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Compare Bank & Credit Union Rates

Best high-yield savings rates

Compare published savings yields, money market accounts included, with minimums, requirements, collection dates and original sources.

Location
In Chicago, IL-IN metro

Top savings rates

Showing 1–15 results in Chicago, IL-IN metro

  1. Justice Federal Credit UnionFreedom Direct SavingsSavings · $0 min · 0.15%–4.00% by balance

    Credit union · 1 branch

    4.00%APY$400 a year on $10,000with conditions
  2. United Trust BankNew Money Only Money MarketNew Money Only Money Market · $10,000 min · 3.90%–4.00% by balance

    Bank · 1 branch

    3.90%APY$390 a year on $10,000intro rate
  3. Waterman BankMoney MarketMoney Market · $2,500 min · 0.00%–3.82% by balance

    Bank · 3 branches

    3.82%APY$382 a year on $10,000
  4. Waterman BankHigh-Yield SavingsSavings · $50 min

    Bank · 3 branches

    3.82%APY$382 a year on $10,000
  5. Western Alliance BankHigh-Yield Savings PremierSavings · $500 min

    Bank · 1 branch

    3.80%APY$380 a year on $10,000
  6. Advia Credit UnionAdvantage Plus High Yield SavingsSavings · $10,000 min

    Credit union · 7 branches

    3.75%APY$375 a year on $10,000with conditions
  7. Horizon BankMoney Market SavingsMoney Market Savings

    Bank · 10 branches

    3.75%APY$375 a year on $10,000
  8. Top Carrot, Carrot Score 93
    CIBC Bank USACIBC Agility™ High-Interest Savings AccountSavings · $1,000 min

    Bank · 5 branches

    3.75%APY$375 a year on $10,000
  9. Grand Ridge National BankPromo Money MarketPromo Money Market · $5,000 min

    Bank · 1 branch

    3.60%APY$360 a year on $10,000intro rate
  10. Top Carrot, Carrot Score 88
    DeMotte State BankSavings GrowthSavings · $100 min

    Bank · 9 branches

    3.58%APY$358 a year on $10,000
  11. Top Carrot, Carrot Score 87
    Actors Federal Credit UnioneMax OnlineSavings · $0 min

    Credit union · 1 branch

    3.55%APY$355 a year on $10,000with conditions
  12. Lakeside BankKasasa SaverSavings · $100 min · 0.02%–3.50% by balance

    Bank · 11 branches

    3.50%APY$350 a year on $10,000with conditions
  13. Local 697 FCUFund ManagerFund Manager · $2,000 min

    Credit union · 1 branch

    3.45%APY$345 a year on $10,000
  14. Centier BankConnect SavingsSavings · $0 min

    Bank · 34 branches

    3.35%APY$335 a year on $10,000with conditions
  15. Huntington BankHuntington Relationship SavingsSavings · $100 min · 0.06%–3.25% by balance

    Bank · 126 branches

    3.25%APY$325 a year on $10,000with conditions

Carrot Score rates each institution on all its CD, savings, auto loan and credit card rates, not just the account shown. How we rank

What savings accounts pay in Chicago, IL-IN metro

393 accounts at 159 banks and credit unions · checked Oct 15–22

Typical
0.20%
Top 10% from
2.04%
Banks, typical
0.20%
Credit unions, typical
0.25%

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Chicago, IL-IN metro

Top Carrot institutions

Ranked across their CDs, savings, auto loans and credit cards. How scores work

  1. Acme Continental Credit UnionCredit union · 1 branch
  2. Whiting Refinery Federal Credit UnionCredit union · 1 branch
  3. American Airlines Federal Credit UnionCredit union · 4 branches
See all ranked institutions

Savings rates by state

Best High-Yield Savings Rates of October 2026 | Carrot Rate