Advia Credit Union High-Yield Savings & Money Market Rates

How Advia Credit Union’s savings rates compare

Compared with banks and credit unions near Kalamazoo, MI, where Advia Credit Union has the most branches. $10,000, best rate first.

This credit union’s best
Advia Credit Union
3.75%APY
Requires
Monthly account activity
Minimum
$0
Earns on $10,000 a year
$375
Advantage Plus High Yield Savings
Top rate
Ignite Credit Union
5.00%APY
Requires
Monthly account activity
Minimum
$0
Earns on $10,000 a year
$500
Ignite Credit Union rates
2nd-highest rate
Flagstar Bank
4.00%APY
Requires
None
Minimum
$1
Earns on $10,000 a year
$400
Flagstar Bank rates

Compare savings rates near you →

Savings score

Higher than 89% of U.S. banks and credit unions

By balance

$1,000 balance$1,0003.00%
$10,000 balance$10,0003.00%
$100,000 balance$100,0003.00%
QualifiedQualified3.75%

Each track runs from the lowest to the highest rate among U.S. banks and credit unions; the dot is this rate.Qualified: needs another account or monthly activity.

How the score works →

Where Advia Credit Union ranks

By savings score, in each area where it has branches

And 6 more areas →

Every rate

Current savings rates

Rates from the credit union’s website. Earnings assume the rate doesn’t change.

Advantage Plus High Yield Savings

Up to 3.75%APYRequirements apply

Minimum $10,000 average daily balance is required to earn dividends. No minimum balance to open.

Earnings on $10,000 over a year.
BalanceRequirement	APY	Earns on $10,000 a yearEarns	Requirement
$10,000 and upRequires account activity to meet Advantage Plus Rewards qualifications and a daily balance of $10,000 or above.$10,000 and up	3.75%	$375	Requires account activity to meet Advantage Plus Rewards qualifications and a daily balance of $10,000 or above.
$10,000 and upStandard rate applied when account activity does not meet Advantage Plus qualifications; requires a minimum $10,000 daily balance to earn dividends.$10,000 and up	0.05%	$5	Standard rate applied when account activity does not meet Advantage Plus qualifications; requires a minimum $10,000 daily balance to earn dividends.

Sources (3)

All captured Oct 16, 2026

Ultimate Savings

Up to 3.00%APYPromotional

Promotional rate locked in at account opening for the first five monthly statement cycles with no minimum balance required to earn dividends. Standard tiered rates apply after the promo period with a $1,000 minimum daily balance required to earn dividends.

Earnings on $10,000 over a year.
Balance	APY	Earns on $10,000 a yearEarns	Requirement
Any balancePromotional APY for first five monthly statement cycles on new accounts. No minimum opening balance and no minimum balance required to earn dividends during promotional period.	3.00%	$300	Promotional APY for first five monthly statement cycles on new accounts. No minimum opening balance and no minimum balance required to earn dividends during promotional period.
Up to $999Standard rate tier after promotional period.	0.00%	—	Standard rate tier after promotional period.
$1,000 – $99,999Standard rate tier after promotional period.	0.35%	$35	Standard rate tier after promotional period.
$100,000 – $249,999Standard rate tier after promotional period.	0.70%	—	Standard rate tier after promotional period.
$250,000 and upStandard rate tier after promotional period.	1.00%	—	Standard rate tier after promotional period.

Sources (3)

All captured Oct 16, 2026

Money Market Savings Account

0.40%APY$1,000 to open

A minimum $1,000 daily balance is required to earn dividends. Compounded monthly based on daily average balance.

Earnings on $10,000 over a year.
Balance	APY	Earns on $10,000 a yearEarns	Requirement
$1,000 – $24,999A minimum $1,000 daily balance is required to earn dividends.	0.40%	$40	A minimum $1,000 daily balance is required to earn dividends.
$25,000 – $74,999A minimum $1,000 daily balance is required to earn dividends.	0.50%	—	A minimum $1,000 daily balance is required to earn dividends.
$75,000 and upA minimum $1,000 daily balance is required to earn dividends.	0.60%	—	A minimum $1,000 daily balance is required to earn dividends.

Sources (2)

All captured Sep 18, 2026

Regular Savings (Primary Share)

0.05%APY$5 to open

Foundational share savings account establishing credit union membership. Earns quarterly dividends on balances of $500 or more.

Earnings on $10,000 over a year.
BalanceRequirement	APY	Earns on $10,000 a yearEarns	Requirement
$500 and upEarns quarterly dividends on balances of $500 or more.$500 and up	0.05%	$5	Earns quarterly dividends on balances of $500 or more.

