Compare Bank & Credit Union Rates
Best high-yield savings rates
Compare published savings yields, money market accounts included, with minimums, requirements, collection dates and original sources.
Top savings rates
Showing 1–15 results in Dallas, TX metro
- 5.00%APY$500 a year on $10,000with conditions
Requirements
Product: Available to new customers only. 12-month term with simple interest credited at maturity. Early withdrawal penalty applies. Minimum contract deposit amount is $1,000 and maximum contract deposit amount is $15,000. All bonus requirements must be fulfilled within 3 months of account opening and maintained through maturity.
Offer: Includes base rate (3.50% APY) plus +0.50% APY for opening a Woori America Bank Checking Account with monthly ACH deposits of at least $100, +0.50% APY for paperless eStatements, and +0.50% APY for opening a Woori America Bank Credit Card and linking checking account for payments (subject to credit approval).
Qualified rate · Balance cap $15,000 · Effective Apr 29, 2026
Rate checked
More details - Nizari Credit UnionNizari Savings PlusSavings · $1,000 min · 3.04%–4.00% by balance
Credit union · 1 branch
4.00%APY$400 a year on $10,000Requirements
Product: Minimum balance of $1,000.00 is required to receive the dividend. Dividends are compounded and paid monthly. No dividend will be paid if account is closed before month end.
3.93% interest rate · Effective Aug 1, 2026
Rate by balance
Rate by balance for Nizari Savings Plus Balance APY $1,000 – $250,000Your amount 4.00% $250,000 – $500,000 3.51% $500,000 – $1,000,000 3.35% Over $1,000,000 3.04% Rate checked
More details - 4.00%APY$400 a year on $10,000with conditions
Requirements
Product: Special savings account automatically opened with QuickPay or enrolled via Paycheck Perks. Requires member in good standing. Tiered rates based on cumulative monthly direct deposits. Balances over $100,000 earn Regular Savings APY. Introductory offer applies for 5 consecutive months to new money. Variable-rate account.
Offer: Introductory rate for the first 5 consecutive months from account opening on new money. Requires checking account and cumulative monthly direct deposits of $2,500 or more. No balance cap during introductory period.
Qualified rate · 3.93% interest rate · Effective Oct 16, 2026
Rate checked
More details - 4.00%APY$400 a year on $10,000
Balance cap $49,999 · Effective Oct 14, 2026
Rate checked
More details - Mobility Credit UnionMobility High Yield Savings Account (Money Market)Mobility High Yield Savings Account (Money Market) · $100 min
Credit union · 3 branches
4.00%APY$400 a year on $10,000Requirements
Offer: Tier structure applies; more funds earn more dividends. $2,500 minimum daily balance required. $10 monthly fee waived if balance >= $2,500. Rates subject to change without notice.
$10 monthly fee
Rate checked
More details - Justice Federal Credit UnionFreedom Direct SavingsSavings · $0 min · 0.15%–4.00% by balance
Credit union · 1 branch
4.00%APY$400 a year on $10,000with conditionsRequirements
Product: One Freedom Direct Savings per Justice Federal membership. No monthly service fees and no minimum balance requirement. No minimum opening deposit. Variable rate account.
Offer: Qualifying rate requires direct deposit(s) of at least $500.00 to a Freedom Direct, Justice National, Beyond the Badge or Student checking account during a month.
Qualified rate · 3.94% interest rate · No monthly fee · Effective Oct 1, 2026
Rate by balance
Rate by balance for Freedom Direct Savings Balance APY Up to $25,000Your amount 4.00% Over $25,000 0.15% Rate checked
More details - 3.99%APY$399 a year on $10,000
Requirements
Product: Membership is required. New money deposits only (funds originating outside SkyOne Federal Credit Union). Limit one Altitude Savings Account per primary membership number. Variable-rate account.
Offer: Requires new money only. No direct deposit required. Dividends compounded and credited monthly based on average daily balance method.
3.92% interest rate · No monthly fee · Effective Sep 15, 2026
Rate checked
More details - 3.85%APY$385 a year on $10,000
Requirements
Product: Limited to individuals with a Texas residential address. If you are not a Texas resident, you will be presented with an offer for the Star Savings Account.
Offer: Daily balance up to and including $1,000,000 will earn the disclosed APY. Texas residency required.
