Compare Bank & Credit Union Rates
Best savings rates in Washington
Compare published savings yields, money market accounts included, with minimums, requirements, collection dates and original sources.
Top savings rates
Showing 91–105 results in Washington
- Our Community CUMoney Market AccountMoney Market Account · 0.00%–0.85% by balance
Credit union · 8 branches
0.55%APY$55 a year on $10,000Requirements
Product: Dividends for Money Market accounts are calculated using the average daily balance method, which applies a periodic rate to the account’s average daily balance during the statement period. Minimum balance to earn APY is $2,500. Fees may reduce earnings.
Offer: Under $2,500 average daily balance.
0.00% interest rate · Effective Oct 1, 2026
Rate by balance
Rate by balance for Money Market Account Balance APY Up to $2,500 0.00% $2,500 – $9,999 0.45% $10,000 – $24,999Your amount 0.55% $25,000 – $49,999 0.65% $50,000 – $99,999 0.75% $100,000 and up 0.85% Rate checked
More details - TWIN RIVER BANKMoney Market AccountMoney Market Account · $2,500 min · 0.50%–1.51% by balance
Bank · 2 branches
0.55%APY$55 a year on $10,000Requirements
Product: Minimum opening balance of $100.00. $8 monthly service fee waived with an average daily balance of $2,500 or more or eStatements. Interest is calculated on the average daily balance, compounded and credited monthly.
Offer: Monthly service fee waived with an average daily balance of $2,500 or more or eStatements.
0.50% interest rate · $8 monthly fee · Effective Sep 30, 2026
Rate by balance
Rate by balance for Money Market Account Balance APY $2,500 – $9,999 0.50% $10,000 – $24,999Your amount 0.55% $25,000 – $99,999 0.60% $100,000 – $249,999 1.00% $250,000 and up 1.51% Rate checked
More details - Fibre FCUMoney Market SavingsMoney Market Savings · $1,500 min · 0.25%–1.25% by balance
Credit union · 8 branches
0.50%APY$50 a year on $10,000Requirements
Product: Once a particular range is met, the dividend rate and APY for that balance range apply to the full balance of your account.
Offer: Compounded and credited monthly. Daily balance method. Minimum monthly balance $.01.
0.25% interest rate · Effective Oct 22, 2026
Rate by balance
Rate by balance for Money Market Savings Balance APY Up to $1,500 0.25% $1,500 – $5,000 0.40% $5,000 – $25,000Your amount 0.50% $25,000 – $50,000 0.75% $50,000 – $75,000 0.85% $75,000 – $100,000 0.90% $100,000 – $250,000 1.15% $250,000 and up 1.25% Rate checked
More details - Fibre FCUMoney Market CheckingMoney Market Checking · $1,500 min · 0.25%–1.25% by balance
Credit union · 8 branches
0.50%APY$50 a year on $10,000Requirements
Product: Once a particular range is met, the dividend rate and APY for that balance range apply to the full balance of your account.
Offer: Compounded and credited monthly. Daily balance method. Minimum monthly balance $.01.
0.25% interest rate · Effective Oct 22, 2026
Rate by balance
Rate by balance for Money Market Checking Balance APY Up to $1,500 0.25% $1,500 – $5,000 0.40% $5,000 – $25,000Your amount 0.50% $25,000 – $50,000 0.75% $50,000 – $75,000 0.85% $75,000 – $100,000 0.90% $100,000 – $250,000 1.15% $250,000 and up 1.25% Rate checked
More details - 0.50%APY$50 a year on $10,000
Requirements
Product: Dividends compounded and credited quarterly.
Effective Oct 16, 2026
Rate checked
More details - 0.50%APY$50 a year on $10,000
Requirements
Product: Dividends compounded and credited quarterly.
Effective Oct 16, 2026
Rate checked
More details - 0.50%APY$50 a year on $10,000with conditions
Requirements
Product: Dividends compounded and paid monthly based on average monthly balance tier; pays entire balance at qualified tier. Minimum opening deposit $1 (waived in branch). No monthly maintenance fee.
Offer: With Spend Plus Checking. Must be tax reporting owner on both accounts.
Qualified rate · No monthly fee · Effective Jan 9, 2026
Rate by balance
Rate by balance for High Yield Plus Savings Balance APY Up to $50,000Your amount 0.50% $50,000 – $100,000 2.75% $100,000 – $500,000Tier 3 with Spend Plus Checking. 3.00% Over $500,000 3.50% Rate checked
More details - 0.50%APY$50 a year on $10,000with conditions
Requirements
Product: Dividends compounded and paid monthly based on average monthly balance tier; pays entire balance at qualified tier. Minimum opening deposit $1 (waived in branch). No monthly maintenance fee.
Offer: Tier 1 with Spend Plus Checking.
Qualified rate · 0.50% interest rate
Rate by balance
Rate by balance for High Yield Plus Savings Balance APY Up to $50,000Your amount 0.50% $50,000 – $100,000Tier 2 with Spend Plus Checking. 2.75% $100,000 – $500,000With Spend Plus Checking. Must be tax reporting owner on both accounts. 3.00% Over $500,000Tier 4 with Spend Plus Checking. 3.50% Rate checked
More details - Unitus Community Credit UnionMoney Market Account (Personal)Money Market Account (Personal) · $100 min · 0.25%–3.50% by balance
Credit union · 1 branch
0.50%APY$50 a year on $10,000Requirements
Product: $100 minimum opening balance. $2,500 average balance required to avoid a service fee. Tiered rate account where the highest interest rate and APY for that tier applies to the entire balance once met. Dividends compounded and credited monthly.
