Credit union · NCUA insured
Kitsap Credit Union
A $2.5B credit union, the 212th largest of 4,329, headquartered in Bremerton, WA, with 165,074 members and 13 branches in Washington. Best rates: CDs 3.60% and savings 0.50% APY.
Kitsap Credit Union Carrot Score
72
Carrot Score
Higher than 32% of U.S. banks and credit unions
#6 of 17 in Bremerton, WA metroHow the score works →
Deposits are federally insured by the NCUA up to $250,000 per depositor.
About Kitsap Credit Union
Headquartered in Bremerton, Washington, Kitsap Credit Union is a member-owned financial cooperative operating 14 branch locations.
- Headquarters
- 155 Washington Ave, Bremerton, WA 98337-5606
- NCUA charter
- 68576
Membership
Who can join
This may be incomplete or out of date, so check with the credit union before you apply.
Where you live or work
- Individuals who live in Washington State are eligible for membership.
- Individuals who work in Washington State are eligible for membership.
- Individuals who worship in Washington State are eligible for membership.
Military, government and schools
- Individuals who attend school in Washington State are eligible for membership.
Family and household
- Individuals who have immediate family who are Kitsap Credit Union members are eligible for membership.
Branches
13 branches in Washington
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Washington
13 branches
Bremerton area · 8
- East Bremerton6651 State Highway 303 NE, Bremerton, WA 98311Directions
- Harborside155 Washington Ave, Bremerton, WA 98337Directions
- Puget Sound Naval Shipyard886 Barclay St, Bremerton, WA 98337Directions
- Kingston8196 NE State Highway 104, Kingston, WA 98346Directions
- South Kitsap393 S Kitsap Blvd, Port Orchard, WA 98366Directions
- Poulsbo19045 State Highway 305 NE Ste 200, Poulsbo, WA 98370Directions
- NBK - Bangor2750 Sargo Cir Bldg 2008, Silverdale, WA 98315Directions
- Silverdale Highlands2041 NW Myhre Pl, Silverdale, WA 98383Directions
Seattle area · 3
- Gig Harbor Uptown4747 Point Fosdick Dr Ste 500, Gig Harbor, WA 98335Directions
- Puyallup South Hill11916 Meridian E, Puyallup, WA 98373Directions
- Puyallup-176th and Meridian17520 Meridian E Ste F, Puyallup, WA 98375Directions
Shelton area · 1
- Belfair51 NE State Route 300 Ste D, Belfair, WA 98528Directions
Port Townsend area · 1
- Port Townsend1165 Landes Ct, Port Townsend, WA 98368Directions
Walk-in offices from the NCUA directory as of March 31, 2026. Directions open Google Maps. A nearby branch doesn’t mean you can join or open an account.
Financial details
| Measure | This credit union | Peers’ middle | Strongest quarter |
|---|---|---|---|
| CapitalNet worth ratio | 8.33% | 10.86% | 12.59% or more |
| Troubled loans60+ days late | 0.79% | 0.70% | 0.46% or less |
| ProfitabilityReturn on assets | 0.32% | 0.82% | 1.16% or more |
| LendingLoans per $100 deposited | $89 | $88 | — |
- CapitalNet worth ratio8.33%Peers’ middle 10.86% · Top 25% 12.59%+
- Troubled loans60+ days late0.79%Peers’ middle 0.70% · Top 25% ≤0.46%
- ProfitabilityReturn on assets0.32%Peers’ middle 0.82% · Top 25% 1.16%+
- LendingLoans per $100 deposited$89Peers’ middle $88
Compared with the 479 credit unions with $1 billion or more in assets. The strongest quarter is what the best 25% of them reach: more capital and profit, fewer troubled loans. Lending has no better end.Troubled loans are loans 60 or more days late.
Regulators’ own ratings of Kitsap Credit Union are confidential. These figures are what it reports to the NCUA each quarter, set beside its peers; they aren’t a rating.