Compare Bank & Credit Union Rates
Best high-yield savings rates
Compare published savings yields, money market accounts included, with minimums, requirements, collection dates and original sources.
Top savings rates
Showing 61–75 results in Boston, MA-NH metro
- 1.45%APY$145 a year on $10,000
Requirements
Product: Variable rate account; rates and APYs are subject to change without notice after opening. Interest compounds. Withdrawals require presentation of the passbook.
1.44% interest rate · No monthly fee · Effective Oct 5, 2026
Rate checked
More details - 1.45%APY$145 a year on $10,000intro rate
Requirements
Product: Variable rate account; rates and APYs are subject to change without notice after opening. Interest compounds.
Promotional rate · 1.44% interest rate · No monthly fee · Effective Oct 5, 2026
Rate checked
More details - 1.45%APY$145 a year on $10,000
Requirements
Product: All accounts subject to approval. Four interest rate tier options available.
Offer: All accounts subject to approval. Four interest rate tier options available.
No monthly fee
Rate checked
More details - 1.26%APY$126 a year on $10,000
Requirements
Product: Limited geographic service area to Portsmouth and surrounding towns. Features a tiered interest rate structure.
Offer: Interest rate and APY may change after account opening. Fees could reduce earnings.
0.00% interest rate · Effective Oct 3, 2026
Rate by balance
Rate by balance for Money Market Balance APY Up to $2,500 0.00% $2,500 – $50,000Your amount 1.26% $50,000 – $100,000 1.51% $100,000 – $250,000 2.02% $250,000 – $500,000 2.28% $500,000 – $1,000,000 2.53% $1,000,000 and up 3.05% Rate checked
More details - St. Jean's Credit UnionSuper Money MarketSuper Money Market · $10,000 min · 1.25%–1.75% by balance
Credit union · 5 branches
1.25%APY$125 a year on $10,000Requirements
Product: If the average daily balance for a statement period falls below $2,500, the dividend for that statement period will be calculated using the applicable regular savings rate. If the average daily balance for a statement period falls below $10,000, the dividend for that statement period will be calculated using the applicable regular money market account rate. Limited check writing access.
Offer: Minimum deposit to earn rate is $10,000.
1.24% interest rate · Effective Sep 1, 2026
Rate by balance
Rate by balance for Super Money Market Balance APY $10,000 – $50,000Your amount 1.25% $50,000 – $100,000Minimum deposit to earn rate is $50,000. 1.50% $100,000 and upMinimum deposit to earn rate is $100,000. 1.75% Rate checked
More details - Newburyport BankHarbor Money MarketHarbor Money Market · $1,000 min · 0.00%–3.50% by balance
Bank · 11 branches
1.25%APY$125 a year on $10,000Requirements
Product: The minimum balance to open an account is $1,000.00. The minimum to earn stated APY is $1,000. A minimum balance fee of $10 will be imposed every statement cycle if the statement balance on any day of the cycle falls below $1,000. This is a variable rate that is subject to change after the account is opened. OPen at your branch.
Offer: The minimum to earn stated APY is $1,000. A minimum balance fee of $10 will be imposed every statement cycle if the statement balance on any day of the cycle falls below $1,000.
0.00% interest rate · $10 monthly fee · Effective Oct 5, 2026
Rate by balance
Rate by balance for Harbor Money Market Balance APY Up to $1,000 0.00% $1,000 – $10,000 0.75% $10,000 – $25,000Your amount 1.25% $25,000 – $50,000 2.25% $50,000 – $100,000 2.75% $100,000 – $500,000 3.25% $500,000 – $1,000,000 3.25% $1,000,000 and up 3.50% Rate checked
More details - 1.25%APY$125 a year on $10,000
Requirements
Offer: Monthly service charge waived with $500.00 minimum balance.
1.24% interest rate · $10 monthly fee · Effective Sep 21, 2026
Rate checked
More details - Hanscom Federal Credit UnionYour Way SavingsSavings · $25 min · 0.20%–2.25% by balance
Credit union · 13 branches
1.25%APY$125 a year on $10,000with conditionsRequirements
Product: Your Way Checking required to open Your Way Savings. No monthly service fees or minimum balance. Dividends paid on balances of $0.01 or more. Multi-tiered rate structure with 14 tiers. Balance Boost automatic savings service available to transfer up to $1,500/month to share certificates.
Offer: Your Way Checking required to open Your Way Savings. Monthly dividend period.
Qualified rate · 0.20% interest rate · No monthly fee · Effective Oct 5, 2026
Rate by balance
Rate by balance for Your Way Savings Balance APY Up to $200 0.20% $200 – $400 0.30% $400 – $750 0.40% $750 – $1,000 0.50% $1,000 – $2,000 0.60% $2,000 – $4,000 0.70% $4,000 – $6,000 0.80% $6,000 – $8,000 0.90% $8,000 – $10,000 1.00% $10,000 – $20,000Your amount 1.25% $20,000 – $30,000 1.50% $30,000 – $50,000 1.75% $50,000 – $100,000 2.00% $100,000 and up 2.25% Rate checked
More details - Pentucket BankMoney Market AccountMoney Market Account · $10 min · 0.00%–1.31% by balance
Bank · 6 branches
1.16%APY$116 a year on $10,000Requirements
Offer: $10 minimum balance fee waived with $1,000 minimum daily balance; $1,000 minimum daily balance required to obtain APY.
