Credit union · NCUA insured
Natural Resources Conservation Service FCU
A $5.3M credit union headquartered in Fort Worth, TX, with 695 members and 1 branch in Texas. Best rates: CDs 3.70% and savings 0.36% APY.
Natural Resources Conservation Service FCU Carrot Score
69
Carrot Score
Higher than 23% of U.S. banks and credit unions
#84 of 115 in Dallas, TX metroHow the score works →
Deposits are federally insured by the NCUA up to $250,000 per depositor.
About Natural Resources Conservation Service FCU
Natural Resources Conservation Service FCU is based in Fort Worth, Texas, and has been serving members since 1937.
The credit union serves government employees, independent contractors, and their families working in conservation, environmental quality, and related natural resource fields across multiple states.
- Headquarters
- 501 W Felix St Bldg 24, Fort Worth, TX 76115-3404
- NCUA charter
- 2158
Membership
Who can join
This may be incomplete or out of date, so check with the credit union before you apply.
Employers and groups
- Independent contractors working in fields related to nature, land, soil & water conservation, fish & fisheries, game & wildlife, parks & recreation, environmental quality, erosion, geological surveys, or weather who work or live in eligible states are eligible for membership.
Military, government and schools
- Government employees at federal, state, county, and city levels in natural resource, conservation, and related fields who work or live in eligible states are eligible for membership.
Family and household
- Families of eligible government employees and independent contractors are eligible for membership.
Branches
1 branch in Texas
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Texas
1 branch
- OfficeMain office501 W Felix St Bldg 24, Fort Worth, TX 76115Directions
Walk-in offices from the NCUA directory as of March 31, 2026. Directions open Google Maps. A nearby branch doesn’t mean you can join or open an account.
Financial details
Well capitalizedas reported to the NCUA
| Measure | This credit union | Peers’ middle | Strongest quarter |
|---|---|---|---|
| CapitalNet worth ratio | 24.02% | 14.31% | 19.38% or more |
| Troubled loans60+ days late | 3.05% | 0.70% | 0.18% or less |
| ProfitabilityReturn on assets | -1.80% | 0.65% | 1.19% or more |
| LendingLoans per $100 deposited | $42 | $59 | — |
- CapitalNet worth ratio24.02%Peers’ middle 14.31% · Top 25% 19.38%+
- Troubled loans60+ days late3.05%Peers’ middle 0.70% · Top 25% ≤0.18%
- ProfitabilityReturn on assets-1.80%Peers’ middle 0.65% · Top 25% 1.19%+
- LendingLoans per $100 deposited$42Peers’ middle $59
Compared with the 2,478 credit unions with under $100 million in assets. The strongest quarter is what the best 25% of them reach: more capital and profit, fewer troubled loans. Lending has no better end.Troubled loans are loans 60 or more days late.
Regulators’ own ratings of Natural Resources Conservation Service FCU are confidential. These figures are what it reports to the NCUA each quarter, set beside its peers; they aren’t a rating.