Credit union · NCUA insured
Solarity Credit Union Savings Rates
Solarity Credit Union’s best savings rate is 5.00% APY on $10,000, with its Solarity Savers. Rates checked October 22, 2026.
How Solarity Credit Union’s savings rates compare
Compared with banks and credit unions near Yakima, WA, where Solarity Credit Union has the most branches. $10,000, best rate first.
This credit union’s best
Solarity Credit Union
3.05%APY
- Requires
- Monthly account activity
- Minimum
- $5
- Earns on $10,000 a year
- $305
Bonus Savings
Top rate
WaFd Bank
3.82%APY
- Requires
- None
- Minimum
- $0
- Earns on $10,000 a year
- $382
3rd-highest rate
Self-Help Federal Credit Union
2.12%APY
- Requires
- None
- Minimum
- —
- Earns on $10,000 a year
- $212
Solarity Credit Union savings score
83
Savings score
Higher than 64% of U.S. banks and credit unions
- $1,000 balance$1,0000.05%
- $10,000 balance$10,0000.50%
- $100,000 balance$100,0002.25%
- QualifiedQualified3.05%
Each track runs from the lowest to the highest rate among U.S. banks and credit unions; the dot is this rate.Qualified: needs another account or monthly activity.
Where Solarity Credit Union ranks
By savings score, in each area where it has branches
Every rate
Current savings rates
Rates from the credit union’s website. Earnings assume the rate doesn’t change.
Solarity Savers
Up to 5.00%APY
High-yield savings account funded by initial deposit (up to $1,000), automatic dividend transfers from eligible personal savings and certificate accounts (capped at $4,000 per calendar year), and optional Round Up Savings transfers. Direct deposits after opening are not permitted. Limit one Solarity Savers account per membership; not available for businesses.
| BalanceRequirement | APY | Earns on $10,000 a yearEarns | Requirement |
|---|---|---|---|
| Over $0Qualified rate: post and settle 20+ member-initiated qualifying transactions per month in a linked Solarity checking account.Over $0 | 5.00% | $500 | Qualified rate: post and settle 20+ member-initiated qualifying transactions per month in a linked Solarity checking account. |
| Over $0Non-qualified rate: applied when monthly checking transaction qualifications are not met.Over $0 | 0.05% | $5 | Non-qualified rate: applied when monthly checking transaction qualifications are not met. |
Bonus Savings
Up to 3.05%APY
No monthly service fee. Limit of one Bonus Savings per Solarity checking account.
| Balance | APY | Earns on $10,000 a yearEarns | Requirement |
|---|---|---|---|
| Up to $10,000Qualified Rate on balances up to $10,000: settle and clear 20+ debit card purchases per month with a linked Solarity checking account and enroll in eStatements. | 3.05% | $305 | Qualified Rate on balances up to $10,000: settle and clear 20+ debit card purchases per month with a linked Solarity checking account and enroll in eStatements. |
| Over $0Non-Qualified Rate: applies to all balances if monthly qualifications (20+ debit card purchases and eStatements enrollment) are not met. | 0.05% | $5 | Non-Qualified Rate: applies to all balances if monthly qualifications (20+ debit card purchases and eStatements enrollment) are not met. |
| Over $10,000Qualified Rate on portion of balances over $10,000 (blended APY range stated as 3.05% to 0.05%) when meeting qualifying debit card and eStatement requirements. | 0.05% | — | Qualified Rate on portion of balances over $10,000 (blended APY range stated as 3.05% to 0.05%) when meeting qualifying debit card and eStatement requirements. |
Money Market Max
Up to 0.50%APY
| Balance | APY | Earns on $10,000 a yearEarns |
|---|---|---|
| Over $0 | 0.25% | $25 |
| $5,000 and up | 0.50% | $50 |
| $25,000 and up | 1.25% | — |
| $50,000 and up | 1.75% | — |
| $100,000 and up | 2.25% | — |
| $250,000 and up | 2.25% | — |
| $500,000 and up | 2.25% | — |
Sources (2)
All captured Oct 4, 2026
Money Market Max
Up to 0.50%APY
$25,000 minimum opening deposit. APYs are variable and subject to change. APY we pay is based on the tier in which your balance falls.
| Balance | APY | Earns on $10,000 a yearEarns |
|---|---|---|
| Over $0 | 0.25% | $25 |
| $5,000 and up | 0.50% | $50 |
| $25,000 and up | 1.25% | — |
| $50,000 and up | 1.75% | — |
| $100,000 and up | 2.25% | — |
| $250,000 and up | 2.25% | — |
| $500,000 and up | 2.25% | — |
Sources (1)
- solaritycu.org/deposit-rates · captured Oct 15, 2026
Money Market
Up to 0.50%APY
| Balance | APY | Earns on $10,000 a yearEarns |
|---|---|---|
| Over $0 | 0.25% | $25 |
| $5,000 and up | 0.50% | $50 |
| $25,000 and up | 0.75% | — |
| $50,000 and up | 1.00% | — |
| $100,000 and up | 1.25% | — |
Sources (2)
All captured Oct 4, 2026
Money Market
Up to 0.50%APY
$2,000 minimum opening deposit. APYs are variable and subject to change after account opening. APY we pay is based on the tier in which your balance falls.
| Balance | APY | Earns on $10,000 a yearEarns |
|---|---|---|
| Over $0 | 0.25% | $25 |
| $5,000 and up | 0.50% | $50 |
| $25,000 and up | 0.75% | — |
| $50,000 and up | 1.00% | — |
| $100,000 and up | 1.25% | — |
Sources (1)
- solaritycu.org/deposit-rates · captured Oct 15, 2026
Additional Savings
0.05%APY
Minimum balance $5 to earn APY. $5 minimum opening deposit. No monthly service fee.
| Balance | APY | Earns on $10,000 a yearEarns |
|---|---|---|
| $5 and up | 0.05% | $5 |
Sources (1)
- solaritycu.org/deposit-rates · captured Oct 15, 2026
Primary Savings
0.05%APY
Minimum balance $5 to earn APY. $5 minimum opening deposit. $3 monthly service fee waived with $100 minimum balance (or $5 minimum balance with a Solarity checking account). Fee applies to members with only a Primary Savings Account.
| Balance | APY | Earns on $10,000 a yearEarns |
|---|---|---|
| $5 and up | 0.05% | $5 |
Sources (1)
- solaritycu.org/deposit-rates · captured Oct 15, 2026
Special-purpose accounts
IRA Savings (Traditional and Roth)
0.20%APY
A $20 annual service fee applies to any membership account with one or more IRA savings or IRA certificate. A penalty may be imposed for early withdrawal. $500 minimum opening deposit.
| Balance | APY | Earns on $10,000 a yearEarns |
|---|---|---|
| Over $0 | 0.20% | $20 |
Sources (1)
- solaritycu.org/deposit-rates · captured Oct 15, 2026
Youth Savings
0.05%APY
Designed for members age 17 and under. For accounts established by or for a minor, there must be a joint account owner who is at least 18 years of age. For Youth accounts, $5 minimum balance to waive the $3 monthly service fee. $5 minimum opening deposit.
| Balance | APY | Earns on $10,000 a yearEarns |
|---|---|---|
| $5 and up | 0.05% | $5 |
Sources (1)
- solaritycu.org/deposit-rates · captured Oct 15, 2026
Who can join Solarity Credit Union
We don’t have this credit union’s membership requirements here yet. Confirm that you can join before applying.