Credit union · NCUA insured
Industrial Credit Union Savings Rates
Industrial Credit Union’s best savings rate is 0.50% APY on $10,000, with its Premier. Rates checked October 22, 2026.
How Industrial Credit Union’s savings rates compare
Compared with banks and credit unions near Bellingham, WA, where Industrial Credit Union has the most branches. $10,000, best rate first.
This credit union’s best
Industrial Credit Union
0.50%APY
- Requires
- None
- Minimum
- —
- Earns on $10,000 a year
- $50
Premier
Top rate
WaFd Bank
3.82%APY
- Requires
- None
- Minimum
- $0
- Earns on $10,000 a year
- $382
2nd-highest rate
First Fed Bank
3.45%APY
- Requires
- Another account
- Minimum
- $25
- Earns on $10,000 a year
- $345
Industrial Credit Union savings score
79
Savings score
Higher than 48% of U.S. banks and credit unions
- $1,000 balance$1,0000.15%
- $10,000 balance$10,0000.50%
- $100,000 balance$100,0001.50%
- QualifiedQualified0.50%
Each track runs from the lowest to the highest rate among U.S. banks and credit unions; the dot is this rate.Qualified: needs another account or monthly activity.
Where Industrial Credit Union ranks
By savings score, in each area where it has branches
Every rate
Current savings rates
Rates from the credit union’s website. Earnings assume the rate doesn’t change.
Premier
0.50%APY
A high-yield, tiered savings account available for members with $10,000 or more on deposit at Industrial.
| Balance | APY | Earns on $10,000 a yearEarns |
|---|---|---|
| $10,000 – $50,000 | 0.50% | $50 |
| $50,000 – $100,000 | 1.25% | — |
| $100,000 – $200,000 | 1.50% | — |
| $200,000 – $400,000 | 1.75% | — |
| $400,000 and up | 2.50% | — |
Sources (1)
- industrialcu.com/savings-certificates · captured Oct 15, 2026
Basic Savings
0.15%APY
| Balance | APY | Earns on $10,000 a yearEarns |
|---|---|---|
| Any balance | 0.15% | $15 |
Sources (1)
- industrialcu.com/savings-certificates · captured Oct 15, 2026
Special-purpose accounts
IRA
1.00%APY
Offers Traditional and Roth IRA options.
| Balance | APY | Earns on $10,000 a yearEarns |
|---|---|---|
| Up to $10,000 | 1.00% | — |
| $10,000 – $50,000 | 1.00% | $100 |
| $50,000 – $100,000 | 1.50% | — |
| $100,000 – $200,000 | 2.00% | — |
| $200,000 – $400,000 | 2.75% | — |
| $400,000 and up | 3.50% | — |
Sources (1)
- industrialcu.com/savings-certificates · captured Sep 15, 2026
HSA
2.00%APY
HSAs can offer tax advantages for eligible individuals, and unused funds remain in your account from year to year. HSA eligibility, contributions, distributions and tax treatment depend on individual circumstances.
| Balance | APY | Earns on $10,000 a yearEarns |
|---|---|---|
| Any balance | 2.00% | $200 |
Sources (1)
- industrialcu.com/savings-certificates · captured Oct 15, 2026
Who can join Industrial Credit Union
We don’t have this credit union’s membership requirements here yet. Confirm that you can join before applying.