Compare Bank & Credit Union Rates
Best savings rates in Washington
Compare published savings yields, money market accounts included, with minimums, requirements, collection dates and original sources.
Top savings rates
Showing 76–90 results in Washington
- WSECUMoney Market accountsMoney Market accounts · $0 min · 0.10%–1.25% by balance
Credit union · 25 branches
0.79%APY$79 a year on $10,000Requirements
Product: No minimum balance requirement. No maintenance fees. Earnings are based on average daily balance and paid at the end of each month. Withdrawals are limited to 6 per month.
Offer: Based on average daily balance.
No monthly fee · Effective Jul 1, 2026
Rate by balance
Rate by balance for Money Market accounts Balance APY Up to $5,000 0.10% $5,000 – $10,000 0.74% $10,000 – $25,000Your amount 0.79% $25,000 – $50,000 0.89% $50,000 – $100,000 0.94% $100,000 and up 1.25% Rate checked
More details - WSECUPerformance Money MarketPerformance Money Market · $0 min · 0.10%–1.25% by balance
Credit union · 25 branches
0.79%APY$79 a year on $10,000Requirements
Offer: Avg Daily Balance.
0.10% interest rate
Rate by balance
Rate by balance for Performance Money Market Balance APY Up to $5,000 0.10% $5,000 – $10,000 0.74% $10,000 – $25,000Your amount 0.79% $25,000 – $50,000 0.89% $50,000 – $100,000 0.94% $100,000 and up 1.25% Rate checked
More details - 0.75%APY$75 a year on $10,000
Requirements
Product: Also serves as a membership account, which allows you to use/apply for other services offered by the credit union. Rates subject to change without notice and may change after account is opened. Fees could reduce earnings.
Offer: Share dividend 3rd quarter 2026. $25 required to open an account and a $5 minimum balance to obtain APY. Fees could reduce earnings.
0.75% interest rate
Rate checked
More details - 1st Security BankHigh Yield Money MarketHigh Yield Money Market · $1,500 min · 0.50%–2.00% by balance
Bank · 25 branches
0.75%APY$75 a year on $10,000Requirements
Product: Monthly maintenance service charge of $15 is waived if maintaining a minimum daily balance of $1,500 and maintaining an active 1st Security Bank business or consumer checking account.
Offer: Maintain a minimum daily balance of $1,500 and an active 1st Security Bank business or consumer checking account to avoid $15 monthly maintenance service charge.
$15 monthly fee · Effective Jul 31, 2026
Rate by balance
Rate by balance for High Yield Money Market Balance APY Up to $5,000 0.50% $5,000 – $100,000Your amount 0.75% $100,000 – $250,000 1.00% $250,000 – $1,000,000 1.50% $1,000,000 and up 2.00% Rate checked
More details - Cheney Federal Credit UnionSuper Saver Share AccountSavings · $2,500 min · 0.35%–1.16% by balance
Credit union · 2 branches
0.75%APY$75 a year on $10,000Requirements
Product: Requires $2,500 to open. No monthly service fees.
Offer: Balance less than $2,500
0.35% interest rate · No monthly fee · Effective Oct 1, 2026
Rate by balance
Rate by balance for Super Saver Share Account Balance APY Up to $2,500 0.35% $2,500 – $4,999 0.60% $5,000 – $24,999Your amount 0.75% $25,000 – $49,999 0.95% $50,000 and up 1.16% Rate checked
More details - 0.75%APY$75 a year on $10,000
Requirements
Product: $20 nonrefundable membership fee required to open account. Dividends compounded and credited quarterly based on daily balance.
0.75% interest rate · No monthly fee · Effective Apr 3, 2023
Rate checked
More details - 0.75%APY$75 a year on $10,000
Requirements
Product: Earns dividends on any balance; no minimum balance required.
Offer: Compounds & credits monthly; minimum to open none; minimum to earn dividends none.
0.75% interest rate · Effective Apr 1, 2025
Rate checked
More details - Responders Emergency Services Credit UnionMoney Market AccountMoney Market Account · $5,000 min · 0.45%–1.01% by balance
Credit union · 1 branch
0.70%APY$70 a year on $10,000Requirements
Product: $5,000.00 minimum balance to earn dividends.
Offer: Dividends paid monthly.
0.45% interest rate · Effective Sep 24, 2026
Rate by balance
Rate by balance for Money Market Account Balance APY $5,000 and up 0.45% $10,000 and upYour amount 0.70% $50,000 and up 0.90% $100,000 and up 1.01% Rate checked
More details - Armed Forces BankPremier Money Market AccountPremier Money Market Account · $25 min · 0.65%–1.75% by balance
Bank · 2 branches
0.70%APY$70 a year on $10,000intro rateRequirements
Product: A monthly service charge of $10 applies if balance falls below $1,000 on any day of the statement period. Closing account within 90 days of opening incurs a $25 fee.
Offer: Standard tier rate. Monthly service charge of $10 is waived if a $1,000 minimum balance is maintained per monthly statement cycle.
Promotional rate · $10 monthly fee
Rate by balance
Rate by balance for Premier Money Market Account Balance APY Up to $10,000 0.65% $10,000 – $25,000Your amount 0.70% $25,000 – $50,000 0.80% $50,000 – $100,000 0.90% $100,000 – $250,000 1.25% $250,000 and up 1.75% Rate checked
More details - Kitsap Credit UnionPremium Money MarketPremium Money Market · $2,500 min · 0.65%–3.00% by balance
Credit union · 13 branches
0.65%APY$65 a year on $10,000with conditionsRequirements
Product: New money required (waived for existing funds held in maturing KCU certificates when deposited into a new Premium Money Market Account). Requires a Peak Checking or Business Checking account. Limited to one account per Tax ID.
