Credit union · NCUA insured
Fibre FCU Savings Rates
Fibre FCU’s best savings rate is 0.50% APY on $10,000, with its Money Market Checking. Rates checked October 22, 2026.
How Fibre FCU’s savings rates compare
Compared with banks and credit unions near Longview, WA, where Fibre FCU has the most branches. $10,000, best rate first.
This credit union’s best
Fibre FCU
0.50%APY
- Requires
- None
- Minimum
- $1,500
- Earns on $10,000 a year
- $50
Money Market Savings
Top rate
iQ Credit Union
3.00%APY
- Requires
- Monthly account activity
- Minimum
- $0
- Earns on $10,000 a year
- $300
2nd-highest rate
Columbia Bank
2.00%APY
- Requires
- None
- Minimum
- $10,000
- Earns on $10,000 a year
- $200
Fibre FCU savings score
80
Savings score
Higher than 50% of U.S. banks and credit unions
- $1,000 balance$1,0000.25%
- $10,000 balance$10,0000.50%
- $100,000 balance$100,0001.15%
- QualifiedQualified0.50%
Each track runs from the lowest to the highest rate among U.S. banks and credit unions; the dot is this rate.Qualified: needs another account or monthly activity.
Where Fibre FCU ranks
By savings score, in each area where it has branches
Every rate
Current savings rates
Rates from the credit union’s website. Earnings assume the rate doesn’t change.
Money Market Checking
0.50%APY
Once a particular range is met, the dividend rate and APY for that balance range apply to the full balance of your account.
| Balance | APY | Earns on $10,000 a yearEarns | Requirement |
|---|---|---|---|
| Up to $1,500Compounded and credited monthly. Daily balance method. Minimum monthly balance $.01. | 0.25% | — | Compounded and credited monthly. Daily balance method. Minimum monthly balance $.01. |
| $1,500 – $5,000Compounded and credited monthly. Daily balance method. Minimum monthly balance $1,500. | 0.40% | — | Compounded and credited monthly. Daily balance method. Minimum monthly balance $1,500. |
| $5,000 – $25,000Compounded and credited monthly. Daily balance method. Minimum monthly balance $5,000. | 0.50% | $50 | Compounded and credited monthly. Daily balance method. Minimum monthly balance $5,000. |
| $25,000 – $50,000Compounded and credited monthly. Daily balance method. Minimum monthly balance $25,000. | 0.75% | — | Compounded and credited monthly. Daily balance method. Minimum monthly balance $25,000. |
| $50,000 – $75,000Compounded and credited monthly. Daily balance method. Minimum monthly balance $50,000. | 0.85% | — | Compounded and credited monthly. Daily balance method. Minimum monthly balance $50,000. |
| $75,000 – $100,000Compounded and credited monthly. Daily balance method. Minimum monthly balance $75,000. | 0.90% | — | Compounded and credited monthly. Daily balance method. Minimum monthly balance $75,000. |
| $100,000 – $250,000Compounded and credited monthly. Daily balance method. Minimum monthly balance $100,000. | 1.15% | — | Compounded and credited monthly. Daily balance method. Minimum monthly balance $100,000. |
| $250,000 and upCompounded and credited monthly. Daily balance method. Minimum monthly balance $250,000. | 1.25% | — | Compounded and credited monthly. Daily balance method. Minimum monthly balance $250,000. |
Money Market Savings
0.50%APY
Once a particular range is met, the dividend rate and APY for that balance range apply to the full balance of your account.
