Credit union · NCUA insured
Advia Credit Union
A $4B credit union, the 126th largest of 4,329, headquartered in Kalamazoo, MI, with 186,725 members and 34 branches in 3 states. Best rates: CDs 1.90% and savings 3.00% APY.
Advia Credit Union Carrot Score
75
Carrot Score
Higher than 39% of U.S. banks and credit unions
#11 of 20 in Kalamazoo, MI metroHow the score works →
Deposits are federally insured by the NCUA up to $250,000 per depositor.
About Advia Credit Union
- Headquarters
- 6400 W Main St, Kalamazoo, MI 49009-9272
- NCUA charter
- 61503
Branches
34 branches in 3 states
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Michigan
19 branches
Kalamazoo area · 8
- Oshtemo - HeadquartersMain office6400 W Main St, Kalamazoo, MI 49009Directions
- Kalamazoo-Comstock Ave5039 Comstock Ave, Kalamazoo, MI 49048Directions
- Kalamazoo-N Westnedge706 N Westnedge Ave, Kalamazoo, MI 49007Directions
- Kalamazoo-Q Avenue6869 W Q Ave, Kalamazoo, MI 49009Directions
- Kalamazoo-West Main4308 W Main St, Kalamazoo, MI 49006Directions
- Parchment550 S Riverview Dr, Parchment, MI 49004Directions
- Portage901 E Milham Ave, Portage, MI 49002Directions
- Richland8224 N 32nd St, Richland, MI 49083Directions
Detroit area · 7
- Brownstown20401 Gibraltar Rd, Brownstown Twp, MI 48183Directions
- Fort Gratiot3002 N River Rd, Fort Gratiot, MI 48059Directions
- Marysville1919 Gratiot Blvd, Marysville, MI 48040Directions
- New Baltimore35600 Main St, New Baltimore, MI 48047Directions
- Port Huron500 10th St, Port Huron, MI 48060Directions
- Southgate14170 Pennsylvania Rd, Southgate, MI 48195Directions
- St. Clair1935 Fred W Moore Hwy, St. Clair, MI 48079Directions
Battle Creek area · 2
- Battle Creek - Capital Ave2550 Capital Ave SW, Battle Creek, MI 49015Directions
- Battle Creek - Columbia Ave320 Columbia Ave E, Battle Creek, MI 49015Directions
Mattawan area · 1
- Mattawan24032 Red Arrow Hwy, Mattawan, MI 49071Directions
Holland area · 1
- Plainwell825 E M-89, Plainwell, MI 49080Directions
Wisconsin
8 branches
Janesville area · 3
- Beloit - Cranston1982 Cranston Rd, Beloit, WI 53511Directions
- Beloit - Fourth St746 4th St, Beloit, WI 53511Directions
- Janesville - Milton Ave2317 Milton Ave, Janesville, WI 53545Directions
Whitewater area · 2
- Elkhorn837 N Wisconsin ST, Elkhorn, WI 53121Directions
- Williams Bay111 Elkhorn Rd, Williams Bay, WI 53191Directions
Milwaukee area · 2
- Pewaukee1890 Meadow Ln Ste 103, Pewaukee, WI 53072Directions
- West Allis11333 W Greenfield Ave, West Allis, WI 53214Directions
Kenosha area · 1
- Silver Lake29430 Silver Lake Rd, Salem, WI 53168Directions
Illinois
7 branches
- Cary650 Northwest Hwy, Cary, IL 60013Directions
- Crystal Lake7910 US Highway 14, Crystal Lake, IL 60012Directions
- Gurnee5103 Washington St, Gurnee, IL 60031Directions
- Mundelein800 N State Route 83, Mundelein, IL 60060Directions
- Niles8060 W Oakton St, Niles, IL 60714Directions
- Riverwoods1155 Milwaukee Ave, Riverwoods, IL 60015Directions
- Woodstock975 Country Club Rd, Woodstock, IL 60098Directions
Walk-in offices from the NCUA directory as of March 31, 2026. Directions open Google Maps. A nearby branch doesn’t mean you can join or open an account.
Financial details
| Measure | This credit union | Peers’ middle | Strongest quarter |
|---|---|---|---|
| CapitalNet worth ratio | 9.73% | 10.86% | 12.59% or more |
| Troubled loans60+ days late | 0.70% | 0.70% | 0.46% or less |
| ProfitabilityReturn on assets | 1.13% | 0.82% | 1.16% or more |
| LendingLoans per $100 deposited | $97 | $88 | — |
- CapitalNet worth ratio9.73%Peers’ middle 10.86% · Top 25% 12.59%+
- Troubled loans60+ days late0.70%Peers’ middle 0.70% · Top 25% ≤0.46%
- ProfitabilityReturn on assets1.13%Peers’ middle 0.82% · Top 25% 1.16%+
- LendingLoans per $100 deposited$97Peers’ middle $88
Compared with the 479 credit unions with $1 billion or more in assets. The strongest quarter is what the best 25% of them reach: more capital and profit, fewer troubled loans. Lending has no better end.Troubled loans are loans 60 or more days late.
Regulators’ own ratings of Advia Credit Union are confidential. These figures are what it reports to the NCUA each quarter, set beside its peers; they aren’t a rating.