Compare Bank & Credit Union Rates
Best high-yield savings rates
Compare published savings yields, money market accounts included, with minimums, requirements, collection dates and original sources.
Top savings rates
Showing 166–180 results in Chicago, IL-IN metro
- 0.30%APY$30 a year on $10,000
Requirements
Product: Dividends are compounded and credited monthly. Funds privately insured up to $250,000 by American Share Insurance (ASI).
Offer: Rate stated as high as 0.30%. Withdraw funds anytime with no minimum balance required.
Rate checked
More details - 0.25%APY$25 a year on $10,000
Requirements
Product: Membership open to select employee groups (SEG) and immediate family members. $5 deposit to open share (savings) account.
Offer: Minimum Balance to Earn the Stated APY - $100.00.
Effective Oct 16, 2026
Rate checked
More details - 0.25%APY$25 a year on $10,000
Requirements
Product: Minimum opening deposit $5.00; minimum balance to earn stated APY $100.00.
Offer: Minimum Balance to Earn the Stated APY - $100.00.
Effective Oct 16, 2026
Rate checked
More details - 0.25%APY$25 a year on $10,000
Requirements
Product: A Membership Savings Account with a $5 minimum is required to establish and maintain membership. Additional Share Savings Accounts do not require the $5 minimum. Navy Federal does not charge monthly maintenance fees on savings accounts.
Offer: Compounded and credited monthly. A Membership Savings Account with a $5 minimum is required to establish and maintain membership. Additional Share Savings Accounts do not require the $5 minimum. Rates on variable-rate accounts could change after account opening. Fees may reduce earnings.
0.25% interest rate · No monthly fee · Effective Oct 22, 2026
Rate checked
More details - Byline BankSignature Money MarketSignature Money Market · $5,000 min · 0.05%–2.30% by balance
Bank · 46 branches
0.25%APY$25 a year on $10,000intro rateRequirements
Product: Tiered rate personal money market account requiring new-to-Byline funds. A minimum daily balance of $5,000 is required to avoid a $25 monthly service fee. Disclosed rate is paid on the entire balance for that tier. Daily balance method used, interest compounded and paid monthly.
Offer: Monthly fee waived if balance >= $5,000.
Promotional rate · 0.05% interest rate · $25 monthly fee · Effective Sep 29, 2026
Rate by balance
Rate by balance for Signature Money Market Balance APY $5,000 – $10,000 0.05% $10,000 – $25,000Your amount 0.25% $25,000 – $100,000 0.50% $100,000 – $250,000 2.20% $250,000 and up 2.30% Rate checked
More details - First Savings Bank of HegewischPremier Money Market AccountPremier Money Market Account · $1,500 min · 0.20%–0.40% by balance
Bank · 14 branches
0.25%APY$25 a year on $10,000Requirements
Product: Rates can change daily. Daily compounding. Rate is subject to change after account opening. The APY for each tier will be earned on the full balance in the account. $1,500 average balance to avoid $10.00 monthly fee.
Offer: 1st Tier. $1,500 average balance to avoid $10.00 monthly fee. Rates can change daily, Daily compounding.
0.20% interest rate · $10 monthly fee · Effective Oct 16, 2026
Rate by balance
Rate by balance for Premier Money Market Account Balance APY $1,500 and up 0.20% $7,500 and upYour amount2nd Tier. 0.25% $15,000 and up3rd Tier. 0.35% $25,000 and up4th Tier. 0.40% Rate checked
More details - 0.25%APY$25 a year on $10,000with conditions
Requirements
Product: Earn interest on the entire balance. Annual Percentage Yield (APY) subject to change after account is open and without notice. Fees could reduce earnings. Relationship tiers require meeting Relationship Package Qualifications.
Offer: Diamond APY. Requires Diamond Relationship Package Qualifications.
Qualified rate · Effective Oct 16, 2026
Rate by balance
Rate by balance for Money Market Balance APY Up to $10,000 0.22% $10,000 – $50,000Your amount 0.25% $50,000 – $250,000 0.28% $250,000 – $500,000 0.30% $500,000 and up 0.32% Rate checked
More details - 0.25%APY$25 a year on $10,000
Requirements
Product: Rate is subject to change after account opening.
Offer: Rate is subject to change after account opening.