| Balance | APY | Earns on $10,000 a yearEarns | Requirement |
|---|---|---|---|
| Up to $1,500Compounded and credited monthly. Daily balance method. Minimum monthly balance $.01. | 0.25% | — | Compounded and credited monthly. Daily balance method. Minimum monthly balance $.01. |
| $1,500 – $5,000Compounded and credited monthly. Daily balance method. Minimum monthly balance $1,500. | 0.40% | — | Compounded and credited monthly. Daily balance method. Minimum monthly balance $1,500. |
| $5,000 – $25,000Compounded and credited monthly. Daily balance method. Minimum monthly balance $5,000. | 0.50% | $50 | Compounded and credited monthly. Daily balance method. Minimum monthly balance $5,000. |
| $25,000 – $50,000Compounded and credited monthly. Daily balance method. Minimum monthly balance $25,000. | 0.75% | — | Compounded and credited monthly. Daily balance method. Minimum monthly balance $25,000. |
| $50,000 – $75,000Compounded and credited monthly. Daily balance method. Minimum monthly balance $50,000. | 0.85% | — | Compounded and credited monthly. Daily balance method. Minimum monthly balance $50,000. |
| $75,000 – $100,000Compounded and credited monthly. Daily balance method. Minimum monthly balance $75,000. | 0.90% | — | Compounded and credited monthly. Daily balance method. Minimum monthly balance $75,000. |
| $100,000 – $250,000Compounded and credited monthly. Daily balance method. Minimum monthly balance $100,000. | 1.15% | — | Compounded and credited monthly. Daily balance method. Minimum monthly balance $100,000. |
| $250,000 and upCompounded and credited monthly. Daily balance method. Minimum monthly balance $250,000. | 1.25% | — | Compounded and credited monthly. Daily balance method. Minimum monthly balance $250,000. |
Personal Savings
0.25%APY
Minimum $5 balance required to maintain credit union share/membership. Minimum balance to earn APY is $50. Compounded and credited monthly. Daily balance method.
| BalanceRequirement | APY | Earns on $10,000 a yearEarns | Requirement |
|---|---|---|---|
| $50 and upMinimum balance of $50 to earn APY; minimum monthly balance is $5. Daily balance method, compounded and credited monthly.$50 and up | 0.25% | $25 | Minimum balance of $50 to earn APY; minimum monthly balance is $5. Daily balance method, compounded and credited monthly. |
Sources (2)
All captured Oct 22, 2026
Special-purpose accounts
IRA Savings
0.50%APY
Available as Traditional IRA Savings or Roth IRA Savings wrappers. Must meet membership eligibility. No annual account fees. Daily balance method, compounded and credited monthly. Minimum balance to earn APY is $50. Minimum monthly balance is $5.
| BalanceRequirement | APY | Earns on $10,000 a yearEarns | Requirement |
|---|---|---|---|
| $50 and upApplies to Traditional IRA Savings and Roth IRA Savings. Minimum balance to earn APY is $50. Minimum monthly balance is $5. Compounded and credited monthly. Daily balance method.$50 and up | 0.50% | $50 | Applies to Traditional IRA Savings and Roth IRA Savings. Minimum balance to earn APY is $50. Minimum monthly balance is $5. Compounded and credited monthly. Daily balance method. |
Sources (3)
- fibrecu.com/accounts/savings/deposit-account-rates
- fibrecu.com/accounts/savings/ira-savings
- fibrecu.com/accounts/savings/ira-savings/roth-ira
All captured Oct 22, 2026
Cash Club
0.00%APY on $10,000
Designed for children ages 0 to 11 with parent/caregiver joint ownership. Automatically upgrades to Student Savings on member's 12th birthday. Minimum monthly balance is $5. Daily balance method, compounded and credited daily. Tiered rate account.
| Part of the balance | Rate on that part |
|---|---|
| Over $10,000 | 0.25% |
On $10,000 the tiers blend to about 0.00% APY, earning $0 a year.
Sources (3)
- fibrecu.com/accounts/savings/savings-accounts
- fibrecu.com/savings/youth-savings-accounts
- fibrecu.com/accounts/savings/deposit-account-rates
All captured Oct 22, 2026
Student Savings
0.00%APY on $10,000
Designed for students/teens ages 12 to 18. Automatically converts to regular savings account when member turns 19. Minimum monthly balance is $5. Daily balance method, compounded and credited daily. Tiered rate account.
| Part of the balance | Rate on that part |
|---|---|
| Over $10,000 | 0.25% |
On $10,000 the tiers blend to about 0.00% APY, earning $0 a year.
Sources (3)
- fibrecu.com/accounts/savings/savings-accounts
- fibrecu.com/savings/youth-savings-accounts
- fibrecu.com/accounts/savings/deposit-account-rates
All captured Oct 22, 2026
Who can join Fibre FCU
This may be incomplete or out of date, so check with the credit union before you apply.
Where you live or work
- Membership is open to anyone who lives, works, worships, attends school, or regularly conducts business in 11 counties: Cowlitz, Wahkiakum, Clark, Skamania, Lewis, Pacific, and Grays Harbor in Washington, and Columbia, Clatsop, Lincoln, and Tillamook in Oregon.
Membership information collected October 4, 2026.