regulators’ own ratings of 5Star Bank are confidential. These figures are what it reports to the FDIC each quarter, set beside its peers; they aren’t a rating.