Effective Oct 5, 2026
Rate checked
More details - 0.25%APY$25 a year on $10,000with conditions
Requirements
Product: Only one Smart Saver account per membership. Monthly deposits must total between $50.00 and $1,000.00; any deposits exceeding $1,000 per month will be transferred to Membership Share Savings. Maximum 6 transfers and withdrawals per month.
Offer: Earned without a checking relationship or if a withdrawal occurs during the month / minimum monthly qualifications are not met.
Qualified rate
Rate checked
More details - 0.25%APY$25 a year on $10,000with conditions
Requirements
Product: Only one Smart Saver account per membership. Monthly deposits must total between $50.00 and $1,000.00; any deposits exceeding $1,000 per month will be transferred to Membership Share Savings. Maximum 6 transfers and withdrawals per month.
Offer: Basic Rate: Applied if monthly qualifications are not met or if a member-based withdrawal occurs during the month.
Qualified rate · 0.25% interest rate
Rate checked
More details - Bank of PontiacInvestment Money MarketInvestment Money Market · $5,000 min · 0.25%–0.65% by balance
Bank · 1 branch
0.25%APY$25 a year on $10,000Requirements
Product: Monthly service charge of $12 can be avoided with a $5,000 minimum balance. Free Online Banking & Bill Pay (with at least one bill payment each month; inactive Bill Pay charged $4.95/month).
0.25% interest rate · $12 monthly fee · Effective Oct 6, 2026
Rate by balance
Rate by balance for Investment Money Market Balance APY Up to $75,000Your amount 0.25% $75,000 – $150,000 0.35% $150,000 – $250,000 0.40% $250,000 – $2,500,000 0.55% $2,500,000 and up 0.65% Rate checked
More details - First Northern Credit UnionShare Savings & Special Purpose Savings AccountsSavings · $5 min
Credit union · 3 branches
0.25%APY$25 a year on $10,000Requirements
Product: Must maintain the account's minimum average daily balance to obtain the disclosed APY. Yields for share savings are declared quarterly by the Board of Directors; dividends are paid retroactively based on earnings for the period. The dividend yield listed is for the period ending 9/30/2026. No monthly maintenance fee. During any month, no more than six withdrawals or transfers to another credit union account or a third party by preauthorized, automatic, or computer transfer or telephonic order or instruction; no more than three of the six may be by check, draft, or similar order. Exceeding limits may incur an over transaction volume limit fee or account closure. Inactive Account fee $9.00/month after 90+ days inactivity for members with only a Share Savings Account and average daily balance under $500. Early closure of membership account $15.00 if closed within 90 days of opening.
Offer: Balance $5 - $2,499.99. Must maintain the minimum average daily balance requirement to obtain the disclosed APY.
No monthly fee
Rate checked
More details - 0.25%APY$25 a year on $10,000with conditions
Requirements
Product: Open through eBranch. Available to individual members (Business Accounts are not eligible). No minimum deposit or balance required. No monthly fee. Funds can be transferred to/from Power Checking (transfers to other accounts not permissible). Funds may not be used for overdraft protection. Accounts closed before end of month forgo interest. Member Service-assisted transactions incur a fee.
Offer: One-Star Award: Maintain a Power Checking Account.
Qualified rate · 0.25% interest rate · No monthly fee · Effective Apr 15, 2026
Rate checked
More details - 0.25%APY$25 a year on $10,000
Requirements
Offer: $10.00 Minimum. Dividend computed on daily balance and credited to account monthly.
0.25% interest rate · Effective Oct 5, 2026
Rate checked
More details - 0.25%APY$25 a year on $10,000
Requirements
Offer: $10.00 Minimum. Dividend computed on daily balance and credited to account monthly.
0.25% interest rate · Effective Oct 5, 2026
Rate checked
More details
Carrot Score rates each institution on all its CD, savings, auto loan and credit card rates, not just the account shown. How we rank
What savings accounts pay in Chicago, IL-IN metro
393 accounts at 159 banks and credit unions · checked Oct 16–23
- Typical
- 0.20%
- Top 10% from
- 2.04%
- Banks, typical
- 0.20%
- Credit unions, typical
- 0.25%
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Chicago, IL-IN metro
Top Carrot institutions
Ranked across their CDs, savings, auto loans and credit cards. How scores work
- Acme Continental Credit UnionCredit union · 1 branch
- Whiting Refinery Federal Credit UnionCredit union · 1 branch
- American Airlines Federal Credit UnionCredit union · 4 branches