Compare Bank & Credit Union Rates
Best savings rates in Texas
Compare published savings yields, money market accounts included, with minimums, requirements, collection dates and original sources.
Top savings rates
Showing 736–750 results in Texas
- 0.10%APY$10 a year on $10,000
Requirements
Product: Comes standard with My Community membership. Requires maintaining a $5.00 minimum balance at all times and demonstrating regular activity to keep account open. Dividends compounded and credited monthly based on Average Daily Balance.
Offer: Minimum balance to earn dividends is $5.00.
0.10% interest rate
Rate checked
More details - Southwest Airlines Federal Credit UnionMembership Savings AccountSavings · $100 min
Credit union · 2 branches
0.10%APY$10 a year on $10,000Requirements
Product: Grants full SWACU membership. Must maintain a minimum balance of $5. Dividends are earned on balances of $100 or more (earned daily, credited quarterly). Optional paper statements cost $3/month (members under 18 or over 70 exempt).
Offer: Compounded quarterly. Dividends are earned on balances more than $100.
Compounded quarterly · No monthly fee · Effective Aug 24, 2026
Rate checked
More details - 0.10%APY$10 a year on $10,000
Requirements
Product: Exclusively available online. No monthly service charge. Interest compounded daily and credited monthly.
Offer: Minimum opening balance of $50 in new funds to First Citizens, maximum of $1,000,000, required to receive advertised APY. Variable rate subject to change. First two withdrawals or transfers per month are free, then $3 each.
Compounded daily · Balance cap $1,000,000 · No monthly fee
Rate checked
More details - 0.10%APY$10 a year on $10,000
Requirements
Product: Must maintain a minimum balance of $100.00 each day to obtain the disclosed APY. $3.00 monthly fee if minimum daily balance falls below $100.00.
Offer: Applies to balances through $99.99. $3.00 monthly fee if daily balance falls below $100.00.
0.00% interest rate · $3 monthly fee
Rate by balance
Rate by balance for Savings Account Balance APY Up to $100 0.00% $100 and upYour amount 0.10% Rate checked
More details - Amplify Credit UnionPersonal High-Yield SavingsSavings · $0 min · 0.00%–0.30% by balance
Credit union · 4 branches
0.10%APY$10 a year on $10,000Requirements
Product: Minimum balance of $10,000 is required to earn the advertised APY.
0.00% interest rate · No monthly fee · Effective Jan 16, 2026
Rate by balance
Rate by balance for Personal High-Yield Savings Balance APY Up to $9,999 0.00% $10,000 – $24,999Your amount 0.10% $25,000 – $49,999 0.15% $50,000 – $99,999 0.20% $100,000 – $249,999 0.25% $250,000 and up 0.30% Rate checked
More details - Amplify Credit UnionPersonal Classic Money MarketPersonal Classic Money Market · $0 min · 0.00%–0.30% by balance
Credit union · 4 branches
0.10%APY$10 a year on $10,0000.00% interest rate · No monthly fee · Effective Jan 16, 2026
Rate by balance
Rate by balance for Personal Classic Money Market Balance APY Up to $999 0.00% $1,000 – $24,999Your amount 0.10% $25,000 – $49,999Minimum balance of $1,000 is required to earn the advertised APY. 0.15% $50,000 – $99,999Minimum balance of $1,000 is required to earn the advertised APY. 0.20% $100,000 – $249,999Minimum balance of $1,000 is required to earn the advertised APY. 0.25% $250,000 and upMinimum balance of $1,000 is required to earn the advertised APY. 0.30% Rate checked
More details - 0.10%APY$10 a year on $10,000
Requirements
Product: Minimum balance of $25.00 required at all times to be eligible for other services. Dividends calculated on average daily balance and paid quarterly.
Offer: Paid quarterly on all balances $25 and above. APY assumes dividends remain on deposit for at least one year; withdrawals reduce earnings.
0.10% interest rate
Rate checked
More details - ILA 1351 Federal Credit UnionShare SavingsSavings · $100 min · 0.10%–0.20% by balance
Credit union · 2 branches
0.10%APY$10 a year on $10,000Requirements
Product: Available to all members who maintain at least a $25.00 balance at all times. Dividends are approved quarterly by the Board of Directors.
