Credit union · NCUA insured
Responders Emergency Services Credit Union Savings Rates
Top CarrotResponders Emergency Services Credit Union’s best savings rate is 0.70% APY on $10,000, with its Money Market Account. Rates checked October 22, 2026.
How Responders Emergency Services Credit Union’s savings rates compare
Compared with banks and credit unions near Spokane, WA, where Responders Emergency Services Credit Union has the most branches. $10,000, best rate first.
This credit union’s best
Responders Emergency Services Credit Union
0.70%APY
- Requires
- None
- Minimum
- —
- Earns on $10,000 a year
- $70
Money Market Account
Top rate
Progressions Credit Union
4.00%APY
- Requires
- Monthly account activity
- Minimum
- $0
- Earns on $10,000 a year
- $400
2nd-highest rate
WaFd Bank
3.82%APY
- Requires
- None
- Minimum
- $0
- Earns on $10,000 a year
- $382
Responders Emergency Services Credit Union savings score
81
Savings score
Higher than 55% of U.S. banks and credit unions
- $1,000 balance$1,0000.10%
- $10,000 balance$10,0000.70%
- $100,000 balance$100,0001.01%
- QualifiedQualified0.70%
Each track runs from the lowest to the highest rate among U.S. banks and credit unions; the dot is this rate.Qualified: needs another account or monthly activity.
Where Responders Emergency Services Credit Union ranks
By savings score, in each area where it has branches
Every rate
Current savings rates
Rates from the credit union’s website. Earnings assume the rate doesn’t change.
Money Market Account
Up to 0.70%APY
$5,000.00 minimum balance to earn dividends.
| Balance | APY | Earns on $10,000 a yearEarns | Requirement |
|---|---|---|---|
| $5,000 and upDividends paid monthly. | 0.45% | $45 | Dividends paid monthly. |
| $10,000 and upDividends paid monthly. | 0.70% | $70 | Dividends paid monthly. |
| $50,000 and upDividends paid monthly. | 0.90% | — | Dividends paid monthly. |
| $100,000 and upDividends paid monthly. | 1.01% | — | Dividends paid monthly. |
Sources (1)
- myrescu.org/financial-services · captured Oct 4, 2026
Special-purpose accounts
Christmas Club
12.00%APY
Requires Automatic Funds Transfer (AFT) from an active RESCU checking account on the 15th & 30th only. Check deposits do not qualify. Maximum $50 per transfer (maximum $100 total per month). Automatically transfers entire amount to RESCU checking account on November 1st of each year. One Christmas Club account per member. Active checking requires minimum monthly activity of no less than 10 transactions.
| BalanceRequirement | APY | Earns on $10,000 a yearEarns | Requirement |
|---|---|---|---|
| Up to $1,200Dividends paid monthly. Automatically renews every year.Up to $1,200 | 12.00% | — | Dividends paid monthly. Automatically renews every year. |
Sources (1)
- myrescu.org/financial-services · captured Oct 4, 2026
IRA Share Account
0.15%APY
Offers Traditional and Roth IRA share accounts.
| BalanceRequirement | APY | Earns on $10,000 a yearEarns | Requirement |
|---|---|---|---|
| Any balanceDividends paid monthlyAny balance | 0.15% | $15 | Dividends paid monthly |
Savings (Share) Account
0.15%APY
Minimum balance required to open is $5.00 ($5.00 for under 18 years of age). Dividends earned on average daily balance and paid monthly. Can be used for overdraft protection.
| Balance | APY | Earns on $10,000 a yearEarns | Requirement |
|---|---|---|---|
| Up to $100Dividends paid monthly | 0.00% | — | Dividends paid monthly |
| $100 – $10,000Dividends paid monthly | 0.10% | — | Dividends paid monthly |
| $10,000 and upDividends paid monthly | 0.15% | $15 | Dividends paid monthly |
Sources (1)
- myrescu.org/financial-services · captured Oct 4, 2026
Who can join Responders Emergency Services Credit Union
This may be incomplete or out of date, so check with the credit union before you apply.
Military, government and schools
- Active, prior, or retired employees, certified/commissioned individuals, and support staff of Law Enforcement related agencies and organizations in Washington State and specified Idaho counties are eligible for membership.
- Active, prior, or retired employees, certified/commissioned individuals, and support staff of Firefighter related agencies and organizations in Washington State and specified Idaho counties are eligible for membership.
- Active, prior, or retired employees, certified/commissioned individuals, and support staff of Emergency Medical Services related agencies and organizations in Washington State and specified Idaho counties are eligible for membership.
Family and household
- Family members sponsored by a current RESCU member in good standing are eligible for membership.
Membership information collected October 4, 2026.