Credit union · NCUA insured
Natural Resources Conservation Service FCU Savings Rates
Natural Resources Conservation Service FCU’s best savings rate is 0.36% APY on $10,000, with its Money Market Account. Rates checked October 16, 2026.
How Natural Resources Conservation Service FCU’s savings rates compare
Compared with banks and credit unions near Dallas, TX, where Natural Resources Conservation Service FCU has the most branches. $10,000, best rate first.
This credit union’s best
Natural Resources Conservation Service FCU
0.36%APY
- Requires
- None
- Minimum
- $2,500
- Earns on $10,000 a year
- $36
Money Market Account
Top rate
Woori America Bank
5.00%APY
- Requires
- Monthly account activity
- Minimum
- $1,000
- Earns on $10,000 a year
- $500
2nd-highest rate
Nizari Credit Union
4.00%APY
- Requires
- None
- Minimum
- —
- Earns on $10,000 a year
- $400
Natural Resources Conservation Service FCU savings score
75
Savings score
Higher than 39% of U.S. banks and credit unions
- $1,000 balance$1,0000.15%
- $10,000 balance$10,0000.36%
- $100,000 balance$100,0000.66%
- QualifiedQualified0.36%
Each track runs from the lowest to the highest rate among U.S. banks and credit unions; the dot is this rate.Qualified: needs another account or monthly activity.
Where Natural Resources Conservation Service FCU ranks
By savings score, in each area where it has branches
Every rate
Current savings rates
Rates from the credit union’s website. Earnings assume the rate doesn’t change.
Money Market Account
0.36%APY
Dividends paid monthly. Four (4) free withdrawals a month. Free Online Banking. Free e-Statement.
| Balance | APY | Earns on $10,000 a yearEarns |
|---|---|---|
| Up to $2,500 | 0.00% | — |
| $2,500 – $25,000 | 0.36% | $36 |
| $25,000 – $50,000 | 0.51% | — |
| Over $50,000 | 0.66% | — |
Sources (2)
All captured Oct 6, 2026
Membership Share
0.15%APY
Primary basic savings account required for credit union membership. Includes three teller withdrawals per month and free e-statements.
| Balance | APY | Earns on $10,000 a yearEarns |
|---|---|---|
| $25 and up | 0.15% | $15 |
Sources (2)
All captured Sep 17, 2026
Special-purpose accounts
Club Account
0.20%APY
Christmas & Vacation Club, secondary savings to achieve short-term financial goals. Fee for early withdrawals; includes free e-statements.
| BalanceRequirement | APY | Earns on $10,000 a yearEarns | Requirement |
|---|---|---|---|
| $20 and upFee applies for early withdrawals.$20 and up | 0.20% | $20 | Fee applies for early withdrawals. |
Sources (2)
All captured Sep 17, 2026
Youth Accounts
0.15%APY
Designed to learn the importance of saving and develop account management skills. Includes free online banking and free e-statements.
| Balance | APY | Earns on $10,000 a yearEarns |
|---|---|---|
| $25 and up | 0.15% | $15 |
Sources (2)
All captured Sep 17, 2026
Who can join Natural Resources Conservation Service FCU
This may be incomplete or out of date, so check with the credit union before you apply.
Employers and groups
- Independent contractors working in fields related to nature, land, soil & water conservation, fish & fisheries, game & wildlife, parks & recreation, environmental quality, erosion, geological surveys, or weather who work or live in eligible states are eligible for membership.
Military, government and schools
- Government employees at federal, state, county, and city levels in natural resource, conservation, and related fields who work or live in eligible states are eligible for membership.
Family and household
- Families of eligible government employees and independent contractors are eligible for membership.
Membership information collected October 5, 2026.