Rate by balance
Rate by balance for Share Savings Balance APY $100 – $25,000Your amount 0.10% $25,000 – $75,000 0.15% $75,000 – $1,000,000 0.20% Rate checked
More details - 0.10%APY$10 a year on $10,000
Requirements
Product: Dividends calculated quarterly on daily balances of $100 or more; compounded and paid quarterly. Account must remain open throughout the quarter to earn dividends for quarter. $5 deposit required to join and keep membership active. No service fees.
Offer: Account must remain open throughout the quarter to earn dividends for quarter. APY shown is most recent paid (prior quarter). Dividends calculated and paid quarterly.
No monthly fee · Effective Apr 1, 2026
Rate checked
More details - Midwestern State University Credit UnionSavingsSavings · $25 min · 0.00%–0.10% by balance
Credit union · 1 branch
0.10%APY$10 a year on $10,000intro rateRequirements
Product: Minimum balance: $25.00. Fees could reduce earnings. Dividend period July 1, 2025 to September 30, 2025.
Promotional rate · 0.00% interest rate · Effective Jul 1, 2025
Rate by balance
Rate by balance for Savings Balance APY Up to $100 0.00% $100 – $3,000 0.05% $3,000 – $10,000 0.05% $10,000 and upYour amount 0.10% Rate checked
More details - 0.10%APY$10 a year on $10,000
Requirements
Product: Secondary savings account used to separate funds for special purposes. No maintenance fees. Up to 3 withdrawals per month free; more than 3 withdrawals incur a fee. Can be used as collateral on a loan. Minimum balance to earn dividends is $100; if balance drops below $100, interest drops to 0.00% APY.
Offer: Fixed interest rate at 0.10% on a balance of $100 or more. If balance drops below $100, rate earned drops to 0.00% APY. Opening minimum is $25.
0.10% interest rate · Effective Oct 1, 2025
Rate checked
More details - 0.10%APY$10 a year on $10,000
Requirements
Product: Limit one Prize Savings account per membership. Must be 18 years of age or older. 3 free withdrawals per month; additional withdrawals incur a fee. Minimum Relationship Fee applies if minimum monthly balance of $500 is not maintained and no other loan or deposit relationship exists. Minimum balance of $100 required to earn dividends. Receive 1 entry for every $5 monthly average balance for monthly Giveaway and 1 entry for every $5 monthly average daily balance for Annual Grand Prize Giveaway.
Offer: Fixed interest rate at 0.10% on balances of $100 or more. Minimum opening deposit $25 membership share.
0.10% interest rate · Effective Oct 1, 2025
Rate checked
More details - 0.10%APY$10 a year on $10,000
Requirements
Offer: Dividends compounded monthly, credited monthly. Dividends earned on balances $200 or more.
0.10% interest rate · Compounded monthly · No monthly fee · Effective Jan 1, 2025
Rate checked
More details - 0.10%APY$10 a year on $10,000
Requirements
Product: Opening deposit of $20 plus a $5 fee. Dividends paid monthly.
Offer: Dividends paid monthly; $5 fee applies at opening.
0.10% interest rate
Rate checked
More details - 0.10%APY$10 a year on $10,000
Requirements
Product: Opening deposit of $20 plus a $5 membership fee required. Dividends paid monthly.
Offer: Dividends paid monthly; $5 fee applies at opening.
0.10% interest rate
Rate checked
More details
Carrot Score rates each institution on all its CD, savings, auto loan and credit card rates, not just the account shown. How we rank
What savings accounts pay in Texas
965 accounts at 411 banks and credit unions · checked Oct 22–24
- Typical
- 0.25%
- Top 10% from
- 2.02%
- Banks, typical
- 0.35%
- Credit unions, typical
- 0.25%
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Texas
Top Carrot institutions
Ranked across their CDs, savings, auto loans and credit cards. How scores work
- Harris County Federal Credit UnionCredit union · 1 branch
- NAFT Federal Credit UnionCredit union · 3 branches
- Barksdale Federal Credit UnionCredit union · 2 branches