Credit union · NCUA insured
Delta Community Credit Union Savings Rates
Top CarrotDelta Community Credit Union’s best savings rate is 0.35% APY on $10,000, with its Personal Money Market Account. Rates checked October 22, 2026.
How Delta Community Credit Union’s savings rates compare
Compared with banks and credit unions near Atlanta, GA, where Delta Community Credit Union has the most branches. $10,000, best rate first.
This credit union’s best
Delta Community Credit Union
0.35%APY
- Requires
- None
- Minimum
- —
- Earns on $10,000 a year
- $35
Personal Money Market Account
Top rate
Woori America Bank
5.00%APY
- Requires
- Monthly account activity
- Minimum
- $1,000
- Earns on $10,000 a year
- $500
2nd-highest rate
American Pride Bank
5.00%APY
- Requires
- Monthly account activity
- Minimum
- $50
- Earns on $10,000 a year
- $500
Delta Community Credit Union savings score
76
Savings score
Higher than 40% of U.S. banks and credit unions
- $1,000 balance$1,0000.30%
- $10,000 balance$10,0000.35%
- $100,000 balance$100,0000.85%
- QualifiedQualified0.35%
Each track runs from the lowest to the highest rate among U.S. banks and credit unions; the dot is this rate.Qualified: needs another account or monthly activity.
Where Delta Community Credit Union ranks
By savings score, in each area where it has branches
Every rate
Current savings rates
Rates from the credit union’s website. Earnings assume the rate doesn’t change.
Personal Money Market Account
0.35%APY
$5.00 opening and minimum balance required. Minimum balance to earn dividends is $1,000.00. No monthly fee. Free ATM card. No early withdrawal penalty.
| Balance | APY | Earns on $10,000 a yearEarns | Requirement |
|---|---|---|---|
| $1,000 – $10,000Minimum balance to earn dividends is $1,000.00. No monthly fees. | 0.30% | — | Minimum balance to earn dividends is $1,000.00. No monthly fees. |
| $10,000 – $25,000No monthly fees. | 0.35% | $35 | No monthly fees. |
| $25,000 – $50,000No monthly fees. | 0.40% | — | No monthly fees. |
| $50,000 – $100,000No monthly fees. | 0.70% | — | No monthly fees. |
| $100,000 – $250,000No monthly fees. | 0.85% | — | No monthly fees. |
| $250,000 – $500,000No monthly fees. | 1.00% | — | No monthly fees. |
| $500,000 – $1,000,000No monthly fees. | 1.35% | — | No monthly fees. |
| $1,000,000 and upNo monthly fees. | 2.15% | — | No monthly fees. |
Sources (2)
- deltacommunitycu.com/personal/…ney-market-accounts.html
- deltacommunitycu.com/home/dividend-rates.html
All captured Oct 22, 2026
Additional Savings Account
0.25%APY
Secondary savings account to keep funds separate from primary savings. No minimum deposit required. Earns the same dividend rate as Primary Savings.
| BalanceRequirement | APY | Earns on $10,000 a yearEarns | Requirement |
|---|---|---|---|
| Over $0Earns the same dividend rate as Primary Savings.Over $0 | 0.25% | $25 | Earns the same dividend rate as Primary Savings. |
Sources (2)
- deltacommunitycu.com/home/dividend-rates.html
- deltacommunitycu.com/personal/…gs/savings-accounts.html
All captured Oct 5, 2026
Personal Savings
0.25%APY
Open with $5 deposit. Dividends paid monthly. Membership in Delta Community Credit Union required.
| BalanceRequirement | APY | Earns on $10,000 a yearEarns | Requirement |
|---|---|---|---|
| Over $0Rates may vary after account is opened. $5.00 minimum deposit / minimum balance required.Over $0 | 0.25% | $25 | Rates may vary after account is opened. $5.00 minimum deposit / minimum balance required. |
Special-purpose accounts
Coverdell Education Savings Account
0.35%APY
Contributions made post-tax until beneficiary turns 18 up to $2,000 annually. Beneficiary must take all distributions by age 30. MAGI eligibility limits apply (<$110,000 single, <$220,000 married filing jointly). Shares rate schedule with IRA Savings Accounts.
| Balance | APY | Earns on $10,000 a yearEarns |
|---|---|---|
| Up to $10,000 | 0.30% | — |
| $10,000 – $25,000 | 0.35% | $35 |
| $25,000 – $50,000 | 0.40% | — |
| $50,000 – $100,000 | 0.70% | — |
| $100,000 – $250,000 | 0.85% | — |
| $250,000 – $500,000 | 1.00% | — |
| $500,000 – $1,000,000 | 1.35% | — |
| $1,000,000 and up | 2.15% | — |
IRA Savings Account
0.35%APY
Offered as Traditional IRA, Roth IRA, and SEP IRA. No setup, maintenance, or administrative fees. Must be established prior to opening an IRA CD.
