Compare Bank & Credit Union Rates
Best high-yield savings rates
Compare published savings yields, money market accounts included, with minimums, requirements, collection dates and original sources.
Top savings rates
Showing 151–165 results in Dallas, TX metro
- Light Commerce Credit UnionSpecial ShareSavings · $100 min · 0.28%–0.40% by balance
Credit union · 1 branch
0.40%APY$40 a year on $10,000Requirements
Product: Minimum opening deposit of $25.00. Minimum daily balance of $100.00 required to avoid a service fee and to earn the stated APY. Tiered rate account where the dividend rate and APY for the met balance range apply to the full balance. Account transfer and withdrawal limitations apply.
Offer: Tier 1: Daily balance of $100.00 to $9,999.99 earns 0.28% dividend rate and 0.28% APY. Whole balance applies once tier is met. Minimum daily balance of $100.00 to avoid a service fee.
0.28% interest rate · Effective Jan 1, 2026
Rate by balance
Rate by balance for Special Share Balance APY $100 – $10,000 0.28% $10,000 and upYour amount 0.40% Rate checked
More details - Pinnacle BankPinnCheck Market AccountPinnCheck Market Account · $100 min · 0.40%–1.66% by balance
Bank · 20 branches
0.40%APY$40 a year on $10,000Requirements
Product: $15 service charge per statement cycle if balance falls below $1,000 minimum daily balance. Rates apply to accounts opened online only; rates for accounts opened at a branch may vary.
Offer: Variable interest rate changes weekly; interest credited monthly based on average daily collected balance method. $15 service charge per statement cycle waived with $1,000 minimum daily balance. Online accounts only.
0.40% interest rate · $15 monthly fee
Rate by balance
Rate by balance for PinnCheck Market Account Balance APY Up to $25,000Your amount 0.40% $25,000 – $50,000 0.65% $50,000 – $100,000 0.90% $100,000 – $1,000,000 1.41% $1,000,000 and up 1.66% Rate checked
More details - 0.40%APY$40 a year on $10,000
Requirements
Product: Save for short or long-term goals. Free digital banking services including online banking, mobile banking with mobile deposit, eStatements, and telephone banking. 2 free withdrawals per month ($2 fee per withdrawal in excess thereafter). Sweeps cost $5 per transfer. Interest Rate is subject to change after account is opened.
Offer: $100 minimum daily balance required to avoid the $5 monthly fee. Interest Rate is subject to change after account is opened.
0.40% interest rate · $5 monthly fee
Rate checked
More details - El Monte Community Credit UnionMoney MarketMoney Market · $500 min · 0.20%–0.70% by balance
Credit union · 1 branch
0.40%APY$40 a year on $10,000Requirements
Product: In order to receive the dividends listed, you must carry the minimum that is required.
Offer: In order to receive the dividends listed, you must carry the minimum that is required.
0.20% interest rate
Rate by balance
Rate by balance for Money Market Balance APY $500 – $1,000 0.20% $1,000 – $10,000Your amount 0.40% $10,000 – $25,000 0.50% $25,000 – $50,000 0.60% Over $50,000 0.70% Rate checked
More details - Natural Resources Conservation Service FCUMoney Market AccountMoney Market Account · $2,500 min · 0.00%–0.66% by balance
Credit union · 1 branch
0.36%APY$36 a year on $10,000Requirements
Product: Dividends paid monthly. Four (4) free withdrawals a month. Free Online Banking. Free e-Statement.
0.00% interest rate
Rate by balance
Rate by balance for Money Market Account Balance APY Up to $2,500 0.00%* $2,500 – $25,000Your amount 0.36%* $25,000 – $50,000 0.51%* Over $50,000 0.66%* Rate checked
More details - Delta Community Credit UnionPersonal Money Market AccountPersonal Money Market Account · $1,000 min · 0.30%–2.15% by balance
Credit union · 1 branch
0.35%APY$35 a year on $10,000Requirements
Product: $5.00 opening and minimum balance required. Minimum balance to earn dividends is $1,000.00. No monthly fee. Free ATM card. No early withdrawal penalty.
Offer: Minimum balance to earn dividends is $1,000.00. No monthly fees.
0.30% interest rate · No monthly fee
Rate by balance
Rate by balance for Personal Money Market Account Balance APY $1,000 – $10,000 0.30% $10,000 – $25,000Your amount 0.35% $25,000 – $50,000 0.40% $50,000 – $100,000 0.70% $100,000 – $250,000 0.85% $250,000 – $500,000 1.00% $500,000 – $1,000,000 1.35% $1,000,000 and up 2.15% Rate checked
More details - Zions BankMoney Market AccountMoney Market Account · $1,000 min · 0.35%–0.95% by balance
Bank · 11 branches
0.35%APY$35 a year on $10,000with conditionsRequirements
Product: Tiered interest rate calculated using daily balance method. Limit of 6 withdrawals per monthly statement cycle; excess withdrawal fees may apply (up to 10 excessive transaction fees per cycle). Monthly service fee applies if minimum daily balance requirement is not met. Gold Account relationship offers premium rate tiers automatically when linked.
Offer: Standard tier. Variable APY; daily balance method. Displaying rates for Idaho and Utah.
Qualified rate · 0.35% interest rate · Effective Oct 7, 2026
Rate by balance
Rate by balance for Money Market Account Balance APY $1,000 – $100,000Your amount 0.35% $100,000 – $250,000 0.70% $1,000,000 and up 0.95% Rate checked
More details - Community National Bank & Trust of TexasMy SavingsSavings · $25 min · 0.00%–0.35% by balance
Bank · 6 branches
0.35%APY$35 a year on $10,000Requirements
Product: No monthly service charge. Interest earned on all balances over $100. 6 free debits per statement cycle.
