Bank · FDIC insured
Pinnacle Bank Savings Rates
Pinnacle Bank’s best savings rate is 0.40% APY on $10,000, with its PinnCheck Market Account. Rates checked October 16, 2026.
How Pinnacle Bank’s savings rates compare
Compared with banks and credit unions near Dallas, TX, where Pinnacle Bank has the most branches. $10,000, best rate first.
This bank’s best
Pinnacle Bank
0.40%APY
- Requires
- None
- Minimum
- $100
- Earns on $10,000 a year
- $40
PinnCheck Market Account
Top rate
Woori America Bank
5.00%APY
- Requires
- Monthly account activity
- Minimum
- $1,000
- Earns on $10,000 a year
- $500
2nd-highest rate
Nizari Credit Union
4.00%APY
- Requires
- None
- Minimum
- —
- Earns on $10,000 a year
- $400
Pinnacle Bank savings score
77
Savings score
Higher than 44% of U.S. banks and credit unions
- $1,000 balance$1,0000.40%
- $10,000 balance$10,0000.40%
- $100,000 balance$100,0001.41%
- QualifiedQualified0.40%
Each track runs from the lowest to the highest rate among U.S. banks and credit unions; the dot is this rate.Qualified: needs another account or monthly activity.
Where Pinnacle Bank ranks
By savings score, in each area where it has branches
Every rate
Current savings rates
Rates from the bank’s website. Earnings assume the rate doesn’t change.
PinnCheck Market Account
0.40%APY
$15 service charge per statement cycle if balance falls below $1,000 minimum daily balance. Rates apply to accounts opened online only; rates for accounts opened at a branch may vary.
| Balance | APY | Earns on $10,000 a yearEarns | Requirement |
|---|---|---|---|
| Up to $25,000Variable interest rate changes weekly; interest credited monthly based on average daily collected balance method. $15 service charge per statement cycle waived with $1,000 minimum daily balance. Online accounts only. | 0.40% | $40 | Variable interest rate changes weekly; interest credited monthly based on average daily collected balance method. $15 service charge per statement cycle waived with $1,000 minimum daily balance. Online accounts only. |
| $25,000 – $50,000Variable interest rate changes weekly; interest credited monthly based on average daily collected balance method. $15 service charge per statement cycle waived with $1,000 minimum daily balance. Online accounts only. | 0.65% | — | Variable interest rate changes weekly; interest credited monthly based on average daily collected balance method. $15 service charge per statement cycle waived with $1,000 minimum daily balance. Online accounts only. |
| $50,000 – $100,000Variable interest rate changes weekly; interest credited monthly based on average daily collected balance method. $15 service charge per statement cycle waived with $1,000 minimum daily balance. Online accounts only. | 0.90% | — | Variable interest rate changes weekly; interest credited monthly based on average daily collected balance method. $15 service charge per statement cycle waived with $1,000 minimum daily balance. Online accounts only. |
| $100,000 – $1,000,000Variable interest rate changes weekly; interest credited monthly based on average daily collected balance method. $15 service charge per statement cycle waived with $1,000 minimum daily balance. Online accounts only. | 1.41% | — | Variable interest rate changes weekly; interest credited monthly based on average daily collected balance method. $15 service charge per statement cycle waived with $1,000 minimum daily balance. Online accounts only. |
| $1,000,000 and upVariable interest rate changes weekly; interest credited monthly based on average daily collected balance method. $15 service charge per statement cycle waived with $1,000 minimum daily balance. Online accounts only. | 1.66% | — | Variable interest rate changes weekly; interest credited monthly based on average daily collected balance method. $15 service charge per statement cycle waived with $1,000 minimum daily balance. Online accounts only. |
Sources (1)
- pinnbanktx.com/personal-bankin…gs/personal-money-market · captured Oct 6, 2026
PinnSavings Account
0.25%APY
Rate available only for accounts opened online. Variable interest rate calculated daily. $5 service charge per statement cycle/month if balance falls below $100. Up to 6 withdrawals/transfers per statement cycle/month at no fee; $3 service charge per additional withdrawal.
| BalanceRequirement | APY | Earns on $10,000 a yearEarns | Requirement |
|---|---|---|---|
| $100 and upRate available only for accounts opened online. Rates may vary and are effective as of today's date. $5 monthly service charge waived when minimum balance of $100 is maintained. 6 withdrawals per month included at no fee ($3 per withdrawal in excess of 6).$100 and up | 0.25% | $25 | Rate available only for accounts opened online. Rates may vary and are effective as of today's date. $5 monthly service charge waived when minimum balance of $100 is maintained. 6 withdrawals per month included at no fee ($3 per withdrawal in excess of 6). |
Sources (2)
All captured Sep 17, 2026
Opening an account
Confirm the bank’s opening requirements and whether the account is available where you live. A nearby branch does not establish eligibility for every rate.