3.78% interest rate · No monthly fee · Effective Sep 30, 2026
Rate checked
More details - 3.82%APY$382 a year on $10,000
Requirements
Product: Offered exclusively online and may be discontinued at any time without notice. Not available in AZ, CA, ID, NV, OR, TX, UT, NM and WA states. Not available for IRAs or business accounts. Variable-rate account; interest compounded daily and credited monthly. Must fund account and provide required documentation within 20 business days of account opening.
Offer: No minimum opening deposit. No monthly account service charge.
3.75% interest rate · Compounded daily · No monthly fee · Effective May 4, 2026
Rate checked
More details - 3.75%APY$375 a year on $10,000
Requirements
Offer: Maintain a $300 minimum daily balance to avoid the $5.00 monthly maintenance fee. Rate may change after account is opened. If account is closed prior to end of the statement cycle, interest will not be paid for that statement cycle.
3.70% interest rate · $5 monthly fee · Effective Oct 6, 2026
Rate checked
More details - UMB BankUMB Retail Money MarketUMB Retail Money Market · $0 min · 0.10%–3.71% by balance
Bank · 3 branches
3.71%APY$371 a year on $10,000Requirements
Product: Interest rates and annual percentage yields (APYs) listed are for accounts opened online. Interest paid on tiered balances; debit card access; monthly service fee waiver option.
Offer: Tier I
0.10% interest rate · Effective Sep 17, 2026
Rate by balance
Rate by balance for UMB Retail Money Market Balance APY Up to $10,000 0.10% $10,000 – $25,000Your amountTier II 3.71% $25,000 – $50,000Tier III 3.71% $50,000 – $75,000Tier IV 3.71% $75,000 – $100,000Tier V 3.71% $100,000 – $1,000,000Tier VI 3.71% $1,000,000 and upTier VII 3.71% Rate checked
More details - 3.65%APY$365 a year on $10,000
Requirements
Product: Offered under Texas Capital at Work. If an account remains unfunded for 25 business days, the bank reserves the right to close that account.
Offer: Applies to all balances.
3.58% interest rate
Rate checked
More details - 3.50%APY$350 a year on $10,000with conditions
Requirements
Product: Available to new customers only. 12-month term with simple interest credited at maturity. Early withdrawal penalty applies. Minimum contract deposit amount is $1,000 and maximum contract deposit amount is $15,000. All bonus requirements must be fulfilled within 3 months of account opening and maintained through maturity.
Offer: Base rate for opening SmartStep Installment Savings Account.
Qualified rate · Balance cap $15,000 · Effective Apr 29, 2026
Rate checked
More details - 3.50%APY$350 a year on $10,000
Requirements
Offer: Rate and APY may change after opening. Interest is compounded and credited quarterly. Up to 6 withdrawals per month allowed without service fees.
3.45% interest rate · No monthly fee · Effective Oct 6, 2026
Rate checked
More details - BankUnitedPromotional Money Market AccountPromotional Money Market Account · $2,500 min
Bank · 1 branch
3.50%APY$350 a year on $10,000intro rateRequirements
Product: Available to new clients who have never held an account with BankUnited, N.A., or existing clients who deposit new funds not currently on deposit with BankUnited. Monthly maintenance fee waived when minimum daily balance is maintained. After the 6-month promotional period, converts to standard Money Market account at the then-current variable APY.
Offer: Promotional APY applies for the first 6 months on all balances. Monthly maintenance fee waived when required minimum daily balance is maintained. After 6 months, converts to variable rate. Available to new clients or existing clients depositing new funds.
Promotional rate · Effective Jul 14, 2026
Rate checked
More details
Carrot Score rates each institution on all its CD, savings, auto loan and credit card rates, not just the account shown. How we rank
What savings accounts pay in Dallas, TX metro
356 accounts at 139 banks and credit unions · checked Oct 15–22
- Typical
- 0.25%
- Top 10% from
- 2.68%
- Banks, typical
- 0.30%
- Credit unions, typical
- 0.25%
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Dallas, TX metro
Top Carrot institutions
Ranked across their CDs, savings, auto loans and credit cards. How scores work
- Prestige Community CUCredit union · 2 branches
- Nizari Credit UnionCredit union · 1 branch
- PenFed Credit UnionCredit union · 2 branches