Bank · FDIC insured
Community State Bank
A $161.2M bank headquartered in Brook, IN, with 2 branches in Indiana. Best rates: CDs 4.00% and savings 0.25% APY.
Community State Bank Carrot Score
66
Carrot Score
Higher than 16% of U.S. banks and credit unions
#95 of 124 in Chicago, IL-IN metroHow the score works →
Deposits are federally insured by the FDIC up to $250,000 per depositor.
About Community State Bank
Community State Bank was organized in Brook in March 1931 and opened its doors on April 1, 1931.
Since 1931, the institution has operated as a community owned bank with a strong history as an agricultural based lender.
Community State Bank serves Brook and surrounding communities from a location on Main Street.
- Headquarters
- 244 W Main St, Brook, IN 47922
- FDIC certificate
- 8067 ↗
Branches
2 branches in Indiana
Loading map…
Indiana
2 branches
Chicago area · 1
- Community State BankMain office244 W Main St, Brook, IN 47922Directions
Lafayette area · 1
- Csb West Lafayette Branch2888 Us Highway 52 W, West Lafayette, IN 47906Directions
Walk-in offices from the FDIC directory as of September 4, 2026. Directions open Google Maps. A nearby branch doesn’t mean you can join or open an account.
Financial details
| Measure | This bank | Peers’ middle | Strongest quarter |
|---|---|---|---|
| CapitalLeverage ratio | 9.41% | 10.98% | 13.00% or more |
| Troubled loansNoncurrent | 0.44% | 0.42% | 0.09% or less |
| ProfitabilityReturn on assets | 1.08% | 1.24% | 1.68% or more |
| LendingLoans per $100 deposited | $98 | $81 | — |
- CapitalLeverage ratio9.41%Peers’ middle 10.98% · Top 25% 13.00%+
- Troubled loansNoncurrent0.44%Peers’ middle 0.42% · Top 25% ≤0.09%
- ProfitabilityReturn on assets1.08%Peers’ middle 1.24% · Top 25% 1.68%+
- LendingLoans per $100 deposited$98Peers’ middle $81
Compared with the 2,650 banks with $100 million to $1 billion in assets. The strongest quarter is what the best 25% of them reach: more capital and profit, fewer troubled loans. Lending has no better end.Troubled loans are noncurrent: 90 or more days late, or no longer earning interest.
Regulators’ own ratings of Community State Bank are confidential. These figures are what it reports to the FDIC each quarter, set beside its peers; they aren’t a rating.