Bank · FDIC insured
Byline Bank Savings Rates
Top CarrotByline Bank’s best savings rate is 3.10% APY on $10,000, with its Online Money Market. Rates checked October 16, 2026.
How Byline Bank’s savings rates compare
Compared with banks and credit unions near Chicago, IL-IN, where Byline Bank has the most branches. $10,000, best rate first.
This bank’s best
Byline Bank
3.10%APY
- Requires
- None
- Minimum
- $5,000
- Earns on $10,000 a year
- $310
Online Money Market
Top rate
Justice Federal Credit Union
4.00%APY
- Requires
- Monthly account activity
- Minimum
- $0
- Earns on $10,000 a year
- $400
2nd-highest rate
United Trust Bank
3.90%APY
- Requires
- None
- Minimum
- $10,000
- Earns on $10,000 a year
- $390
Byline Bank savings score
89
Savings score
Higher than 90% of U.S. banks and credit unions
- $1,000 balance$1,0000.10%
- $10,000 balance$10,0003.10%
- $100,000 balance$100,0003.15%
- QualifiedQualified3.10%
Each track runs from the lowest to the highest rate among U.S. banks and credit unions; the dot is this rate.Qualified: needs another account or monthly activity.
Where Byline Bank ranks
By savings score, in each area where it has branches
Every rate
Current savings rates
Rates from the bank’s website. Earnings assume the rate doesn’t change.
Advantage Money Market
3.15%APY
Must be opened online with New Money (defined as new-to-Byline). A minimum daily balance of $25,000 is required to avoid a $25 monthly service fee (waived on the first statement cycle after opening). Available to Illinois and Wisconsin residents for new online customers.
| Balance | APY | Earns on $10,000 a yearEarns | Requirement |
|---|---|---|---|
| Any balanceMust be opened online with new-to-Byline funds. $25 monthly service fee if daily balance falls below $25,000 (waived on first statement cycle). Compounded and paid monthly. | 3.15% | $315 | Must be opened online with new-to-Byline funds. $25 monthly service fee if daily balance falls below $25,000 (waived on first statement cycle). Compounded and paid monthly. |
| $25,000 and upMust be opened online with new-to-Byline funds. $25 monthly service fee if daily balance falls below $25,000 (waived first statement cycle). | 3.15% | — | Must be opened online with new-to-Byline funds. $25 monthly service fee if daily balance falls below $25,000 (waived first statement cycle). |
Online Money Market
3.10%APY
Must be opened online with New Money (defined as funds not currently on deposit with Byline Bank). A minimum daily balance of $5,000 is required to avoid a $25 monthly service fee (waived on the first statement cycle). Available to Illinois and Wisconsin residents for new online customers.
| BalanceRequirement | APY | Earns on $10,000 a yearEarns | Requirement |
|---|---|---|---|
| Any balanceMust be opened online with new funds only. $25 monthly service fee if daily balance falls below $5,000 (waived on first statement cycle). Compounded and paid monthly.Any balance | 3.10% | $310 | Must be opened online with new funds only. $25 monthly service fee if daily balance falls below $5,000 (waived on first statement cycle). Compounded and paid monthly. |
Sources (3)
- bylinebank.com/open-personal-account
- bylinebank.com/initial-rate-disclosure
- bylinebank.com/personal/savings/mma
All captured Oct 16, 2026
Signature Money Market
0.25%APY
Tiered rate personal money market account requiring new-to-Byline funds. A minimum daily balance of $5,000 is required to avoid a $25 monthly service fee. Disclosed rate is paid on the entire balance for that tier. Daily balance method used, interest compounded and paid monthly.
| Balance | APY | Earns on $10,000 a yearEarns | Requirement |
|---|---|---|---|
| $5,000 – $10,000Monthly fee waived if balance >= $5,000. | 0.05% | — | Monthly fee waived if balance >= $5,000. |
| $10,000 – $25,000Monthly fee waived if balance >= $5,000. | 0.25% | $25 | Monthly fee waived if balance >= $5,000. |
| $25,000 – $100,000Monthly fee waived if balance >= $5,000. | 0.50% | — | Monthly fee waived if balance >= $5,000. |
| $100,000 – $250,000Monthly fee waived if balance >= $5,000. | 2.20% | — | Monthly fee waived if balance >= $5,000. |
| $250,000 and upMonthly fee waived if balance >= $5,000. | 2.30% | — | Monthly fee waived if balance >= $5,000. |
Money Market
0.10%APY
Personal or business money market account. A minimum daily balance of $2,500 is required to avoid a $15 monthly service fee. Minimum balance to earn APY is $2,500. Compounded and paid monthly.
| BalanceRequirement | APY | Earns on $10,000 a yearEarns | Requirement |
|---|---|---|---|
| $2,500 and up$15 monthly service fee if daily balance falls below $2,500. Interest compounded and paid monthly.$2,500 and up | 0.10% | $10 | $15 monthly service fee if daily balance falls below $2,500. Interest compounded and paid monthly. |
Sources (1)
- bylinebank.com/first-security-…chure-initial-disclosure · captured Oct 16, 2026
Statement Savings
0.10%APY
For new customers opening online, must be a resident of Illinois or Wisconsin, a U.S. citizen or resident alien, and have a U.S. physical address.
| BalanceRequirement | APY | Earns on $10,000 a yearEarns | Requirement |
|---|---|---|---|
| Any balanceMonthly service fee of $3 is waived if a $200 minimum daily balance is maintained; no fee is assessed on the first statement cycle after opening. Interest is compounded and paid monthly based on the statement cycle using the daily balance method.Any balance | 0.10% | $10 | Monthly service fee of $3 is waived if a $200 minimum daily balance is maintained; no fee is assessed on the first statement cycle after opening. Interest is compounded and paid monthly based on the statement cycle using the daily balance method. |
Sources (3)
- bylinebank.com/initial-rate-disclosure
- bylinebank.com/personal/savings
- bylinebank.com/personal/savings/statement
All captured Oct 16, 2026
Opening an account
Confirm the bank’s opening requirements and whether the account is available where you live. A nearby branch does not establish eligibility for every rate.