Credit union · NCUA insured
BayPort Credit Union Savings Rates
BayPort Credit Union’s best savings rate is 0.50% APY on $10,000, with its Pinnacle Money Market. Rates checked October 22, 2026.
How BayPort Credit Union’s savings rates compare
Compared with banks and credit unions near Virginia Beach, VA-NC, where BayPort Credit Union has the most branches. $10,000, best rate first.
This credit union’s best
BayPort Credit Union
0.50%APY
- Minimum
- $2,500
- Earns on $10,000 a year
- $50
Pinnacle Money Market
Top rate
Primis Bank
3.85%APY
- Minimum
- $1
- Earns on $10,000 a year
- $385
2nd-highest rate
Langley Credit Union
3.75%APY
- Minimum
- $0
- Earns on $10,000 a year
- $375
BayPort Credit Union savings score
78
Savings score
Higher than 46% of U.S. banks and credit unions
- $1,000 balance$1,0000.05%
- $10,000 balance$10,0000.50%
- $100,000 balance$100,0001.55%
- QualifiedQualified0.50%
Each track runs from the lowest to the highest rate among U.S. banks and credit unions; the dot is this rate.Qualified: needs another account or monthly activity.
Where BayPort Credit Union ranks
By savings score, in each area where it has branches
Every rate
Current savings rates
Rates from the credit union’s website. Earnings assume the rate doesn’t change.
Pinnacle Money Market
0.50%APY
| Balance | APY | Earns on $10,000 a yearEarns |
|---|---|---|
| Up to $2,500 | 0.00% | — |
| $2,500 – $10,000 | 0.50% | — |
| $10,000 – $25,000 | 0.50% | $50 |
| $25,000 – $50,000 | 1.30% | — |
| $50,000 – $100,000 | 1.40% | — |
| $100,000 – $250,000 | 1.55% | — |
| $250,000 – $500,000 | 1.90% | — |
| $500,000 – $1,000,000 | 2.80% | — |
| $1,000,000 and up | 3.00% | — |
Sources (1)
- bayportcu.org/rates · captured Oct 7, 2026
High Yield Savings
2.50%APY on $10,000
Available to High Yield and Cash Back Checking members only. Must meet checking account requirements. Minimum opening balance $25. Dividends compound monthly. Tier 1 Dividend Rate applies on the average daily balance up to $100,000, and Tier 2 Dividend Rate applies on average daily balance over $100,000.01. If requirements are not met, entire balance earns 0.05% APY.
| Part of the balance | Rate on that part |
|---|---|
| Up to $100,000 | 2.47% |
| Over $100,000 | 0.15% |
On $10,000 the tiers blend to about 2.50% APY, earning $250 a year.
Money Market
0.20%APY
| Balance | APY | Earns on $10,000 a yearEarns |
|---|---|---|
| Up to $2,500 | 0.00% | — |
| $2,500 – $10,000 | 0.20% | — |
| $10,000 – $25,000 | 0.20% | $20 |
| $25,000 – $50,000 | 0.25% | — |
| $50,000 and up | 0.25% | — |
Sources (1)
- bayportcu.org/rates · captured Oct 7, 2026
Savings Account
0.15%APY
Only $5 to open. Earn dividends on deposits over $100.
| Balance | APY | Earns on $10,000 a yearEarns |
|---|---|---|
| Up to $100 | 0.00% | — |
| $100 – $2,000 | 0.05% | — |
| $2,000 and up | 0.15% | $15 |
Special-purpose accounts
Fast Start Savings
0.82%APY on $10,000
For members 24 and under (under 25 years of age). Minimum monthly deposits of at least $10 are required to earn the dividend rate/APY. If deposit requirement is not met, dividends/APY revert to the Young Investors rate. One free withdrawal per quarter. Rate applies on the portion of balance in each tier.
| Part of the balance | Rate on that part |
|---|---|
| Up to $500 | 4.91% |
| $500 – $2,000 | 2.97% |
| $2,000 and up | 0.15% |
On $10,000 the tiers blend to about 0.82% APY, earning $82 a year.
IRA Savings
0.25%APY
| Balance | APY | Earns on $10,000 a yearEarns |
|---|---|---|
| $100 and up | 0.25% | $25 |
Sources (1)
- bayportcu.org/rates · captured Oct 7, 2026
Christmas & Vacation Club
0.15%APY
No minimum to open or minimum balance requirements. Earn dividends on deposits over $100. One free withdrawal per year. Christmas Club deposits are disbursed to savings or checking on September 30th each year.
| Balance | APY | Earns on $10,000 a yearEarns |
|---|---|---|
| Up to $100 | 0.00% | — |
| $100 – $2,000 | 0.05% | — |
| $2,000 and up | 0.15% | $15 |
Who can join BayPort Credit Union
We don’t have this credit union’s membership requirements here yet. Confirm that you can join before applying.