Credit union · NCUA insured
Unitus Community Credit Union
A $1.8B credit union, the 281st largest of 4,329, headquartered in Tigard, OR, with 106,662 members and 11 branches in 2 states. Best rates: CDs 3.65% and savings 5.00% APY.
Unitus Community Credit Union Carrot Score
76
Carrot Score
Higher than 41% of U.S. banks and credit unions
#24 of 56 in Portland, OR-WA metroHow the score works →
Deposits are federally insured by the NCUA up to $250,000 per depositor.
About Unitus Community Credit Union
Unitus Community Credit Union was founded in 1937 when a group of Pacific Telephone & Telegraph employees pooled their resources to provide affordable loans to co-workers.
Today, the member-owned credit union serves 15 counties in Oregon and the entire state of Washington.
- Headquarters
- 7632 SW Durham Rd, Tigard, OR 97224
- NCUA charter
- 63440
Membership
Who can join
This may be incomplete or out of date, so check with the credit union before you apply.
Open to anyone
- Eligible to join by joining the American Consumer Council (ACC) for free at no additional cost if living outside Washington State or the listed Oregon counties.
Where you live or work
- Eligible to join if you live or work in the Oregon counties of Benton, Clackamas, Columbia, Deschutes, Douglas, Hood River, Jackson, Josephine, Lane, Linn, Marion, Multnomah, Polk, Washington, or Yamhill.
- Eligible to join if you live or work in the State of Washington, including directors, retirees, volunteers, and contract workers for organizations located anywhere in Washington.
Employers and groups
- Eligible to join if you own a business anywhere in Oregon or Washington by joining the American Consumer Council (ACC).
Family and household
- Eligible to join if you are an immediate family member (including grandparents, parents, spouse, children, stepchildren, grandchildren, brothers, sisters, half-brothers, half-sisters, aunts, uncles, and domestic partners) of any person who qualifies or qualified for membership or of deceased members who qualified at time of death.
Cost to join
- A one-time membership fee of $10.00 is required to join.
- An opening deposit of $5.00 for Prime Share is required to join.
Branches
11 branches in 2 states
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Oregon
10 branches
Portland area · 9
- UCCU-Cedar Hills3215 SW Cedar Hills Blvd, Beaverton, OR 97005Directions
- UCCU-Clackamas9200 SE 82nd Ave, Clackamas, OR 97086Directions
- UCCU-Gresham950 NW Eastman Pkwy, Gresham, OR 97030Directions
- UCCU-Tanasbourne1855 NE 106th Ave, Hillsboro, OR 97006Directions
- UCCU-Cascade9917 NE Cascades Pkwy Ste PD-2B, Portland, OR 97220Directions
- UCCU-Multnomah Village7717 SW Capitol Hwy, Portland, OR 97219Directions
- UCCU-N Williams3355 N Williams Ave, Portland, OR 97227Directions
- UCCU-Westmoreland1615 SE Bybee Blvd, Portland, OR 97202Directions
- UCCU-Bridgeport7495 SW Bridgeport Rd, Tigard, OR 97224Directions
Salem area · 1
- UCCU-Salem3820 Market St NE, Salem, OR 97301Directions
Washington
1 branch
- UCCU-Mill Plain800 SE 192nd Ave, Vancouver, WA 98683Directions
Walk-in offices from the NCUA directory as of March 31, 2026. Directions open Google Maps. A nearby branch doesn’t mean you can join or open an account.
Financial details
| Measure | This credit union | Peers’ middle | Strongest quarter |
|---|---|---|---|
| CapitalNet worth ratio | 9.86% | 10.86% | 12.59% or more |
| Troubled loans60+ days late | 0.43% | 0.70% | 0.46% or less |
| ProfitabilityReturn on assets | 0.26% | 0.82% | 1.16% or more |
| LendingLoans per $100 deposited | $86 | $88 | — |
- CapitalNet worth ratio9.86%Peers’ middle 10.86% · Top 25% 12.59%+
- Troubled loans60+ days late0.43%Peers’ middle 0.70% · Top 25% ≤0.46%
- ProfitabilityReturn on assets0.26%Peers’ middle 0.82% · Top 25% 1.16%+
- LendingLoans per $100 deposited$86Peers’ middle $88
Compared with the 479 credit unions with $1 billion or more in assets. The strongest quarter is what the best 25% of them reach: more capital and profit, fewer troubled loans. Lending has no better end.Troubled loans are loans 60 or more days late.
Regulators’ own ratings of Unitus Community Credit Union are confidential. These figures are what it reports to the NCUA each quarter, set beside its peers; they aren’t a rating.