Bank · FDIC insured
Community State Bank Savings Rates
Community State Bank’s best savings rate is 0.25% APY on $10,000, with its Passbook Savings. Rates checked October 15, 2026.
How Community State Bank’s savings rates compare
Compared with banks and credit unions near Chicago, IL-IN, where Community State Bank has the most branches. $10,000, best rate first.
This bank’s best
Community State Bank
0.25%APY
- Requires
- None
- Minimum
- —
- Earns on $10,000 a year
- $25
Passbook Savings
Top rate
Justice Federal Credit Union
4.00%APY
- Requires
- Monthly account activity
- Minimum
- $0
- Earns on $10,000 a year
- $400
2nd-highest rate
United Trust Bank
3.90%APY
- Requires
- None
- Minimum
- $10,000
- Earns on $10,000 a year
- $390
Community State Bank savings score
71
Savings score
Higher than 29% of U.S. banks and credit unions
- $1,000 balance$1,0000.25%
- $10,000 balance$10,0000.25%
- $100,000 balance$100,0000.25%
- QualifiedQualified0.25%
Each track runs from the lowest to the highest rate among U.S. banks and credit unions; the dot is this rate.Qualified: needs another account or monthly activity.
Where Community State Bank ranks
By savings score, in each area where it has branches
Every rate
Current savings rates
Rates from the bank’s website. Earnings assume the rate doesn’t change.
Passbook Savings
0.25%APY
Rate is subject to change after account opening.
| BalanceRequirement | APY | Earns on $10,000 a yearEarns | Requirement |
|---|---|---|---|
| Any balanceRate is subject to change after account opening.Any balance | 0.25% | $25 | Rate is subject to change after account opening. |
Sources (1)
- communitystatebank.com/personal/rates · captured Oct 15, 2026
Special-purpose accounts
IRA
0.40%APY
Rate is subject to change after account opening. Traditional and Roth IRAs available.
| BalanceRequirement | APY | Earns on $10,000 a yearEarns | Requirement |
|---|---|---|---|
| Any balanceRate is subject to change after account opening.Any balance | 0.40% | $40 | Rate is subject to change after account opening. |
Sources (2)
All captured Oct 15, 2026
Opening an account
Confirm the bank’s opening requirements and whether the account is available where you live. A nearby branch does not establish eligibility for every rate.