Bank · FDIC insured
Winchester Co-operative Bank Savings Rates
Top CarrotWinchester Co-operative Bank’s best savings rate is 2.40% APY on $10,000, with its Co-operative Select Savings Account. Rates checked October 15, 2026.
How Winchester Co-operative Bank’s savings rates compare
Compared with banks and credit unions near Boston, MA-NH, where Winchester Co-operative Bank has the most branches. $10,000, best rate first.
This bank’s best
Winchester Co-operative Bank
2.40%APY
- Requires
- None
- Minimum
- $1
- Earns on $10,000 a year
- $240
Co-operative Select Savings Account
Top rate
Leader Bank
5.00%APY
- Requires
- Monthly account activity
- Minimum
- $10
- Earns on $10,000 a year
- $500
2nd-highest rate
Albright Credit Union
5.00%APY
- Requires
- Monthly account activity
- Minimum
- —
- Earns on $10,000 a year
- $500
Winchester Co-operative Bank savings score
89
Savings score
Higher than 90% of U.S. banks and credit unions
- $1,000 balance$1,0002.30%
- $10,000 balance$10,0002.40%
- $100,000 balance$100,0002.40%
- QualifiedQualified2.40%
Each track runs from the lowest to the highest rate among U.S. banks and credit unions; the dot is this rate.Qualified: needs another account or monthly activity.
Where Winchester Co-operative Bank ranks
By savings score, in each area where it has branches
Every rate
Current savings rates
Rates from the bank’s website. Earnings assume the rate doesn’t change.
Co-operative Select Savings Account
2.40%APY
Variable rate account. Rates may change after opening. $12 monthly maintenance fee can be avoided by keeping an average minimum daily balance of $1,000.
| Balance | APY | Earns on $10,000 a yearEarns | Requirement |
|---|---|---|---|
| Up to $2,500Variable rate account. Rate may change after account is opened. Monthly fee avoided with $1,000 average minimum daily balance. | 1.00% | — | Variable rate account. Rate may change after account is opened. Monthly fee avoided with $1,000 average minimum daily balance. |
| $2,500 – $500,000Variable rate account. Rate may change after account is opened. Monthly fee avoided with $1,000 average minimum daily balance. | 2.40% | $240 | Variable rate account. Rate may change after account is opened. Monthly fee avoided with $1,000 average minimum daily balance. |
| Over $500,000Variable rate account. Rate may change after account is opened. Monthly fee avoided with $1,000 average minimum daily balance. | 3.00% | — | Variable rate account. Rate may change after account is opened. Monthly fee avoided with $1,000 average minimum daily balance. |
Money Market Deposit Account
2.30%APY
Variable rate account. Rate may change after the account is opened. Fees charged could reduce earnings on the account.
| BalanceRequirement | APY | Earns on $10,000 a yearEarns | Requirement |
|---|---|---|---|
| $10 and upVariable rate account. Minimum daily balance to obtain APY is $10.00. Minimum deposit to open is $1.00. Fees charged could reduce earnings on the account.$10 and up | 2.30% | $230 | Variable rate account. Minimum daily balance to obtain APY is $10.00. Minimum deposit to open is $1.00. Fees charged could reduce earnings on the account. |
Sources (1)
- wcbonline.com/deposit_rates · captured Oct 5, 2026
Passbook Savings Account
1.00%APY
Variable rate account. Rate may change after account is opened.
| BalanceRequirement | APY | Earns on $10,000 a yearEarns | Requirement |
|---|---|---|---|
| $10 and upVariable rate account. Rate may change after account is opened. Minimum daily balance to obtain APY is $10.00.$10 and up | 1.00% | $100 | Variable rate account. Rate may change after account is opened. Minimum daily balance to obtain APY is $10.00. |
Sources (1)
- wcbonline.com/deposit_rates · captured Oct 5, 2026
Statement Savings Account
1.00%APY
Variable rate account. Rate may change after account is opened.
| BalanceRequirement | APY | Earns on $10,000 a yearEarns | Requirement |
|---|---|---|---|
| $10 and upVariable rate account. Rate may change after account is opened. Minimum daily balance to obtain APY is $10.00.$10 and up | 1.00% | $100 | Variable rate account. Rate may change after account is opened. Minimum daily balance to obtain APY is $10.00. |
Special-purpose accounts
Club Savings Account
1.00%APY
Variable rate account. Rate may change after account is opened.
| BalanceRequirement | APY | Earns on $10,000 a yearEarns | Requirement |
|---|---|---|---|
| $10 and upVariable rate account. Rate may change after account is opened. Minimum daily balance to obtain APY is $10.00.$10 and up | 1.00% | $100 | Variable rate account. Rate may change after account is opened. Minimum daily balance to obtain APY is $10.00. |
Opening an account
Confirm the bank’s opening requirements and whether the account is available where you live. A nearby branch does not establish eligibility for every rate.