Best savings rates in Virginia

Requirements

Product: Savings Account dividends will be compounded and credited monthly on the last day of each calendar month. Dividend Rates and APYs are variable and are subject to change. Certain fees and charges may apply to your share account as disclosed in the current Schedule of Fees. Assessed fees may reduce earnings.

Offer: Minimum balance to earn APY is $50.

Requirements

Product: High-yield savings account with checks and debit card convenience. No term restrictions. Balances below $2,500 earn regular Primary Share Savings rate. Requires maintaining $25 minimum balance in Primary Share Savings account.

Offer: Balances below $2,500 earn regular Primary Share Savings dividend rate.

Requirements

Product: Must be a member of the credit union. Membership eligibility required. No recurring monthly maintenance charges or fees to open or close. Dividends compounded and credited monthly. Only one High-Yield Savings Account allowed per membership. Maximum balance $250,000. Excess transaction fee applies for more than 6 transfers/withdrawals per calendar month.

Offer: If the average daily balance of the account exceeds $250,000, the remaining balance will be paid at the rate stated for the second tier.

Requirements

Product: Must maintain an open/eligible U.S. HSBC Premier checking account linked to the savings account. Not available to business customers.

Offer: Relationship APY automatically applies during the Introductory Period (remainder of opening month plus following 3 months). Thereafter, requires meeting at least 1 of the qualification criteria monthly (e.g. $500+ debit card purchases/payments, $500+ credit card payments from linked Premier checking, $5,000+ qualifying direct deposits, holding a U.S. mortgage serviced by HSBC, or HSBC Premier Elite status).

Requirements

Product: One account per customer. No minimum balance required. Digital statements must be activated and either have an open Movement Rewards Checking Account or maintain a minimum daily balance of $15,000 to earn qualifying rates.

Offer: Earn 3.05% APY on balances up to and including $50,000.00 when meeting monthly qualifications (digital statements activated plus open Movement Rewards Checking Account or minimum daily balance of $15,000).

Requirements

Product: Moratorium on opening any out-of-state accounts for non-Martinsville First Savings Bank customers.

Requirements

Product: Exclusive to education community employees in the United States. Requires minimum direct deposit of $500 per month to any Apple FCU Checking or Savings account to qualify for premium rate. Balances over $10,000 and accounts without qualifying direct deposit earn the Regular Savings rate.

Offer: Compounded monthly. Premium rate earned on balances up to $10,000 with qualifying minimum monthly direct deposit of $500 to any Apple FCU Checking or Savings account. No minimum balance or monthly fees.

Requirements

Product: Available in select markets/states to applicants with qualifying residential address. Monthly service fee is waived for accounts with a linked Citi checking account, an average monthly balance of $500 or more, or enrollment in Citi Priority, Citigold, or Citigold Private Client relationship tiers. Accounts with a zero balance for 90 calendar days are subject to closure.

Offer: Everyday Benefits tier. Rates apply to ZIP 57108 (OUT pricing region). $4.50 monthly fee waived with $500+ average monthly balance or linked Citi checking account.

Requirements

Product: Advertised rates available only to new funds deposited with First Carolina Bank Platinum Advantage Money Market Account; personal or business clients may be required to have or open a personal or business checking account

Offer: Available only to new funds; personal or business clients may be required to have or open a checking account; $25 monthly fee applied if minimum balance drops below $2,500 during a statement period; rate is variable

Requirements

Product: Linked to Kasasa Cash+ checking account. Earnings/rewards from Kasasa Cash+ automatically transfer into Kasasa Saver+. Free online, mobile, and telephone banking.

Offer: Applies to balances up to $75,000 when linked Kasasa Cash+ qualification requirements are met.

Requirements

Product: Exclusive savings account paired with linked Kasasa Cash Checking account. No monthly maintenance fee. $100.00 minimum deposit to open. Meeting monthly qualification cycle requirements on linked Kasasa Cash account earns premium APY tiers and domestic ATM fee reimbursements; otherwise base APY applies.

Offer: Base rate earned on all balances if Kasasa Cash monthly qualifications are not met.

Requirements

Product: Only available linked to a Kasasa Cash or Kasasa Cash Back checking account under the same ownership.

Offer: Earned on all balances when qualifications are met in linked Kasasa Cash Checking or Kasasa Cash Back checking account: 12 qualifying debit card purchases, enrolled in and agree to receive eStatements, and enrolled in and log into Online Banking during each Monthly Qualification Cycle.

Requirements

Product: Must have and maintain a linked Kasasa Cash, Kasasa Cash Back, Kasasa Eats, or Kasasa Play checking account. To earn higher rate, must meet linked checking qualifications each Monthly Qualification Cycle: at least 15 debit card purchases, at least 1 direct deposit or ACH payment or bill pay transaction, and enrollment in eStatements. Limit of one account per person. No monthly maintenance fee.

Offer: When linked Kasasa checking account qualifications are met: at least 15 debit card purchases, at least 1 direct deposit/ACH/bill pay, and eStatements. Earns 2.96% interest rate resulting in 3.00% APY on balances up to $75,000.

Requirements

Product: Available online in states where branches are located. Interest compounded monthly. Fees may reduce earnings. APY/rate may change at any time before or after account opening.

Offer: Monthly service fee of $10 waived by maintaining an average daily balance of $500 in the account for the monthly cycle.