| Balance | APY | Earns on $10,000 a yearEarns | Requirement |
|---|---|---|---|
| Up to $10,000Minimum Opening Deposit: None; Minimum Balance: $0.00. No setup, maintenance or administrative fees. | 0.30% | — | Minimum Opening Deposit: None; Minimum Balance: $0.00. No setup, maintenance or administrative fees. |
| $10,000 – $25,000Minimum Opening Deposit: None; Minimum Balance: $0.00. No setup, maintenance or administrative fees. | 0.35% | $35 | Minimum Opening Deposit: None; Minimum Balance: $0.00. No setup, maintenance or administrative fees. |
| $25,000 – $50,000Minimum Opening Deposit: None; Minimum Balance: $0.00. No setup, maintenance or administrative fees. | 0.40% | — | Minimum Opening Deposit: None; Minimum Balance: $0.00. No setup, maintenance or administrative fees. |
| $50,000 – $100,000Minimum Opening Deposit: None; Minimum Balance: $0.00. No setup, maintenance or administrative fees. | 0.70% | — | Minimum Opening Deposit: None; Minimum Balance: $0.00. No setup, maintenance or administrative fees. |
| $100,000 – $250,000Minimum Opening Deposit: None; Minimum Balance: $0.00. No setup, maintenance or administrative fees. | 0.85% | — | Minimum Opening Deposit: None; Minimum Balance: $0.00. No setup, maintenance or administrative fees. |
| $250,000 – $500,000Minimum Opening Deposit: None; Minimum Balance: $0.00. No setup, maintenance or administrative fees. | 1.00% | — | Minimum Opening Deposit: None; Minimum Balance: $0.00. No setup, maintenance or administrative fees. |
| $500,000 – $1,000,000Minimum Opening Deposit: None; Minimum Balance: $0.00. No setup, maintenance or administrative fees. | 1.35% | — | Minimum Opening Deposit: None; Minimum Balance: $0.00. No setup, maintenance or administrative fees. |
| $1,000,000 and upMinimum Opening Deposit: None; Minimum Balance: $0.00. No setup, maintenance or administrative fees. | 2.15% | — | Minimum Opening Deposit: None; Minimum Balance: $0.00. No setup, maintenance or administrative fees. |
Health Savings Account (HSA)
0.35%APY
Available to individuals enrolled in a high-deductible health plan (HDHP), not enrolled in Medicare, and not claimed as a dependent. Primary membership required; no joint owners permitted.
| Balance | APY | Earns on $10,000 a yearEarns | Requirement |
|---|---|---|---|
| Up to $500Minimum Opening Deposit: None; Minimum Balance: $0.00. | 0.30% | — | Minimum Opening Deposit: None; Minimum Balance: $0.00. |
| $500 – $10,000Minimum Opening Deposit: None; Minimum Balance: $0.00. | 0.30% | — | Minimum Opening Deposit: None; Minimum Balance: $0.00. |
| $10,000 – $25,000Minimum Opening Deposit: None; Minimum Balance: $0.00. | 0.35% | $35 | Minimum Opening Deposit: None; Minimum Balance: $0.00. |
| $25,000 – $50,000Minimum Opening Deposit: None; Minimum Balance: $0.00. | 0.40% | — | Minimum Opening Deposit: None; Minimum Balance: $0.00. |
| $50,000 – $100,000Minimum Opening Deposit: None; Minimum Balance: $0.00. | 0.70% | — | Minimum Opening Deposit: None; Minimum Balance: $0.00. |
| $100,000 and upMinimum Opening Deposit: None; Minimum Balance: $0.00. | 0.85% | — | Minimum Opening Deposit: None; Minimum Balance: $0.00. |
Youth Savings Account
0.25%APY
For children ages 0 to 12 (or within field of membership ages 0-17) of an eligible Delta Community member in good standing. Requires a Joint Owner.
| BalanceRequirement | APY | Earns on $10,000 a yearEarns | Requirement |
|---|---|---|---|
| Over $0Requires $5 membership deposit.Over $0 | 0.25% | $25 | Requires $5 membership deposit. |
Who can join Delta Community Credit Union
This may be incomplete or out of date, so check with the credit union before you apply.
Where you live or work
- Businesses that operate within 20 designated metro Atlanta, Georgia counties are eligible for business accounts.
- Anyone living or working in the 20 designated metro Atlanta, Georgia counties is eligible for membership.
Employers and groups
- Members of listed participating associations are eligible for membership.
- Current, former, or retired employees of listed participating companies and affiliated employer groups are eligible for membership.
Military, government and schools
- Current, former, or retired employees of listed government entities and educational institutions are eligible for membership.
Family and household
- Persons related by blood, adoption, marriage, or qualifying domestic partnership to an existing credit union member are eligible for membership.
1 more way to join
Other ways
- Non-U.S. citizen active full-time Delta Air Lines employees residing in approved foreign countries are eligible for foreign membership.
Membership information collected October 4, 2026.