Offer: New money required (waived for maturing KCU certificate funds). Requires Peak Checking or Business Checking account. Limited to one account per Tax ID.
Qualified rate · Effective Oct 4, 2026
Rate by balance
Rate by balance for Premium Money Market Balance APY $1,000 – $15,000Your amount 0.65% $15,000 – $50,000 2.00% $50,000 – $100,000 2.40% $100,000 – $250,000 2.60% $250,000 – $500,000 2.75% $500,000 – $1,000,000 2.85% $1,000,000 and up 3.00% Rate checked
More details - Nordstrom Federal Credit UnionMoney Market AccountMoney Market Account · $1,000 min · 0.50%–1.00% by balance
Credit union · 1 branch
0.65%APY$65 a year on $10,000Requirements
Product: No maintenance fees. Requires a $1,000 minimum daily balance. Up to 6 transfers/transactions per month per Federal Regulation D.
Offer: Variable rate. Minimum balance to earn APY is $1,000. Dividends calculated on Average Daily Balance and paid monthly.
No monthly fee
Rate by balance
Rate by balance for Money Market Account Balance APY $1,000 – $10,000 0.50% $10,000 – $50,000Your amount 0.65% $50,000 – $100,000 0.75% $100,000 and up 1.00% Rate checked
More details - Progressions Credit UnionMoney Market (“SmartMarket”) AccountsMoney Market (“SmartMarket”) Accounts · $2,000 min · 0.40%–0.85% by balance
Credit union · 2 branches
0.60%APY$60 a year on $10,000Requirements
Product: No monthly service charges. Dividends compounded and credited monthly. Unlimited withdrawals allowed.
No monthly fee · Effective Oct 1, 2026
Rate by balance
Rate by balance for Money Market (“SmartMarket”) Accounts Balance APY $2,000 and up 0.40% $10,000 and upYour amount 0.60% $50,000 and up 0.75% $75,000 and up 0.75% $100,000 and up 0.85% Rate checked
More details - SnoCope Credit UnionMoney MarketMoney Market · $750 min · 0.50%–0.75% by balance
Credit union · 1 branch
0.60%APY$60 a year on $10,000Requirements
Product: Limit of 6 withdrawals per month. Dividends are calculated daily and paid monthly based on daily ending balance.
Offer: Dividends calculated daily and paid monthly.
0.50% interest rate · No monthly fee · Effective Oct 4, 2026
Rate by balance
Rate by balance for Money Market Balance APY $750 and up 0.50% $3,000 and up 0.55% $10,000 and upYour amount 0.60% $50,000 and up 0.75% Rate checked
More details - Columbia Credit UnionMoney Market Account w/Bonus Dividend PlanMoney Market Account w/Bonus Dividend Plan · $0 min · 0.33%–1.10% by balance
Credit union · 13 branches
0.60%APY$60 a year on $10,000with conditionsRequirements
Product: Earn a bonus dividend on your money market balance when enrolled in the Bonus Dividend Plan and meeting Plan requirements: Columbia Credit Union personal checking account with minimum balance of $2,500 and either direct deposit into checking (in current or previous statement period) or payment of CCU loan in current statement period by automatic transfer from checking under same tax ID number. $1,500 minimum balance to avoid $8 monthly fee. Must meet membership eligibility (live or work in WA State or Clackamas, Marion, Multnomah, and Washington counties in OR, and pay $10 lifetime membership fee).
Offer: Bonus Dividend Plan enrollment and qualifying checking requirements.
Qualified rate · 0.33% interest rate · $8 monthly fee
Rate by balance
Rate by balance for Money Market Account w/Bonus Dividend Plan Balance APY Up to $5,000 0.33% $5,000 – $10,000 0.55% $10,000 – $25,000Your amount 0.60% $25,000 – $50,000 0.75% $50,000 – $100,000 0.95% $100,000 and up 1.10% Rate checked
More details - 1st Security BankTiered Rate Money MarketTiered Rate Money Market · $100 min · 0.35%–1.00% by balance
Bank · 25 branches
0.55%APY$55 a year on $10,000Requirements
Product: Interest is compounded and credited at the end of each month using the daily balance method. Monthly maintenance service charge of $15 is waived by maintaining a minimum daily balance of $1,500.
Offer: Maintain a minimum daily balance of $1,500 to avoid $15 monthly maintenance fee.
$15 monthly fee · Effective Jul 31, 2026
Rate by balance
Rate by balance for Tiered Rate Money Market Balance APY Up to $5,000 0.35% $5,000 – $50,000Your amount 0.55% $50,000 – $100,000 0.75% $100,000 and up 1.00% Rate checked
More details
Carrot Score rates each institution on all its CD, savings, auto loan and credit card rates, not just the account shown. How we rank
What savings accounts pay in Washington
364 accounts at 120 banks and credit unions · checked Oct 16–22
- Typical
- 0.15%
- Top 10% from
- 2.27%
- Banks, typical
- 0.10%
- Credit unions, typical
- 0.20%
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Washington
Top Carrot institutions
Ranked across their CDs, savings, auto loans and credit cards. How scores work
- ICCUCredit union · 8 branches
- Responders Emergency Services Credit UnionCredit union · 1 branch
- Ironworkers USA Credit UnionCredit union · 2 branches