0.25% interest rate · Effective Oct 7, 2026
Rate by balance
Rate by balance for Money Market Account (Personal) Balance APY Up to $10,000 0.25% $10,000 – $25,000Your amount 0.50% $25,000 – $50,000 0.75% $50,000 – $100,000 1.00% $100,000 – $250,000 1.50% $250,000 – $500,000 2.00% $500,000 – $1,000,000 2.50% $1,000,000 – $2,500,000 3.00% $2,500,000 and up 3.50% Rate checked
More details - Industrial Credit UnionPremierSavings · $10,000 min · 0.50%–2.50% by balance
Credit union · 6 branches
0.50%APY$50 a year on $10,000Requirements
Product: A high-yield, tiered savings account available for members with $10,000 or more on deposit at Industrial.
0.50% interest rate
Rate by balance
Rate by balance for Premier Balance APY $10,000 – $50,000Your amount 0.50% $50,000 – $100,000 1.25% $100,000 – $200,000 1.50% $200,000 – $400,000 1.75% $400,000 and up 2.50% Rate checked
More details - 0.50%APY$50 a year on $10,000
Requirements
Product: Dividends compound and credit monthly. Dividends are calculated by the daily balance method. No minimum balance requirement to open.
0.50% interest rate · Effective Apr 30, 2026
Rate by balance
Rate by balance for Money Market Balance APY Up to $99,999Your amount 0.50% $100,000 and up 2.00% Rate checked
More details - Solarity Credit UnionMoney MarketSavings · $2,000 min · 0.25%–1.25% by balance
Credit union · 5 branches
0.50%APY$50 a year on $10,000Requirements
Product: $2,000 minimum opening deposit. APYs are variable and subject to change after account opening. APY we pay is based on the tier in which your balance falls.
Effective Oct 9, 2026
Rate by balance
Rate by balance for Money Market Balance APY Over $0 0.25% $5,000 and upYour amount 0.50% $25,000 and up 0.75% $50,000 and up 1.00% $100,000 and up 1.25% Rate checked
More details - Zions BankPremier Money MarketPremier Money Market · $0 min · 0.00%–1.51% by balance
Bank · 2 branches
0.50%APY$50 a year on $10,000with conditionsRequirements
Product: Exclusively for Premier and Premier Elite clients. Tiered variable interest rates calculated using the daily balance method. Limit of 6 withdrawals per monthly statement cycle; excess withdrawal fees may apply (up to 10 excessive transaction fees per cycle). Apply in person.
Offer: Standard tier for Premier/Premier Elite clients. Variable APY; daily balance method. Displaying rates for Idaho and Utah.
Qualified rate · 0.00% interest rate · Effective Oct 7, 2026
Rate by balance
Rate by balance for Premier Money Market Balance APY Up to $5,000 0.00% $5,000 – $100,000Your amountEnhanced/Relationship tier for Premier/Premier Elite clients. 0.50% $100,000 – $250,000Enhanced/Relationship tier for Premier/Premier Elite clients. 0.85% $250,000 – $500,000Enhanced/Relationship tier for Premier/Premier Elite clients. 1.16% $500,000 – $1,000,000Enhanced/Relationship tier for Premier/Premier Elite clients. 1.41% $1,000,000 and upEnhanced/Relationship tier for Premier/Premier Elite clients. 1.51% Rate checked
More details - 0.50%APY$50 a year on $10,000
Requirements
Product: Credit Human membership begins with an account designed to get you saving. All it takes is a $5 deposit to get started and maintain ownership share. Four free withdrawals per month, $2 fee per withdrawal after that; unlimited free withdrawals with balance of $1,500 or more.
Offer: Dividends paid quarterly on daily balances of $100 or more.
0.50% interest rate · No monthly fee · Effective Oct 2, 2026
Rate checked
More details - Kitsap Credit UnionMoney Market AccountMoney Market Account · $1,000 min · 0.50%–1.40% by balance
Credit union · 13 branches
0.50%APY$50 a year on $10,000Requirements
Product: Variable rate. $1,000 minimum average daily balance to earn dividends and avoid monthly fee. $10.00 monthly fee is waived if average daily balance of $1,000 or higher is maintained.
Offer: Requires $1,000 minimum average daily balance to earn dividends. $10 monthly fee waived with average daily balance of $1,000 or higher.
$10 monthly fee · Effective Oct 4, 2026
Rate by balance
Rate by balance for Money Market Account Balance APY $1,000 – $10,000 0.50% $10,000 – $50,000Your amount 0.50% $50,000 – $100,000 0.75% $100,000 – $250,000 1.00% $250,000 – $500,000 1.10% $500,000 – $1,000,000 1.25% $1,000,000 and up 1.40% Rate checked
More details
Carrot Score rates each institution on all its CD, savings, auto loan and credit card rates, not just the account shown. How we rank
What savings accounts pay in Washington
364 accounts at 120 banks and credit unions · checked Oct 16–22
- Typical
- 0.15%
- Top 10% from
- 2.27%
- Banks, typical
- 0.10%
- Credit unions, typical
- 0.20%
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Washington
Top Carrot institutions
Ranked across their CDs, savings, auto loans and credit cards. How scores work
- ICCUCredit union · 8 branches
- Responders Emergency Services Credit UnionCredit union · 1 branch
- Ironworkers USA Credit UnionCredit union · 2 branches