Bank · FDIC insured
Lakeside Bank
A $2.9B bank headquartered in Chicago, IL, with 11 branches in Illinois. Best rates: CDs 4.00% APY.
Rates
No Carrot Score yet: it needs scores for at least two of CDs, savings, auto loans and credit cards. CDs: not enough terms or balances published to score. Savings: published rates need another account or activity, so they are not scored. Auto loans: only rates Carrot doesn’t compare are published (introductory, refinance or business rates, or none at all). Credit cards: no rates found on its website.
- CDs—4.00%CD rates →
- Savings—3.50%Needs another account or monthly activitySavings rates →
Deposits are federally insured by the FDIC up to $250,000 per depositor.
About Lakeside Bank
Founded in 1966 in the South Loop, Lakeside Bank is an independently owned bank and a subsidiary of Lakeside Bancorp, Inc.
The bank specializes in serving small and medium sized businesses in Chicago, operating eleven branch locations with a twelfth under construction in Mokena.
- Headquarters
- 55 W Wacker Dr, Chicago, IL 60601
- FDIC certificate
- 19573 ↗
Branches
11 branches in Illinois
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Illinois
11 branches
- Lakeside BankMain office55 W Wacker Dr, Chicago, IL 60601Directions
- Board Of Trade Branch141 W Jackson Blvd, Chicago, IL 60604Directions
- Bridgeport Branch3855 S Halsted St, Chicago, IL 60609Directions
- Chinatown Branch2200 S Archer Ave, Chicago, IL 60616Directions
- Lakeview/Lincoln Park Branch2800 N Ashland Ave, Chicago, IL 60657Directions
- South Loop Branch1350 S Michigan Ave, Chicago, IL 60605Directions
- Elmhurst Branch165 S York St, Elmhurst, IL 60126Directions
- Mt. Prospect Branch950 E. Rand Road, Mount Prospect, IL 60056Directions
- Naperville Branch1063 S Washington St, Naperville, IL 60540Directions
- Oakbrook Terrace Branch18w100 22nd St, Oakbrook Terrace, IL 60181Directions
- Park Ridge Branch425 Devon Ave, Park Ridge, IL 60068Directions
Walk-in offices from the FDIC directory as of September 4, 2026. Directions open Google Maps. A nearby branch doesn’t mean you can join or open an account.
Financial details
| Measure | This bank | Peers’ middle | Strongest quarter |
|---|---|---|---|
| CapitalLeverage ratio | 10.99% | 10.49% | 11.89% or more |
| Troubled loansNoncurrent | 0.03% | 0.52% | 0.23% or less |
| ProfitabilityReturn on assets | 1.81% | 1.25% | 1.62% or more |
| LendingLoans per $100 deposited | $95 | $88 | — |
- CapitalLeverage ratio10.99%Peers’ middle 10.49% · Top 25% 11.89%+
- Troubled loansNoncurrent0.03%Peers’ middle 0.52% · Top 25% ≤0.23%
- ProfitabilityReturn on assets1.81%Peers’ middle 1.25% · Top 25% 1.62%+
- LendingLoans per $100 deposited$95Peers’ middle $88
Compared with the 897 banks with $1 billion to $10 billion in assets. The strongest quarter is what the best 25% of them reach: more capital and profit, fewer troubled loans. Lending has no better end.Troubled loans are noncurrent: 90 or more days late, or no longer earning interest.
Regulators’ own ratings of Lakeside Bank are confidential. These figures are what it reports to the FDIC each quarter, set beside its peers; they aren’t a rating.