Compare Bank & Credit Union Rates
Best savings rates in Virginia
Compare published savings yields, money market accounts included, with minimums, requirements, collection dates and original sources.
Top savings rates
Showing 121–135 results in Virginia
- Beacon Credit UnionHorizon Money MarketHorizon Money Market · $100 min · 0.05%–0.80% by balance
Credit union · 10 branches
0.65%APY$65 a year on $10,000Requirements
Product: Tiered blended rate product where members earn stated rates from minimum balance points in each tier. Includes up to 6 transactions per month and free check withdrawals. Requires a $5 membership share to qualify for Beacon products.
Offer: Tier 1 rate. Dividends compounded monthly.
0.05% interest rate · Compounded monthly · No monthly fee
Rate by balance
Rate by balance for Horizon Money Market Balance APY Up to $2,000 0.05% $2,000 – $5,000Tier 2 rate. APY ranges from 0.05% to 0.11% as a blended rate product. 0.15%* $5,000 – $10,000Tier 3 rate. APY ranges from 0.11% to 0.18% as a blended rate product. 0.25%* $10,000 – $50,000Your amountTier 4 rate. APY ranges from 0.18% to 0.56% as a blended rate product. 0.65%* $50,000 and upTier 5 rate. APY ranges from 0.56% to 0.79% as a blended rate product. 0.80%* Rate checked
More details - 0.65%APY$65 a year on $10,000
0.65% interest rate · No monthly fee
Rate checked
More details - 0.65%APY$65 a year on $10,000
Requirements
Product: Owned by two or more people; all owners can deposit, withdraw, and view balance.
0.65% interest rate · No monthly fee
Rate checked
More details - First Community BankCommunity SavingsSavings · $10,000 min · 0.60%–1.51% by balance
Bank · 26 branches
0.60%APY$60 a year on $10,000Requirements
Product: Interest is compounded and credited quarterly. Standard $12 quarterly maintenance fee waived with a $100 minimum daily balance. Limited to 6 transfers/withdrawals per statement cycle.
0.60% interest rate · Effective Sep 17, 2025
Rate by balance
Rate by balance for Community Savings Balance APY $10,000 and upYour amount 0.60% $25,000 and up 0.75% $50,000 and up 1.51% $100,000 and up 1.51% $250,000 and up 1.51% $500,000 and up 1.51% $1,000,000 and up 1.51% Rate checked
More details - Arlington Community Federal Credit UnionMoney Market SavingsMoney Market Savings · $0 min · 0.50%–0.75% by balance
Credit union · 4 branches
0.60%APY$60 a year on $10,000Requirements
Product: Membership eligibility required. $5 deposit requirement of membership. Fees may reduce earnings. Yields may change after opening. Free convenience checks included.
Effective Jan 1, 2023
Rate by balance
Rate by balance for Money Market Savings Balance APY Up to $2,500 0.50% $2,500 – $10,000 0.60% $10,000 – $25,000Your amount 0.60% $25,000 – $75,000 0.75% $75,000 and up 0.75% Rate checked
More details - Northwest Federal Credit UnionMoney Market AccountMoney Market Account · $0 min · 0.57%–1.39% by balance
Credit union · 11 branches
0.57%APY$57 a year on $10,000Requirements
Product: Dividends are compounded daily and paid monthly. No minimum balance required to open or maintain the account; $0.01 balance required to earn dividends.
Offer: Balance less than $2,500; $0.01 balance to earn dividends.
0.57% interest rate · Compounded daily · Effective Oct 1, 2026
Rate by balance
Rate by balance for Money Market Account Balance APY Up to $2,500 0.57% $2,500 – $25,000Your amount 0.57% $25,000 – $50,000 0.65% $50,000 – $100,000 0.67% $100,000 – $250,000 0.86% $250,000 – $1,000,000 1.34% $1,000,000 and up 1.39% Rate checked
More details - 0.55%APY$55 a year on $10,000
Requirements
Product: Monthly maintenance service charge of $5.00 is avoided with an average monthly balance of $100.
Offer: Minimum balance to earn APY is based on daily balance. Monthly maintenance fee of $5.00 waived with $100 average monthly balance.
0.55% interest rate · $5 monthly fee · Effective Oct 22, 2026
Rate by balance
Rate by balance for Savings Account Balance APY Up to $99,999Your amount 0.55% $100,000 – $499,999 0.91% $500,000 – $1,999,999 1.10% $2,000,000 and up 1.28% Rate checked
More details - Marine Federal Credit UnionStandard Money MarketStandard Money Market · $2,500 min · 0.55%–0.75% by balance
Credit union · 2 branches
0.55%APY$55 a year on $10,000Requirements
Offer: Dividends compound and credit monthly using the Average Daily Balance method.