Sources (3)

All captured Oct 16, 2026

Secondary Savings

0.05%APY

No minimum opening balance. No monthly maintenance fees. Earns quarterly dividends on balances of $500 or more.

Earnings on $10,000 over a year.
BalanceRequirement	APY	Earns on $10,000 a yearEarns	Requirement
$500 and upEarns interest/dividends quarterly on balances of $500 or more.$500 and up	0.05%	$5	Earns interest/dividends quarterly on balances of $500 or more.

Sources (3)

All captured Oct 16, 2026

Non-Interest Savings

0.00%APY

No interest earned on balance.

Earnings on $10,000 over a year.
BalanceRequirement	APY	Earns on $10,000 a yearEarns	Requirement
Any balanceNo interest earned on balance. No minimum balance.Any balance	0.00%	$0	No interest earned on balance. No minimum balance.

Sources (1)

adviacu.org/personal/bank/savings · captured Oct 16, 2026

Special-purpose accounts

Health Savings Account (HSA)

2.00%APYHSA

No minimum balance required. Limited to one per primary member. Not available for business accounts.

Earnings on $10,000 over a year.
BalanceRequirement	APY	Earns on $10,000 a yearEarns	Requirement
Any balanceDividends compounded and credited monthly based on daily average balance.Any balance	2.00%	$200	Dividends compounded and credited monthly based on daily average balance.

Sources (3)

All captured Oct 16, 2026

IRA Share Savings

0.40%APYIRA

Available as Traditional or Roth IRA. No minimum balance required to open. Earns interest on balances of $500 or more, paid and compounded quarterly.

Earnings on $10,000 over a year.
BalanceRequirement	APY	Earns on $10,000 a yearEarns	Requirement
$500 and upEarns interest on balances of $500 or more, paid and compounded quarterly. Available for Traditional and Roth IRA.$500 and up	0.40%	$40	Earns interest on balances of $500 or more, paid and compounded quarterly. Available for Traditional and Roth IRA.

Sources (3)

All captured Oct 16, 2026

Holiday Club Savings

0.20%APYClub

Balance automatically transfers on November 1. No minimum balance and no monthly fee. Dividends posted annually on October 31.

Earnings on $10,000 over a year.
BalanceRequirement	APY	Earns on $10,000 a yearEarns	Requirement
Any balanceFunds automatically transfer on November 1. Dividends posted annually on October 31.Any balance	0.20%	$20	Funds automatically transfer on November 1. Dividends posted annually on October 31.

Sources (3)

All captured Oct 16, 2026

UTMA Savings

0.15%APYKids and teens

Earns quarterly dividends on balances of $5.00 or more. Account transfers to minor at age of majority.

Earnings on $10,000 over a year.
BalanceRequirement	APY	Earns on $10,000 a yearEarns	Requirement
$5 and upA minimum average daily balance of $5.00 is required to earn dividends in the UTMA account.$5 and up	0.15%	$15	A minimum average daily balance of $5.00 is required to earn dividends in the UTMA account.

Sources (2)

All captured Oct 16, 2026

Bonus Bills Savings

0.05%APYKids and teens

Youth savings account.

Earnings on $10,000 over a year.
Balance	APY	Earns on $10,000 a yearEarns
Any balance	0.05%	$5

Sources (1)

adviacu.org/personal/bank/yout…unts/youth-savings-rates · captured Oct 16, 2026

Piggy Bank Savings

0.05%APYKids and teens

Youth savings account.

Earnings on $10,000 over a year.
Balance	APY	Earns on $10,000 a yearEarns
Any balance	0.05%	$5

Sources (1)

adviacu.org/personal/bank/yout…unts/youth-savings-rates · captured Oct 16, 2026

Who can join Advia Credit Union

We don’t have this credit union’s membership requirements here yet. Confirm that you can join before applying.

Visit institution website ↗Branches and institution details

← Advia Credit Union overview

How Advia Credit Union’s savings rates compare

Advia Credit Union savings score

Current savings rates

Advantage Plus High Yield Savings

Ultimate Savings

Money Market Savings Account

Regular Savings (Primary Share)

Secondary Savings

Non-Interest Savings

Special-purpose accounts

Health Savings Account (HSA)

IRA Share Savings

Holiday Club Savings

UTMA Savings

Bonus Bills Savings

Piggy Bank Savings

Who can join Advia Credit Union