Credit union · NCUA insured
Progressions Credit Union Savings Rates
Progressions Credit Union’s best savings rate is 0.60% APY on $10,000, with its Money Market (“SmartMarket”) Accounts. Rates checked October 22, 2026.
How Progressions Credit Union’s savings rates compare
Compared with banks and credit unions near Spokane, WA, where Progressions Credit Union has the most branches. $10,000, best rate first.
This credit union’s best
Progressions Credit Union
4.00%APY
- Requires
- Monthly account activity
- Minimum
- $0
- Earns on $10,000 a year
- $400
Kasasa Saver
2nd-highest rate
WaFd Bank
3.82%APY
- Requires
- None
- Minimum
- $0
- Earns on $10,000 a year
- $382
3rd-highest rate
ICCU
3.40%APY
- Requires
- None
- Minimum
- $1,000
- Earns on $10,000 a year
- $340
Progressions Credit Union savings score
85
Savings score
Higher than 70% of U.S. banks and credit unions
- $1,000 balance$1,0000.10%
- $10,000 balance$10,0000.60%
- $100,000 balance$100,0001.51%
- QualifiedQualified4.00%
Each track runs from the lowest to the highest rate among U.S. banks and credit unions; the dot is this rate.Qualified: needs another account or monthly activity.
Where Progressions Credit Union ranks
By savings score, in each area where it has branches
Every rate
Current savings rates
Rates from the credit union’s website. Earnings assume the rate doesn’t change.
Kasasa Saver
Up to 4.00%APY
Must have a Kasasa Cash or Kasasa Cash Back Account. Qualifying transactions: at least 1 direct deposit, ACH credit, or ACH payment transaction posted per month/cycle, at least 12 debit card purchases posted per cycle, and enrolled in and agree to receive eStatements.
| Balance | APY | Earns on $10,000 a yearEarns | Requirement |
|---|---|---|---|
| Up to $20,000Qualified Rate. Requires meeting monthly qualification cycle requirements in Kasasa Cash or Kasasa Cash Back account. | 4.00% | $400 | Qualified Rate. Requires meeting monthly qualification cycle requirements in Kasasa Cash or Kasasa Cash Back account. |
| Any balanceBase Rate (Non-Qualified Rate) if qualifications are not met. | 0.05% | $5 | Base Rate (Non-Qualified Rate) if qualifications are not met. |
| Over $20,000Qualified Rate on balances over $20,000 (APY range 4.00%-1.50%). | 1.50% | — | Qualified Rate on balances over $20,000 (APY range 4.00%-1.50%). |
Premium Money Market (“SmartMarket Plus”) Accounts
0.30%APY
No monthly service charges. Dividends compounded and credited monthly. Unlimited withdrawals allowed.
| Balance | APY | Earns on $10,000 a yearEarns |
|---|---|---|
| Any balance | 0.30% | $30 |
| $25,000 and up | 0.85% | — |
| $50,000 and up | 1.00% | — |
| $75,000 and up | 1.00% | — |
| $100,000 and up | 1.51% | — |
| $250,000 and up | 3.03% | — |
YES! Savings
Up to 2.00%APY
Dividends compounded/credited monthly. To qualify for the higher dividend up to $2,000, a minimum deposit of $25 must be made monthly. Rate is 0.10% when qualifications are not met.
| Balance | APY | Earns on $10,000 a yearEarns | Requirement |
|---|---|---|---|
| Any balanceRequires minimum deposit of $25 monthly to qualify for 2.00% APY up to $2,000. | 2.00% | $200 | Requires minimum deposit of $25 monthly to qualify for 2.00% APY up to $2,000. |
| Any balanceDividend rate is 0.10% when monthly $25 deposit qualification is not met. | 0.10% | $10 | Dividend rate is 0.10% when monthly $25 deposit qualification is not met. |
| Over $2,000Blended APY range 2.00-0.05% for balances over $2,000.01. | 0.05% | $5 | Blended APY range 2.00-0.05% for balances over $2,000.01. |
Sources (3)
All captured Oct 4, 2026
Money Market (“SmartMarket”) Accounts
Up to 0.60%APY
No monthly service charges. Dividends compounded and credited monthly. Unlimited withdrawals allowed.