Offer: Below $100
0.00% interest rate · No monthly fee
Rate by balance
Rate by balance for My Savings Balance APY Up to $100 0.00% $100 and upYour amount$100 and over 0.35% Rate checked
More details - 0.35%APY$35 a year on $10,000
Requirements
Product: Minimum opening deposit of $5. Balances of $100 or more earn quarterly dividends. Compounded and credited quarterly. A $5.00 monthly maintenance fee applies if member has only one service, balance drops below $250 at any time during the month, and member is over age 25.
Offer: A minimum average daily balance of $100 is required to earn a dividend. Dividends are compounded quarterly and credited quarterly. Monthly maintenance fee of $5.00 applies if balance is less than $250 anytime during the month, account has only one service, and owner is over 25 years old. $10 fee per item for exceeding 6 withdrawal limits per month.
Compounded quarterly · $5 monthly fee · Effective Dec 19, 2025
Rate checked
More details - Energy One Federal Credit UnionStandard Money MarketStandard Money Market · $2,500 min
Credit union · 1 branch
0.30%APY$30 a year on $10,000Requirements
Product: A flexible option for members with moderate balances. Limited to six withdrawals per month. Minimum balance requirements vary by account type and help avoid monthly service charges. Monthly dividend compounding. NCUA insured.
Offer: Tier 1–4
Balance cap $250,000 · Effective Jun 9, 2026
Rate checked
More details - 0.30%APY$30 a year on $10,000
Requirements
Product: Open to Energy One members. Maintain a $100 daily balance to earn quarterly dividends. A $2 monthly service fee applies if balance drops below $100 at any time during the month and member has no other loans or accounts. ATM access included (restrictions may apply).
Offer: Quarterly compounding; requires $100 daily balance to earn dividends. $2 monthly fee waived if balance stays at or above $100 or member has other loans/accounts.
$2 monthly fee · Effective Jun 9, 2026
Rate checked
More details - BMOGrowth Money Market AccountGrowth Money Market Account · $25 min · 0.05%–2.50% by balance
Bank · 1 branch
0.30%APY$30 a year on $10,000with conditionsRequirements
Product: $10 monthly maintenance fee is waived for 60 days after account opening or if you hold a minimum daily balance of $5,000. Requires a $25 minimum opening deposit. Variable rate account.
Offer: Standard APY for balances less than $5,000. Monthly maintenance fee waived for first 60 days or with a $5,000 minimum daily balance.
Qualified rate · $10 monthly fee · Effective Oct 16, 2026
Rate by balance
Rate by balance for Growth Money Market Account Balance APY Up to $5,000 0.05% $5,000 – $25,000Your amount 0.30% $25,000 – $100,000Monthly maintenance fee waived with a $5,000 minimum daily balance. 0.65% $100,000 – $250,000Monthly maintenance fee waived with a $5,000 minimum daily balance. 1.70% $250,000 and upMonthly maintenance fee waived with a $5,000 minimum daily balance. 2.50% Rate checked
More details - BOK FinancialPersonal Money MarketPersonal Money Market · $50 min · 0.20%–0.35% by balance
Bank · 19 branches
0.30%APY$30 a year on $10,000Requirements
Product: $7.95 monthly maintenance fee waived by maintaining $1,000 average collected balance for the month. $50 opening deposit required.
0.20% interest rate · $7.95 monthly fee · Effective Oct 15, 2026
Rate by balance
Rate by balance for Personal Money Market Balance APY Up to $10,000 0.20% $10,000 – $25,000Your amount 0.30% $25,000 and up 0.35% Rate checked
More details - 0.30%APY$30 a year on $10,000
Requirements
Product: Membership eligibility required. No monthly service fees. Dividends paid monthly. $1 minimum deposit to open account and earn stated APY.
Offer: A $1 minimum balance is required to open a savings account and earn the stated APY.
0.30% interest rate · No monthly fee · Effective Oct 6, 2026
Rate checked
More details - CommunityAmerica Credit UnionMoney MarketMoney Market · $1,000 min · 0.25%–0.60% by balance
Credit union · 2 branches
0.30%APY$30 a year on $10,000Requirements
Product: Variable rate. Compounded daily and credited monthly. Requires maintaining the minimum daily balance required to obtain the applicable APY.
Offer: Subject to a $10 monthly fee if balance falls below $1,000 at any time.
0.25% interest rate · Compounded daily · $10 monthly fee · Effective Oct 5, 2026
Rate by balance
Rate by balance for Money Market Balance APY Up to $10,000 0.25% $10,000 – $25,000Your amount 0.30% $25,000 – $50,000 0.35% $50,000 – $100,000 0.40% $100,000 – $150,000 0.45% $150,000 – $250,000 0.50% $250,000 – $500,000 0.55% $500,000 and up 0.60% Rate checked
More details
Carrot Score rates each institution on all its CD, savings, auto loan and credit card rates, not just the account shown. How we rank
* APY calculated from the stated interest rate. Daily compounding is assumed when the institution does not state it.
What savings accounts pay in Dallas, TX metro
357 accounts at 139 banks and credit unions · checked Oct 16–23
- Typical
- 0.25%
- Top 10% from
- 2.67%
- Banks, typical
- 0.30%
- Credit unions, typical
- 0.25%
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Dallas, TX metro
Top Carrot institutions
Ranked across their CDs, savings, auto loans and credit cards. How scores work
- Prestige Community CUCredit union · 2 branches
- Nizari Credit UnionCredit union · 1 branch
- PenFed Credit UnionCredit union · 2 branches