0.55% interest rate · Effective Jul 20, 2026
Rate by balance
Rate by balance for Standard Money Market Balance APY $2,500 – $10,000Your amount 0.55% $10,000 – $25,000 0.60% $25,000 – $50,000 0.65% Over $50,000 0.75% Rate checked
More details - Fulton BankPlatinum Money MarketPlatinum Money Market · $1,000 min · 0.50%–2.10% by balance
Bank · 10 branches
0.55%APY$55 a year on $10,000with conditionsRequirements
Product: Tiered interest rate account. Standard rates and Preferred Pricing bonus tiers available based on combined deposit and investment balances for eligible relationship checking owners.
Offer: Preferred Pricing Silver tier with $25,000 combined balance.
Qualified rate · 0.50% interest rate · Effective Feb 26, 2026
Rate by balance
Rate by balance for Platinum Money Market Balance APY $1,000 – $9,999 0.50% $9,999 – $24,999Your amount 0.55% $24,999 – $49,999 0.70% $49,999 – $99,999 1.10% $99,999 – $249,999 1.79% $249,999 – $999,999 2.10% $999,999 – $1,999,999 2.10% Over $1,999,999 2.10% Rate checked
More details - Chartway Credit UnionMoney Market AccountMoney Market Account · $2,500 min · 0.25%–0.60% by balance
Credit union · 18 branches
0.50%APY$50 a year on $10,000Requirements
Product: Fees could reduce earnings on the account (applies only to maintenance or activity fees). Variable rates. Rates subject to change at any time without notice.
0.25% interest rate · Effective Oct 22, 2026
Rate by balance
Rate by balance for Money Market Account Balance APY $2,500 – $5,000 0.25% $5,000 – $10,000 0.40% $10,000 – $25,000Your amount 0.50% $25,000 – $50,000 0.55% $50,000 – $100,000 0.60% $100,000 and up 0.35% Rate checked
More details - Hanscom Federal Credit UnionPremier Money MarketPremier Money Market · $2,000 min · 0.50%–3.50% by balance
Credit union · 1 branch
0.50%APY$50 a year on $10,000with conditionsRequirements
Product: Premier Checking required to open.
Offer: Premier Checking required to open.
Qualified rate · 0.50% interest rate · No monthly fee · Effective Oct 15, 2026
Rate by balance
Rate by balance for Premier Money Market Balance APY Up to $25,000Your amount 0.50% $25,000 – $50,000 1.50% $50,000 – $100,000 2.50% $100,000 – $250,000 3.25% $250,000 – $500,000 3.25% $500,000 – $1,000,000 3.50% $1,000,000 and up 3.50% Rate checked
More details - BayPort Credit UnionPinnacle Money MarketPinnacle Money Market · $2,500 min · 0.00%–3.00% by balance
Credit union · 30 branches
0.50%APY$50 a year on $10,0000.00% interest rate
Rate by balance
Rate by balance for Pinnacle Money Market Balance APY Up to $2,500 0.00% $2,500 – $10,000 0.50% $10,000 – $25,000Your amount 0.50% $25,000 – $50,000 1.30% $50,000 – $100,000 1.40% $100,000 – $250,000 1.55% $250,000 – $500,000 1.90% $500,000 – $1,000,000 2.80% $1,000,000 and up 3.00% Rate checked
More details - PFD Firefighters' Credit Union, Inc.Share AccountSavings · $500 min · 0.25%–0.50% by balance
Credit union · 1 branch
0.50%APY$50 a year on $10,000Requirements
Offer: $25.00 Minimum Balance
0.25% interest rate
Rate by balance
Rate by balance for Share Account Balance APY $500 – $2,500 0.25%* $2,500 – $5,000 0.37%* Over $5,000Your amount 0.50%* Rate checked
More details - 0.50%APY$50 a year on $10,000
Requirements
Product: No monthly maintenance fee or minimum balance requirement. Cannot have a direct Visa debit card issued directly with the account, but can link as a secondary account for cash ATM withdrawals if paired with a checking account.
0.50% interest rate · No monthly fee · Effective Oct 4, 2026
Rate checked
More details - 0.50%APY$50 a year on $10,000
Requirements
Product: Tiered rates compound monthly. Some rates are not available in Puerto Rico.
Offer: Balances below $2,500. Some rates are not available in Puerto Rico.
0.30% interest rate · No monthly fee · Effective Oct 1, 2026
Rate by balance
Rate by balance for Money Market Balance APY Up to $2,500 0.30% $2,500 – $24,999Your amount 0.50% $25,000 – $49,999 0.85% $50,000 – $99,999 1.00% $100,000 and up 1.25% Rate checked
More details
Carrot Score rates each institution on all its CD, savings, auto loan and credit card rates, not just the account shown. How we rank
* APY calculated from the stated interest rate. Daily compounding is assumed when the institution does not state it.
What savings accounts pay in Virginia
402 accounts at 151 banks and credit unions · checked Oct 15–22
- Typical
- 0.15%
- Top 10% from
- 2.48%
- Banks, typical
- 0.20%
- Credit unions, typical
- 0.15%
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Virginia
Top Carrot institutions
Ranked across their CDs, savings, auto loans and credit cards. How scores work
- Hanscom Federal Credit UnionCredit union · 1 branch
- Langley Credit UnionCredit union · 19 branches
- EagleBankBank · 3 branches