| Balance | APY | Earns on $10,000 a yearEarns |
|---|---|---|
| $2,000 and up | 0.40% | $40 |
| $10,000 and up | 0.60% | $60 |
| $50,000 and up | 0.75% | — |
| $75,000 and up | 0.75% | — |
| $100,000 and up | 0.85% | — |
Prime Savings Account
Up to 0.25%APY
Must have a Prime Checking Account. Dividends compounded/credited monthly.
| Balance | APY | Earns on $10,000 a yearEarns |
|---|---|---|
| $25,000 and up | 0.15% | — |
| $100,000 and up | 0.25% | — |
Basic Savings
0.10%APY
Every new membership requires a Basic Savings Account. Monthly maintenance charge of $5.00 applies if balance falls below $200.00 unless member has and uses any other product or service with Progressions Credit Union. Dividends compounded/credited quarterly.
| BalanceRequirement | APY | Earns on $10,000 a yearEarns | Requirement |
|---|---|---|---|
| $50 and upMonthly fee of $5.00 waived if balance stays at or above $200.00 or if you have and use any other product or service with Progressions Credit Union.$50 and up | 0.10% | $10 | Monthly fee of $5.00 waived if balance stays at or above $200.00 or if you have and use any other product or service with Progressions Credit Union. |
Sub-Savings
0.10%APY
Dividends are compounded/credited quarterly.
| Balance | APY | Earns on $10,000 a yearEarns |
|---|---|---|
| Any balance | 0.10% | $10 |
Sources (1)
- progressionscu.org/deposit-rates · captured Oct 4, 2026
Special-purpose accounts
YES! Christmas Club
Up to 2.00%APY
Dividends compounded/credited monthly. To qualify for higher dividend up to $2000, a minimum deposit of $25 must be made monthly. Rate is 0.10% when qualifications are not met. Funds automatically transfer into checking or savings on October 15th.
| Balance | APY | Earns on $10,000 a yearEarns | Requirement |
|---|---|---|---|
| Any balanceRequires minimum monthly deposit of $25 to qualify for 2.00% APY up to $2,000. | 2.00% | $200 | Requires minimum monthly deposit of $25 to qualify for 2.00% APY up to $2,000. |
| Any balanceDividend rate is 0.10% when qualifications are not met. | 0.10% | $10 | Dividend rate is 0.10% when qualifications are not met. |
| Over $2,000Blended APY range 2.00-0.05% for balances over $2,000.01. | 0.05% | $5 | Blended APY range 2.00-0.05% for balances over $2,000.01. |
Sources (3)
All captured Oct 4, 2026
Individual Retirement Accounts (IRA)
Up to 0.20%APY
Available as Traditional IRA, Roth IRA, and Educational Savings IRA (Coverdell ESA). Dividends are compounded/credited quarterly.
| Balance | APY | Earns on $10,000 a yearEarns |
|---|---|---|
| $5 and up | 0.15% | $15 |
| $10,000 and up | 0.20% | $20 |
| $50,000 and up | 0.30% | — |
Sources (3)
All captured Oct 4, 2026
Youth Accounts
0.10%APY
Includes SmartBaby / SmartKid, Jr. Stamper, and boom! / SmartTeen. Must be co-owned by a parent or legal guardian. Dividends compounded/credited quarterly.
| BalanceRequirement | APY | Earns on $10,000 a yearEarns | Requirement |
|---|---|---|---|
| Any balanceNo monthly maintenance fees.Any balance | 0.10% | $10 | No monthly maintenance fees. |
Sources (4)
- progressionscu.org/youthaccounts
- progressionscu.org/smartkid
- progressionscu.org/smartteen
- progressionscu.org/deposit-rates
All captured Oct 4, 2026
Who can join Progressions Credit Union
This may be incomplete or out of date, so check with the credit union before you apply.
Where you live or work
- Membership is open to individuals who live, work, worship or attend school in the state of Washington.
Military, government and schools
- Membership is open to individuals who work or are retired from the United States Postal Service (currently Eastern Washington and all of Idaho).
Family and household
- Membership is open to individuals who have a family member related by blood or marriage who is eligible.
Membership information collected October 4, 2026.