Bank · FDIC insured
Piscataqua Savings Bank Savings Rates
Piscataqua Savings Bank’s best savings rate is 1.26% APY on $10,000, with its Money Market. Rates checked October 22, 2026.
How Piscataqua Savings Bank’s savings rates compare
Compared with banks and credit unions near Boston, MA-NH, where Piscataqua Savings Bank has the most branches. $10,000, best rate first.
This bank’s best
Piscataqua Savings Bank
1.26%APY
- Requires
- None
- Minimum
- —
- Earns on $10,000 a year
- $126
Money Market
Top rate
Leader Bank
5.00%APY
- Requires
- Monthly account activity
- Minimum
- $10
- Earns on $10,000 a year
- $500
2nd-highest rate
Albright Credit Union
5.00%APY
- Requires
- Monthly account activity
- Minimum
- —
- Earns on $10,000 a year
- $500
Piscataqua Savings Bank savings score
87
Savings score
Higher than 78% of U.S. banks and credit unions
- $1,000 balance$1,0000.25%
- $10,000 balance$10,0001.26%
- $100,000 balance$100,0002.02%
- QualifiedQualified1.26%
Each track runs from the lowest to the highest rate among U.S. banks and credit unions; the dot is this rate.Qualified: needs another account or monthly activity.
Where Piscataqua Savings Bank ranks
By savings score, in each area where it has branches
Every rate
Current savings rates
Rates from the bank’s website. Earnings assume the rate doesn’t change.
Money Market
1.26%APY
Limited geographic service area to Portsmouth and surrounding towns. Features a tiered interest rate structure.
| Balance | APY | Minimum | Earns on $10,000 a yearEarns | Requirement |
|---|---|---|---|---|
| Up to $2,500Interest rate and APY may change after account opening. Fees could reduce earnings. · Unknown to open | 0.00% | Unknown | — | Interest rate and APY may change after account opening. Fees could reduce earnings. |
| $2,500 – $50,000Interest rate and APY may change after account opening. Fees could reduce earnings. · $2,500 to open | 1.26% | $2,500 | $126 | Interest rate and APY may change after account opening. Fees could reduce earnings. |
| $50,000 – $100,000Interest rate and APY may change after account opening. Fees could reduce earnings. · $2,500 to open | 1.51% | $2,500 | — | Interest rate and APY may change after account opening. Fees could reduce earnings. |
| $100,000 – $250,000Interest rate and APY may change after account opening. Fees could reduce earnings. · $2,500 to open | 2.02% | $2,500 | — | Interest rate and APY may change after account opening. Fees could reduce earnings. |
| $250,000 – $500,000Interest rate and APY may change after account opening. Fees could reduce earnings. · $2,500 to open | 2.28% | $2,500 | — | Interest rate and APY may change after account opening. Fees could reduce earnings. |
| $500,000 – $1,000,000Interest rate and APY may change after account opening. Fees could reduce earnings. · $2,500 to open | 2.53% | $2,500 | — | Interest rate and APY may change after account opening. Fees could reduce earnings. |
| $1,000,000 and upInterest rate and APY may change after account opening. Fees could reduce earnings. · $2,500 to open | 3.05% | $2,500 | — | Interest rate and APY may change after account opening. Fees could reduce earnings. |
Sources (2)
All captured Oct 3, 2026
Passbook Savings
0.25%APY
No service charges, no matter what your balance is.
| BalanceRequirement | APY | Earns on $10,000 a yearEarns | Requirement |
|---|---|---|---|
| $100 and upInterest rate and annual percentage yield may change after account opening. Fees could reduce earnings.$100 and up | 0.25% | $25 | Interest rate and annual percentage yield may change after account opening. Fees could reduce earnings. |
Sources (2)
All captured Oct 3, 2026
Statement Savings
0.25%APY
No service charges. Monthly statement of transactions; can be combined with checking account statement.
