Bank · FDIC insured
Northern Bank Savings Rates
Top CarrotNorthern Bank’s best savings rate is 1.25% APY on $10,000, with its Northern Promotional Savings. Rates checked October 15, 2026.
How Northern Bank’s savings rates compare
Compared with banks and credit unions near Boston, MA-NH, where Northern Bank has the most branches. $10,000, best rate first.
This bank’s best
Northern Bank
1.25%APY
- Requires
- None
- Minimum
- $25
- Earns on $10,000 a year
- $125
Northern Promotional Savings
Top rate
Leader Bank
5.00%APY
- Requires
- Monthly account activity
- Minimum
- $10
- Earns on $10,000 a year
- $500
2nd-highest rate
Albright Credit Union
5.00%APY
- Requires
- Monthly account activity
- Minimum
- —
- Earns on $10,000 a year
- $500
Northern Bank savings score
87
Savings score
Higher than 78% of U.S. banks and credit unions
- $1,000 balance$1,0001.25%
- $10,000 balance$10,0001.25%
- $100,000 balance$100,0001.25%
- QualifiedQualified1.25%
Each track runs from the lowest to the highest rate among U.S. banks and credit unions; the dot is this rate.Qualified: needs another account or monthly activity.
Where Northern Bank ranks
By savings score, in each area where it has branches
Every rate
Current savings rates
Rates from the bank’s website. Earnings assume the rate doesn’t change.
Northern Money Market Premier Account
0.05%APY
| Balance | APY | Earns on $10,000 a yearEarns | Requirement |
|---|---|---|---|
| Up to $50,000Minimum balance to waive monthly service charge is $50,000.00. | 0.05% | $5 | Minimum balance to waive monthly service charge is $50,000.00. |
| $50,000 – $100,000Minimum balance to waive monthly service charge is $50,000.00. | 0.50% | — | Minimum balance to waive monthly service charge is $50,000.00. |
| $100,000 – $250,000Minimum balance to waive monthly service charge is $50,000.00. | 1.00% | — | Minimum balance to waive monthly service charge is $50,000.00. |
| $250,000 and upMinimum balance to waive monthly service charge is $50,000.00. | 1.40% | — | Minimum balance to waive monthly service charge is $50,000.00. |
Sources (1)
- nbtc.com/personal/account-rates · captured Oct 5, 2026
Northern Promotional Savings
1.25%APY
| BalanceRequirement | APY | Earns on $10,000 a yearEarns | Requirement |
|---|---|---|---|
| Any balanceMonthly service charge waived with $500.00 minimum balance.Any balance | 1.25% | $125 | Monthly service charge waived with $500.00 minimum balance. |
Sources (1)
- nbtc.com/personal/account-rates · captured Oct 5, 2026
Northern Money Market Account
0.01%APY
| Balance | APY | Earns on $10,000 a yearEarns | Requirement |
|---|---|---|---|
| Up to $2,500Minimum balance to waive monthly service charge is $1,000.00. | 0.01% | — | Minimum balance to waive monthly service charge is $1,000.00. |
| $2,500 – $50,000Minimum balance to waive monthly service charge is $1,000.00. | 0.01% | $1 | Minimum balance to waive monthly service charge is $1,000.00. |
| $50,000 – $250,000Minimum balance to waive monthly service charge is $1,000.00. | 0.01% | — | Minimum balance to waive monthly service charge is $1,000.00. |
| $250,000 and upMinimum balance to waive monthly service charge is $1,000.00. | 0.01% | — | Minimum balance to waive monthly service charge is $1,000.00. |
Sources (1)
- nbtc.com/personal/account-rates · captured Oct 5, 2026
Northern Premium Savings
0.01%APY
Personal checking account required. If a personal checking account is not maintained with an open status, the Premium Savings Account will be reclassified as a Northern True Savings after notice.
| BalanceRequirement | APY | Earns on $10,000 a yearEarns | Requirement |
|---|---|---|---|
| Any balanceNo monthly service charge ($0.00 minimum balance to waive monthly service charge). Requires maintaining an open personal checking account.Any balance | 0.01% | $1 | No monthly service charge ($0.00 minimum balance to waive monthly service charge). Requires maintaining an open personal checking account. |
Sources (2)
All captured Oct 5, 2026
Northern True Savings
0.01%APY
| BalanceRequirement | APY | Earns on $10,000 a yearEarns | Requirement |
|---|---|---|---|
| Any balanceMonthly service charge waived with $500 minimum daily balance on every day of the month, or with a monthly deposit (branch, ATM, direct deposit, or mobile deposit), or by enrolling in electronic statements.Any balance | 0.01% | $1 | Monthly service charge waived with $500 minimum daily balance on every day of the month, or with a monthly deposit (branch, ATM, direct deposit, or mobile deposit), or by enrolling in electronic statements. |
Sources (2)
All captured Oct 5, 2026
Special-purpose accounts
Health Savings Account (HSA)
0.05%APY
Earn tax-exempt interest for qualified medical expenses.
| BalanceRequirement | APY | Earns on $10,000 a yearEarns | Requirement |
|---|---|---|---|
| Any balanceNo monthly service charge ($0.00 minimum balance to waive monthly service charge).Any balance | 0.05% | $5 | No monthly service charge ($0.00 minimum balance to waive monthly service charge). |
Sources (2)
All captured Oct 5, 2026
Opening an account
Confirm the bank’s opening requirements and whether the account is available where you live. A nearby branch does not establish eligibility for every rate.