0.00% interest rate · $10 monthly fee · Effective Oct 15, 2026
Rate by balance
Rate by balance for Money Market Account Balance APY Up to $1,000 0.00% $1,000 – $10,000 1.13% $10,000 – $25,000Your amount 1.16% $25,000 – $50,000 1.16% $50,000 – $100,000 1.21% $100,000 – $500,000 1.21% $500,000 and up 1.31% Rate checked
More details - 1.00%APY$100 a year on $10,000with conditions
Requirements
Product: Must be linked to a Kasasa Cash or Kasasa Cash Back checking account. Higher rates earn when linked checking account meets monthly qualifications: 12 POS debit card purchases, at least 1 automatic payment/direct deposit/bill pay, and enrollment in e-statements.
Offer: Applies to average daily balances up to $25,000 when linked Kasasa checking account qualification requirements are met.
Qualified rate · 1.00% interest rate · No monthly fee · Effective Oct 5, 2026
Rate checked
More details - 1.00%APY$100 a year on $10,000
Requirements
Product: Variable rate account. Rate may change after account is opened.
Offer: Variable rate account. Rate may change after account is opened. Minimum daily balance to obtain APY is $10.00.
1.00% interest rate · No monthly fee · Effective Oct 1, 2026
Rate checked
More details - 1.00%APY$100 a year on $10,000intro rate
Requirements
Product: Variable rate account. Rate may change after account is opened.
Offer: Variable rate account. Rate may change after account is opened. Minimum daily balance to obtain APY is $10.00.
Promotional rate · 1.00% interest rate · Effective Oct 1, 2026
Rate checked
More details - Align Credit UnionMoney Market AccountMoney Market Account · $2,500 min · 0.25%–1.70% by balance
Credit union · 6 branches
1.00%APY$100 a year on $10,000Requirements
Product: Requires $2,500 minimum opening deposit. Minimum withdrawal amount is $250. Membership eligibility requirements must be met. No monthly maintenance fees.
Offer: Minimum balance to earn APY is $25. Minimum daily balance of $25.00 required each day to obtain disclosed APY. Minimum withdrawal amount $250.
0.25% interest rate · No monthly fee · Effective Sep 30, 2026
Rate by balance
Rate by balance for Money Market Account Balance APY Up to $2,500 0.25% $2,500 – $10,000 0.85% $10,000 – $25,000Your amount 1.00% $25,000 – $50,000 1.15% $50,000 – $100,000 1.35% $100,000 – $250,000 1.50% $250,000 and up 1.70% Rate checked
More details - Align Credit Union18-65 Money Market Account18-65 Money Market Account · $1 min · 0.25%–1.70% by balance
Credit union · 6 branches
1.00%APY$100 a year on $10,000Requirements
Product: Members must open the 18-65 Savings account and must maintain a credit union membership with a $5 deposit balance. You must notify the credit union of your eligibility. Minimum opening balance of $1. Minimum withdrawal amount of $250. Free basic checks. No monthly maintenance fees.
Offer: Minimum balance to earn APY is $25. Minimum withdrawal amount $250. Must open 18-65 Savings account, maintain $5 deposit balance for membership, and notify credit union of eligibility.
0.25% interest rate · No monthly fee · Effective Sep 30, 2026
Rate by balance
Rate by balance for 18-65 Money Market Account Balance APY Up to $2,500 0.25% $2,500 – $10,000 0.85% $10,000 – $25,000Your amount 1.00% $25,000 – $50,000 1.15% $50,000 – $100,000 1.35% $100,000 – $250,000 1.50% $250,000 and up 1.70% Rate checked
More details - Tremont Credit UnionFree Kasasa SaverSavings · $25 min · 0.40%–1.00% by balance
Credit union · 4 branches
1.00%APY$100 a year on $10,000with conditionsRequirements
Product: Links to free Kasasa Cash or Kasasa Cash Back checking. Limit 1 account per SSN/ITIN. Requires Tremont CU Regular Savings Account open and maintained with at least $5 balance.
Offer: Qualifications met on linked Kasasa Cash or Kasasa Cash Back account during Monthly Qualification Cycle: at least 1 Direct Deposit, ACH Credit, or ACH Payment transaction; at least 12 debit card purchases; enrolled in and receive e-statements.
Qualified rate · 1.00% interest rate · No monthly fee · Effective Sep 30, 2024
Rate by balance
Rate by balance for Free Kasasa Saver Balance APY Up to $25,000Your amount 1.00% $25,000 and upQualifications met on linked Kasasa Cash or Kasasa Cash Back account during Monthly Qualification Cycle. 0.40% Rate checked
More details
Carrot Score rates each institution on all its CD, savings, auto loan and credit card rates, not just the account shown. How we rank
What savings accounts pay in Boston, MA-NH metro
450 accounts at 149 banks and credit unions · checked Oct 15–22
- Typical
- 0.10%
- Top 10% from
- 2.31%
- Banks, typical
- 0.10%
- Credit unions, typical
- 0.10%
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Boston, MA-NH metro
Top Carrot institutions
Ranked across their CDs, savings, auto loans and credit cards. How scores work
- Hanscom Federal Credit UnionCredit union · 13 branches
- USALLIANCE FinancialCredit union · 1 branch
- The Village BankBank · 10 branches