| BalanceRequirement | APY | Earns on $10,000 a yearEarns | Requirement |
|---|---|---|---|
| $100 and upInterest rate and annual percentage yield may change after account opening. Fees could reduce earnings.$100 and up | 0.25% | $25 | Interest rate and annual percentage yield may change after account opening. Fees could reduce earnings. |
Sources (2)
All captured Oct 3, 2026
Special-purpose accounts
Kids' Bank Savings Account
0.50%APY
Account for minors/children (programs for ages 0-8, 9-13, 14-18). Requires child's birth certificate, SSN, and legal guardian present. No fees.
| Balance | APY | Earns on $10,000 a yearEarns | Requirement |
|---|---|---|---|
| Up to $5,000For balance tier up to $4,999.99. Interest rate and annual percentage yield may change after account opening. Fees could reduce earnings. | 3.56% | — | For balance tier up to $4,999.99. Interest rate and annual percentage yield may change after account opening. Fees could reduce earnings. |
| $5,000 and upFor balance tier $5,000.00 and over. Blended APY ranges from 0.53% to 3.56% depending on balance. Interest rate and annual percentage yield may change after account opening. Fees could reduce earnings. | 0.50% | $50 | For balance tier $5,000.00 and over. Blended APY ranges from 0.53% to 3.56% depending on balance. Interest rate and annual percentage yield may change after account opening. Fees could reduce earnings. |
Sources (3)
- piscataqua.com/kids-bank
- piscataqua.com/deposit-accounts/account-types
- piscataqua.com/deposit-accounts/deposit-rates
All captured Oct 3, 2026
1 1/2 Year Variable IRA
2.50%APY · 1 term
Penalty for early withdrawal. Interest rate and APY may change after account opening. Fees could reduce earnings.
| Term | APY | Earns on $10,000Earns |
|---|---|---|
| 18 monthsA penalty may be imposed for early withdrawal. The interest rate and annual percentage yield may change after account opening. Fees could reduce earnings | 2.50% | $377 |
Sources (1)
- piscataqua.com/deposit-accounts/deposit-rates · captured Oct 3, 2026
Health Savings Account
0.30%APY
Designed for individuals and families covered by IRS-defined high-deductible health plans. One-time $15 setup fee.
| Balance | APY | Earns on $10,000 a yearEarns | Requirement |
|---|---|---|---|
| Up to $2,500For balances up to $2,499.99. Interest rate and annual percentage yield may change after account opening. Fees could reduce earnings. | 0.15% | — | For balances up to $2,499.99. Interest rate and annual percentage yield may change after account opening. Fees could reduce earnings. |
| $2,500 – $10,000For balances $2,500.00 - $9,999.99. Interest rate and annual percentage yield may change after account opening. Fees could reduce earnings. | 0.20% | — | For balances $2,500.00 - $9,999.99. Interest rate and annual percentage yield may change after account opening. Fees could reduce earnings. |
| $10,000 and upFor balances $10,000.00 and over. Interest rate and annual percentage yield may change after account opening. Fees could reduce earnings. | 0.30% | $30 | For balances $10,000.00 and over. Interest rate and annual percentage yield may change after account opening. Fees could reduce earnings. |
Sources (2)
All captured Oct 3, 2026
Christmas Club
0.25%APY
A great way to plan for holiday gift giving is to earn interest on your savings. We'll send you a check at the beginning of November for the balance on your account.
| BalanceRequirement | APY | Earns on $10,000 a yearEarns | Requirement |
|---|---|---|---|
| Over $0Interest rate and annual percentage yield may change after account opening. Fees could reduce earnings.Over $0 | 0.25% | $25 | Interest rate and annual percentage yield may change after account opening. Fees could reduce earnings. |
Sources (2)
All captured Oct 3, 2026
Vacation Club
0.25%APY
No service charges. We'll send you a check at the beginning of May for the balance on your account.
| BalanceRequirement | APY | Earns on $10,000 a yearEarns | Requirement |
|---|---|---|---|
| Over $0Interest rate and annual percentage yield may change after account opening. Fees could reduce earnings.Over $0 | 0.25% | $25 | Interest rate and annual percentage yield may change after account opening. Fees could reduce earnings. |
Sources (2)
All captured Oct 3, 2026
Opening an account
Confirm the bank’s opening requirements and whether the account is available where you live. A nearby branch does not establish eligibility for every rate.