Credit union · NCUA insured
Our Community CU Savings Rates
Top CarrotOur Community CU’s best savings rate is 0.55% APY on $10,000, with its Money Market Account. Rates checked October 22, 2026.
How Our Community CU’s savings rates compare
Compared with banks and credit unions near Aberdeen, WA, where Our Community CU has the most branches. $10,000, best rate first.
This credit union’s best
Our Community CU
0.55%APY
- Requires
- None
- Earns on $10,000 a year
- $55
Money Market Account
Top rate
Peak Credit Union
5.00%APY
- Requires
- Another account
- Earns on $10,000 a year
- $500
2nd-highest rate
Utility Employees Federal Credit Union
2.53%APY
- Requires
- None
- Earns on $10,000 a year
- $253
Our Community CU savings score
85
Savings score
Higher than 69% of U.S. banks and credit unions
- $1,000 balance$1,0000.05%
- $10,000 balance$10,0000.55%
- $100,000 balance$100,0000.85%
- QualifiedQualified6.00%
Each track runs from the lowest to the highest rate among U.S. banks and credit unions; the dot is this rate.Qualified: needs another account or monthly activity.
Where Our Community CU ranks
By savings score, in each area where it has branches
Every rate
Current savings rates
Rates from the credit union’s website. Earnings assume the rate doesn’t change.
Sky High Yield
6.00%APY on $10,000
High-Yield monthly qualifications: A minimum of 12 debit card purchases of at least $3 each that must post by month-end, one online or mobile banking login per month, eStatements enabled, and one direct deposit of at least $500 per month. New membership must include a savings account with a minimum $25 opening deposit. Limit one Sky High Yield account per Social Security number. Cannot be combined with any other offers. Dividends calculated by average daily balance method.
| Part of the balance | Rate on that part |
|---|---|
| Up to $10,000 | 5.84% |
| $10,000 and up | 0.10% |
On $10,000 the tiers blend to about 6.00% APY, earning $600 a year.
Sources (1)
- ourcu.com/sky-high-yield · captured Oct 15, 2026
Money Market Account
0.55%APY
Dividends for Money Market accounts are calculated using the average daily balance method, which applies a periodic rate to the account’s average daily balance during the statement period. Minimum balance to earn APY is $2,500. Fees may reduce earnings.
| Balance | APY | Earns on $10,000 a yearEarns | Requirement |
|---|---|---|---|
| Up to $2,500Under $2,500 average daily balance. | 0.00% | — | Under $2,500 average daily balance. |
| $2,500 – $9,999$2,500 - $9,999 average daily balance. | 0.45% | — | $2,500 - $9,999 average daily balance. |
| $10,000 – $24,999$10,000- $24,999 average daily balance. | 0.55% | $55 | $10,000- $24,999 average daily balance. |
| $25,000 – $49,999$25,000-$49,999 average daily balance. | 0.65% | — | $25,000-$49,999 average daily balance. |
| $50,000 – $99,999$50,000-$99,999 average daily balance. | 0.75% | — | $50,000-$99,999 average daily balance. |
| $100,000 and up$100,000 & Above average daily balance. | 0.85% | — | $100,000 & Above average daily balance. |
Primary Share Savings
0.10%APY
Establishes credit union membership for anyone living, working, or going to school in Washington State, or an immediate family member of a current member. Minimum balance to earn APY is $1,000.
| Balance | APY | Earns on $10,000 a yearEarns |
|---|---|---|
| Up to $1,000 | 0.00% | — |
| $1,000 – $10,000 | 0.05% | — |
| $10,000 and up | 0.10% | $10 |
Special-purpose accounts
IRA Savings
0.50%APY
Minimum balance to open an IRA and earn APY is $50.00. Minimum balance must remain in the account at all times.
| Balance | APY | Earns on $10,000 a yearEarns |
|---|---|---|
| $50 and up | 0.50% | $50 |
Sources (1)
- ourcu.com/all-rates · captured Oct 4, 2026
Who can join Our Community CU
This may be incomplete or out of date, so check with the credit union before you apply.
Where you live or work
- Anyone living, working, or attending school in the state of Washington can join.
Membership information collected October 4, 2026.