Bank · FDIC insured
Texas Bank
A $953.9M bank headquartered in Henderson, TX, with 12 branches in Texas. Best rates: CDs 2.88% and savings 2.01% APY.
Texas Bank Carrot Score
75
Carrot Score
Higher than 38% of U.S. banks and credit unions
#13 of 17 in Longview, TX metroHow the score works →
Deposits are federally insured by the FDIC up to $250,000 per depositor.
About Texas Bank
Texas Bank was established in Tatum, Texas in May 1973 by local investors seeking to meet the town's need for community financial services.
In 1987, investor W.C. George acquired majority stock, and in September 2016 the institution merged Prosper Bank into its branch network.
- Headquarters
- 1120 Us Highway 79 N, Henderson, TX 75652
- FDIC certificate
- 21074 ↗
Branches
12 branches in Texas
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Texas
12 branches
Longview area · 5
- Texas BankMain office1120 Us Highway 79 N, Henderson, TX 75652Directions
- Convenience Center Branch1815 Us Highway 79 S, Henderson, TX 75654Directions
- Downtown Henderson Branch605 S Main St, Henderson, TX 75654Directions
- Longview Branch4018 Estes Pkwy, Longview, TX 75603Directions
- Tatum Branch230 W Johnson St, Tatum, TX 75691Directions
Dallas area · 3
- Anna Branch2014 W White St, Anna, TX 75409Directions
- New Frisco Branch7680 Preston Rd, Frisco, TX 75034Directions
- Prosper Branch290 S Preston Rd, Prosper, TX 75078Directions
Sherman area · 2
- Gunter Branch877 N Preston Rd, Gunter, TX 75058Directions
- Van Alstyne Branch1189 W Van Alstyne Pkwy, Van Alstyne, TX 75495Directions
Nacogdoches area · 1
- Nacogdoches Branch500 North St, Nacogdoches, TX 75961Directions
Tyler area · 1
- Rhones Quarter Rd. Branch5101 Rhones Quarter Rd, Tyler, TX 75707Directions
Walk-in offices from the FDIC directory as of September 4, 2026. Directions open Google Maps. A nearby branch doesn’t mean you can join or open an account.
Financial details
| Measure | This bank | Peers’ middle | Strongest quarter |
|---|---|---|---|
| CapitalLeverage ratio | 10.61% | 10.98% | 13.00% or more |
| Troubled loansNoncurrent | 0.46% | 0.42% | 0.09% or less |
| ProfitabilityReturn on assets | 1.20% | 1.24% | 1.68% or more |
| LendingLoans per $100 deposited | $85 | $81 | — |
- CapitalLeverage ratio10.61%Peers’ middle 10.98% · Top 25% 13.00%+
- Troubled loansNoncurrent0.46%Peers’ middle 0.42% · Top 25% ≤0.09%
- ProfitabilityReturn on assets1.20%Peers’ middle 1.24% · Top 25% 1.68%+
- LendingLoans per $100 deposited$85Peers’ middle $81
Compared with the 2,650 banks with $100 million to $1 billion in assets. The strongest quarter is what the best 25% of them reach: more capital and profit, fewer troubled loans. Lending has no better end.Troubled loans are noncurrent: 90 or more days late, or no longer earning interest.
Regulators’ own ratings of Texas Bank are confidential. These figures are what it reports to the FDIC each quarter, set beside its peers; they aren’t a rating.